SNLI.F Stock Overview

A financial services company, provides savings, retirement, and pension products worldwide. More details

SNLI.F fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	2/6
Past Performance	3/6
Financial Health	4/6
Dividends	5/6

Rewards

Trading at 54.9% below our estimate of its fair value

Earnings are forecast to grow 7.35% per year

Earnings grew by 7.5% over the past year

Pays a reliable dividend of 4.31%

Risk Analysis

Shares are highly illiquid

My Notes

Capture your thoughts, links and company narrative

Sun Life Financial Inc. Competitors

Prudential Financial

NYSE:PRU

US$41.9b

Aflac

NYSE:AFL

US$57.0b

MetLife

NYSE:MET

US$56.3b

Unum Group

NYSE:UNM

US$13.1b

Price History & Performance

Summary of share price highs, lows and changes for Sun Life Financial
Historical stock prices
Current Share Price	CA$18.28
52 Week High	CA$18.55
52 Week Low	CA$18.01
Beta	0.97
1 Month Change	0%
3 Month Change	-0.98%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-0.27%

Recent updates

Shareholder Returns

	SNLI.F	US Insurance	US Market
7D	0%	-2.2%	-2.4%
1Y	n/a	26.1%	23.4%

Return vs Industry: Insufficient data to determine how SNLI.F performed against the US Insurance industry.

Return vs Market: Insufficient data to determine how SNLI.F performed against the US Market.

Price Volatility

Is SNLI.F's price volatile compared to industry and market?
SNLI.F volatility
SNLI.F Average Weekly Movement	n/a
Insurance Industry Average Movement	4.2%
Market Average Movement	6.3%
10% most volatile stocks in US Market	16.8%
10% least volatile stocks in US Market	3.1%

Stable Share Price: SNLI.F has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine SNLI.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1871	30,941	Kevin Strain	www.sunlife.com

Sun Life Financial Inc., a financial services company, provides savings, retirement, and pension products worldwide. The company operates in five segments: Asset Management, Canada, U.S., Asia, and Corporate. It offers various insurance products, such as term and permanent life; personal health, which includes prescription drugs, dental, and vision care; critical illness; long-term care; and disability, as well as reinsurance.

Sun Life Financial Inc. Fundamentals Summary

How do Sun Life Financial's earnings and revenue compare to its market cap?
SNLI.F fundamental statistics
Market cap	US$31.16b
Earnings (TTM)	US$2.27b
Revenue (TTM)	US$22.73b

13.7x

P/E Ratio

1.4x

P/S Ratio

Is SNLI.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SNLI.F income statement (TTM)
Revenue	CA$30.85b
Cost of Revenue	CA$16.70b
Gross Profit	CA$14.16b
Other Expenses	CA$11.07b
Earnings	CA$3.09b

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

May 09, 2024

Earnings per share (EPS)	5.29
Gross Margin	45.88%
Net Profit Margin	10.00%
Debt/Equity Ratio	74.4%

How did SNLI.F perform over the long term?

See historical performance and comparison

Dividends

4.3%

Current Dividend Yield

57%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/04/02 04:14
End of Day Share Price	2024/01/04 00:00
Earnings	2023/12/31
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Sun Life Financial Inc. is covered by 31 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jacob Kilstein	Argus Research Company
John Eade	Argus Research Company
Ishan Majumdar	Baptista Research