SWSD.F Stock Overview

Provides life, pensions, and financial solutions for private and corporate clients. More details

SWSD.F fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	4/6
Financial Health	3/6
Dividends	4/6

Rewards

Trading at 20.2% below our estimate of its fair value

Earnings grew by 12.1% over the past year

Risk Analysis

Shares are highly illiquid

Dividend of 4.2% is not well covered by free cash flows

Community vs My Fair Value

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Swiss Life Holding AG Competitors

Prudential Financial

NYSE:PRU

US$36.0b

Principal Financial Group

NasdaqGS:PFG

US$16.6b

MetLife

NYSE:MET

US$51.0b

Aflac

NYSE:AFL

US$56.2b

Price History & Performance

Summary of share price highs, lows and changes for Swiss Life Holding
Historical stock prices
Current Share Price	CHF 1,000.04
52 Week High	CHF 1,000.04
52 Week Low	CHF 647.29
Beta	0.94
1 Month Change	11.12%
3 Month Change	27.42%
1 Year Change	48.59%
3 Year Change	68.13%
5 Year Change	192.41%
Change since IPO	823.75%

Recent updates

Shareholder Returns

	SWSD.F	US Insurance	US Market
7D	4.7%	3.3%	2.9%
1Y	48.6%	19.4%	10.0%

Return vs Industry: SWSD.F exceeded the US Insurance industry which returned 16.7% over the past year.

Return vs Market: SWSD.F exceeded the US Market which returned 9.5% over the past year.

Price Volatility

Is SWSD.F's price volatile compared to industry and market?
SWSD.F volatility
SWSD.F Average Weekly Movement	n/a
Insurance Industry Average Movement	5.2%
Market Average Movement	7.8%
10% most volatile stocks in US Market	16.2%
10% least volatile stocks in US Market	4.1%

Stable Share Price: SWSD.F's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine SWSD.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1857	10,410	Matthias Aellig	www.swisslife.com

Swiss Life Holding AG provides life, pensions, and financial solutions for private and corporate clients. It operates through Switzerland, France, Germany, International, Asset Managers, and Other segments. The company offers a various life, pension, health, annuity, and investment-type policies to groups and individuals, as well as disability coverage.

Swiss Life Holding AG Fundamentals Summary

How do Swiss Life Holding's earnings and revenue compare to its market cap?
SWSD.F fundamental statistics
Market cap	US$28.75b
Earnings (TTM)	US$1.47b
Revenue (TTM)	US$14.50b

19.6x

P/E Ratio

2.0x

P/S Ratio

Is SWSD.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SWSD.F income statement (TTM)
Revenue	CHF 11.98b
Cost of Revenue	CHF 7.63b
Gross Profit	CHF 4.36b
Other Expenses	CHF 3.14b
Earnings	CHF 1.21b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

Sep 03, 2025

Earnings per share (EPS)	42.55
Gross Margin	36.35%
Net Profit Margin	10.13%
Debt/Equity Ratio	190.8%

How did SWSD.F perform over the long term?

See historical performance and comparison

Dividends

4.2%

Current Dividend Yield

83%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/02 13:09
End of Day Share Price	2025/05/02 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Swiss Life Holding AG is covered by 26 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Daniel Bischof	Baader Helvea Equity Research
Stefan Schürmann	Bank Vontobel AG
Alessia Magni	Barclays