Palomar Holdings (PLMR) Stock Overview
A specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 3/6 |
| Past Performance | 6/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
PLMR Community Fair Values
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Analyst Price Targets
Top Community Narratives
Palomar Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$120.97 |
| 52 Week High | US$175.85 |
| 52 Week Low | US$107.75 |
| Beta | 0.54 |
| 1 Month Change | 0.72% |
| 3 Month Change | -2.62% |
| 1 Year Change | -20.31% |
| 3 Year Change | 137.20% |
| 5 Year Change | 78.90% |
| Change since IPO | 537.02% |
Recent News & Updates
Recent updates
Palomar Holdings: Strong Fundamentals, Yet Discounted Valuation
Mar 25
PLMR: Higher Future P/E Assumptions Will Support Commercial Line Pricing Upside
Analysts have nudged their average price target for Palomar Holdings slightly higher, with one firm raising its estimate to $171 from $170. The revision reflects updated assumptions on fair value, discount rate, revenue growth, profit margin, and future P/E.PLMR: Lighter Property Renewals Will Support Commercial Line Pricing Upside Ahead
Analysts have reduced their price target on Palomar Holdings to $134 from $168, reflecting sector wide P&C headwinds, even as they point to an expected solid Q3 supported by a lighter mix of property renewals that could aid commercial line pricing. Analyst Commentary Bullish Takeaways Bullish analysts highlight that Q3 is tracking as a solid quarter, supporting the view that Palomar can continue to execute well despite broader insurance sector volatility.PLMR: Lighter Property Renewals Will Support Commercial Line Pricing Ahead
Analysts have lowered their price target for Palomar Holdings to $134 from $168, citing mixed sector performance and adjustments in property renewals, even though there are expectations for a solid quarter. Analyst Commentary Analysts have provided a nuanced outlook for Palomar Holdings, reflecting both optimism regarding the company's near-term operating performance and caution about sector-wide challenges affecting valuation.PLMR: Pricing Improvements In Commercial Lines Should Drive Improved Outlook
Narrative Update on Palomar Holdings Analysts have revised Palomar Holdings' price target downward from $153.33 to $160.00, citing a combination of slightly higher projected revenue growth, lower profit margin estimates, and noting that, while Q3 fundamentals remain solid, broader sector underperformance has tempered near-term optimism. Analyst Commentary Recent analyst assessments provide a nuanced outlook for Palomar Holdings, highlighting both supportive trends and areas of caution as pricing targets and sector forecasts are updated.PLMR: Resilient Earnings And Buyback Program Will Drive Renewed Momentum
Palomar Holdings' analyst price target has been revised downward from $168 to $134, as analysts cite sector-wide valuation pressures, slow growth in key segments, and mixed stock performance even though the company reported solid quarterly results. Analyst Commentary Analyst sentiment on Palomar Holdings remains mixed following its latest financial results, with updated price targets reflecting both strengths and ongoing challenges within the company and its sector.Climate Change And Underwriting Technology Will Secure Long-Term Stability
Analysts have lowered their average price target on Palomar Holdings by approximately $6 to $153, citing sector valuation pressures and adjustments for slower growth in certain business lines, despite ongoing earnings potential. Analyst Commentary Recent analyst updates have adjusted Palomar Holdings' price targets downward, reflecting evolving views on growth prospects and sector-wide valuation pressures.Climate Change And Underwriting Technology Will Secure Long-Term Stability
Palomar Holdings’ analyst price target has been modestly reduced, with the consensus fair value moving from $165.33 to $159.67. Analysts cite softer growth projections and sector-wide valuation pressures for the adjustment.Climate Change And Underwriting Technology Will Secure Long-Term Stability
With Palomar Holdings’ net profit margin and consensus revenue growth forecasts both remaining stable, the analyst price target has consequently held steady at $172.67. What's in the News Palomar Holdings announced a $150 million share repurchase program, valid through July 31, 2027.Here's Why We Think Palomar Holdings (NASDAQ:PLMR) Is Well Worth Watching
Aug 02
What You Can Learn From Palomar Holdings, Inc.'s (NASDAQ:PLMR) P/E
Jul 11Here's Why Palomar Holdings, Inc.'s (NASDAQ:PLMR) CEO May Deserve A Raise
May 16With EPS Growth And More, Palomar Holdings (NASDAQ:PLMR) Makes An Interesting Case
Apr 25Palomar: Still Bullish Considering Recent M&A And Mid-Term Outlook
Apr 01Upgrade: Analysts Just Made An Increase To Their Palomar Holdings, Inc. (NASDAQ:PLMR) Forecasts
Feb 16Palomar: Shining Star In The Insurance Sector
Jan 20Palomar Holdings, Inc.'s (NASDAQ:PLMR) Price In Tune With Earnings
Jan 11Palomar Holdings, Inc.'s (NASDAQ:PLMR) Earnings Haven't Escaped The Attention Of Investors
Sep 13
Expanding Insurance Segments And Strategic Acquisitions Set To Boost Revenue And Profitability
Strategy targets new insurance segments and niche markets for revenue growth through acquisitions and leveraging company resources.Here's Why We Think Palomar Holdings (NASDAQ:PLMR) Might Deserve Your Attention Today
Jul 14Market Participants Recognise Palomar Holdings, Inc.'s (NASDAQ:PLMR) Earnings
Jun 14Palomar: Above-Expectations Q1 Results Point To A Positive Outlook
May 06Shareholder Returns
| PLMR | US Insurance | US Market | |
|---|---|---|---|
| 7D | -4.0% | -1.0% | 0.8% |
| 1Y | -20.3% | -8.2% | 27.8% |
Return vs Industry: PLMR underperformed the US Insurance industry which returned -8.2% over the past year.
Return vs Market: PLMR underperformed the US Market which returned 27.8% over the past year.
Price Volatility
| PLMR volatility | |
|---|---|
| PLMR Average Weekly Movement | 4.6% |
| Insurance Industry Average Movement | 4.4% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: PLMR has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PLMR's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2013 | 439 | Mac Armstrong | plmr.com |
Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well as assumed reinsurance and crop insurance products. It markets and distributes its products through retail agents, program administrators, wholesale brokers, and strategic partnerships.
Palomar Holdings, Inc. Fundamentals Summary
| PLMR fundamental statistics | |
|---|---|
| Market cap | US$3.21b |
| Earnings (TTM) | US$197.07m |
| Revenue (TTM) | US$875.97m |
Is PLMR overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PLMR income statement (TTM) | |
|---|---|
| Revenue | US$875.97m |
| Cost of Revenue | US$601.17m |
| Gross Profit | US$274.80m |
| Other Expenses | US$77.73m |
| Earnings | US$197.07m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
May 06, 2026
| Earnings per share (EPS) | 7.43 |
| Gross Margin | 31.37% |
| Net Profit Margin | 22.50% |
| Debt/Equity Ratio | 0% |
How did PLMR perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/03 07:23 |
| End of Day Share Price | 2026/05/01 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Palomar Holdings, Inc. is covered by 11 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Tracy Dolin-Benguigui | Barclays |
| Tracy Dolin-Benguigui | Barclays |
| Matthew Carletti | Citizens JMP Securities, LLC |