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Quálitas Controladora. de

OTCPK:QUCO.F
Snowflake Description

Solid track record with excellent balance sheet.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
QUCO.F
OTCPK
MX$22B
Market Cap
  1. Home
  2. US
  3. Insurance
Company description

Quálitas Controladora, S.A.B. de C.V. operates as an auto insurance company in Mexico, El Salvador, Costa Rica, and the United States. The last earnings update was 23 days ago. More info.


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QUCO.F Share Price and Events
7 Day Returns
0%
OTCPK:QUCO.F
-1.3%
US Insurance
-3.9%
US Market
1 Year Returns
-
OTCPK:QUCO.F
6.2%
US Insurance
1.4%
US Market
QUCO.F Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Quálitas Controladora. de (QUCO.F) 0% 0% - - - -
US Insurance -1.3% 1.2% 5% 6.2% 31.1% 43.8%
US Market -3.9% -3.6% 1.8% 1.4% 35.8% 40.8%
1 Year Return vs Industry and Market
  • No trading data on QUCO.F.
  • No trading data on QUCO.F.
Price Volatility
QUCO.F
Industry
5yr Volatility vs Market
Related Companies

Sorry, no analysis for Quálitas Controladora. de's competitors could be found in our database.

QUCO.F Value

 Is Quálitas Controladora. de undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Quálitas Controladora. de to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Quálitas Controladora. de.

OTCPK:QUCO.F Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model Excess Returns Model
Stable EPS Median Return on Equity from the past 5 years.
= Stable Book Value * Return on Equity
= MX$18.88 * 20.9%
MX$3.95
Book Value of Equity per Share Median Book Value from the past 5 years. MX$18.88
Discount Rate (Cost of Equity) See below 7.6%
Perpetual Growth Rate 10-Year US Government Bond Rate 2.7%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for OTCPK:QUCO.F
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year US Govt Bond Rate 2.7%
Equity Risk Premium S&P Global 6%
Insurance Unlevered Beta Simply Wall St/ S&P Global 0.74
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.736 (1 + (1- 30%) (0%))
0.823
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
0.82
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 2.73% + (0.823 * 5.96%)
7.64%

Discounted Cash Flow Calculation for OTCPK:QUCO.F using Excess Returns Model Model

The calculations below outline how an intrinsic value for Quálitas Controladora. de is arrived at using the Excess Return Model. This approach is used for finance firms where free cash flow is difficult to estimate.

In the Excess Return Model the value of a firm can be written as the sum of capital invested currently in the firm and the present value of excess returns that the firm expects to make in the future.

The model is sensitive to the Return on Equity of the company versus the Cost of Equity, how these are calculated is detailed below the main calculation.

Note the calculations below are per share.

See our documentation to learn about this calculation.

OTCPK:QUCO.F Value of Excess Returns
Calculation Result
Excess Returns = (Stable Return on equity – Cost of equity) (Book Value of Equity per share)
= (20.9% – 7.64%) * MX$18.88)
MX$2.51
Terminal Value of Excess Returns = Excess Returns / (Cost of Equity - Expected Growth Rate)
= MX$2.51 / (7.64% - 2.73%)
MX$51.10
Value of Equity = Book Value per share + Terminal Value of Excess Returns
= MX$18.88 + MX$51.10
MX$69.98
OTCPK:QUCO.F Discount to Share Price
Calculation Result
Non-primary Listing Adjustment Factor 1 share in OTCPK:QUCO.F represents 0.05037x of BMV:Q *
(This could be a different class, a depositary receipt, a different currency, or all of these things.)
0.05037x
Value per Share
(Listing Adjusted, USD)
= Value per Share (MXN) x Listing Adjustment Factor
= MX$ 69.98 x 0.05037
$3.52
Value per share (USD) From above. $3.52
Current discount Discount to share price of $2.54
= -1 x ($2.54 - $3.52) / $3.52
27.9%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

Current Discount
Amount off the current price Quálitas Controladora. de is available for.
Intrinsic value
28%
Share price is $2.54 vs Future cash flow value of $3.52
Current Discount Checks
For Quálitas Controladora. de to be considered undervalued it must be available for at least 20% below the current price. Less than 40% is even better.
  • Quálitas Controladora. de's share price is below the future cash flow value, and at a moderate discount (> 20%).
  • Quálitas Controladora. de's share price is below the future cash flow value, but not at a substantial discount (< 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Quálitas Controladora. de's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Quálitas Controladora. de's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
OTCPK:QUCO.F PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-03-31) in MXN MX$5.39
BMV:Q * Share Price ** BMV (2019-03-01) in MXN MX$50.43
United States of America Insurance Industry PE Ratio Median Figure of 89 Publicly-Listed Insurance Companies 17.47x
United States of America Market PE Ratio Median Figure of 3,087 Publicly-Listed Companies 17.79x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Quálitas Controladora. de.

OTCPK:QUCO.F PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= BMV:Q * Share Price ÷ EPS (both in MXN)

= 50.43 ÷ 5.39

9.36x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Quálitas Controladora. de is good value based on earnings compared to the US Insurance industry average.
  • Quálitas Controladora. de is good value based on earnings compared to the United States of America market.
Price based on expected Growth
Does Quálitas Controladora. de's expected growth come at a high price?
Raw Data
OTCPK:QUCO.F PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 9.36x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 2 Analysts
-4.7%per year
United States of America Insurance Industry PEG Ratio Median Figure of 67 Publicly-Listed Insurance Companies 1.58x
United States of America Market PEG Ratio Median Figure of 2,113 Publicly-Listed Companies 1.52x

*Line of best fit is calculated by linear regression .

OTCPK:QUCO.F PEG (Price to Earnings to Growth) Ratio Calculation
Calculation Outcome
PEG Ratio

= PE Ratio ÷ Net Income Annual Growth Rate

= 9.36x ÷ -4.7%

-1.97x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Quálitas Controladora. de earnings are not expected to grow next year, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Quálitas Controladora. de's assets?
Raw Data
OTCPK:QUCO.F PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-03-31) in MXN MX$21.52
BMV:Q * Share Price * BMV (2019-03-01) in MXN MX$50.43
United States of America Insurance Industry PB Ratio Median Figure of 119 Publicly-Listed Insurance Companies 1.19x
United States of America Market PB Ratio Median Figure of 5,195 Publicly-Listed Companies 1.83x
OTCPK:QUCO.F PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= BMV:Q * Share Price ÷ Book Value per Share (both in MXN)

= 50.43 ÷ 21.52

2.34x

* Primary Listing of Quálitas Controladora. de.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Quálitas Controladora. de is overvalued based on assets compared to the US Insurance industry average.
X
Value checks
We assess Quálitas Controladora. de's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Insurance industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Insurance industry average (and greater than 0)? (1 check)
  5. Quálitas Controladora. de has a total score of 3/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

QUCO.F Future Performance

 How is Quálitas Controladora. de expected to perform in the next 1 to 3 years based on estimates from 2 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
-4.7%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Quálitas Controladora. de expected to grow at an attractive rate?
  • Quálitas Controladora. de's earnings are expected to decrease over the next 1-3 years, this is below the low risk savings rate of 2.7%.
Growth vs Market Checks
  • Quálitas Controladora. de's earnings are expected to decrease over the next 1-3 years, this is below the United States of America market average.
  • Quálitas Controladora. de's revenue growth is expected to exceed the United States of America market average.
Annual Growth Rates Comparison
Raw Data
OTCPK:QUCO.F Future Growth Rates Data Sources
Data Point Source Value (per year)
OTCPK:QUCO.F Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 2 Analysts -4.7%
OTCPK:QUCO.F Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 2 Analysts 8.9%
United States of America Insurance Industry Earnings Growth Rate Market Cap Weighted Average 9.4%
United States of America Insurance Industry Revenue Growth Rate Market Cap Weighted Average 3.2%
United States of America Market Earnings Growth Rate Market Cap Weighted Average 14%
United States of America Market Revenue Growth Rate Market Cap Weighted Average 7.3%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
OTCPK:QUCO.F Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (1 month ago) See Below
Future Estimates Average of up to 2 Analyst Estimates (S&P Global) See Below
All numbers in MXN Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
OTCPK:QUCO.F Future Estimates Data
Date (Data in MXN Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2021-12-31 41,907 2,524 1
2020-12-31 37,833 2,838 1
2019-12-31 34,813 2,663 1
OTCPK:QUCO.F Past Financials Data
Date (Data in MXN Millions) Revenue Cash Flow Net Income *
2019-03-31 32,836 1,117 3,034
2018-12-31 32,423 1,929 2,426
2018-09-30 32,330 1,998 2,607
2018-06-30 31,708 2,365 2,536
2018-03-31 30,842 1,916 2,369
2017-12-31 29,850 831 2,056
2017-09-30 28,501 671 1,119
2017-06-30 27,475 834 1,027
2017-03-31 26,347 864 1,203
2016-12-31 24,588 1,008 1,291
2016-09-30 22,612 1,436
2016-06-30 20,580 1,185

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Quálitas Controladora. de's earnings are expected to decrease over the next 1-3 years, this is not considered high growth.
  • Quálitas Controladora. de's revenue is expected to grow by 8.9% yearly, however this is not considered high growth (20% yearly).
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
OTCPK:QUCO.F Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (1 month ago) See Below
Future Estimates Average of up to 2 Analyst Estimates (S&P Global) See Below

All data from Quálitas Controladora. de Company Filings, last reported 1 month ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

OTCPK:QUCO.F Future Estimates Data
Date (Data in MXN Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2021-12-31
2020-12-31 6.31 6.52 6.09 2.00
2019-12-31 5.92 5.92 5.92 1.00
OTCPK:QUCO.F Past Financials Data
Date (Data in MXN Millions) EPS *
2019-03-31
2018-12-31 5.39
2018-09-30 6.16
2018-06-30
2018-03-31
2017-12-31 4.66
2017-09-30
2017-06-30
2017-03-31
2016-12-31 2.90
2016-09-30
2016-06-30

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Quálitas Controladora. de is expected to efficiently use shareholders’ funds in the future (Return on Equity greater than 20%).
X
Future performance checks
We assess Quálitas Controladora. de's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Quálitas Controladora. de has a total score of 2/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

QUCO.F Past Performance

  How has Quálitas Controladora. de performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Quálitas Controladora. de's growth in the last year to its industry (Insurance).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Quálitas Controladora. de has delivered over 20% year on year earnings growth in the past 5 years.
  • Quálitas Controladora. de's 1-year earnings growth is less than its 5-year average (28.1% vs 35.6%)
  • Quálitas Controladora. de's earnings growth has exceeded the US Insurance industry average in the past year (28.1% vs 6.6%).
Earnings and Revenue History
Quálitas Controladora. de's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Quálitas Controladora. de Company Filings, last reported 1 month ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

OTCPK:QUCO.F Past Revenue, Cash Flow and Net Income Data
Date (Data in MXN Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-03-31 32,836.03 3,033.87 1,095.94
2018-12-31 32,423.15 2,425.51 1,172.40
2018-09-30 32,330.27 2,607.26 1,069.55
2018-06-30 31,707.82 2,536.20 1,053.64
2018-03-31 30,842.41 2,368.84 744.51
2017-12-31 29,850.29 2,056.23 527.21
2017-09-30 28,501.03 1,119.21 364.28
2017-06-30 27,475.41 1,027.25 294.11
2017-03-31 26,346.59 1,203.24 484.98
2016-12-31 24,587.82 1,290.58 496.20
2016-09-30 22,611.66 1,435.75 567.01
2016-06-30 20,580.09 1,185.32 615.90
2016-03-31 18,900.39 714.39 588.79
2015-12-31 17,822.76 556.07 599.93
2015-09-30 17,212.18 531.77 587.99
2015-06-30 16,920.87 576.18 613.49
2015-03-31 16,518.68 597.04 622.36
2014-12-31 16,234.90 631.32 550.49
2014-09-30 15,642.20 640.72 542.94
2014-06-30 15,051.68 660.84 486.05
2014-03-31 14,526.71 702.42 369.75
2013-12-31 14,196.86 817.92 351.53
2013-09-30 13,958.44 1,073.20 369.33
2013-06-30 13,734.25 1,194.84 246.06
2013-03-31 13,412.89 1,279.06 169.36
2012-12-31 12,906.99 1,252.93 66.60
2012-09-30 20,494.39 1,795.35 129.75
2012-06-30 17,232.00 1,479.42 116.07

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Quálitas Controladora. de has efficiently used shareholders’ funds last year (Return on Equity greater than 20%).
  • Quálitas Controladora. de used its assets more efficiently than the US Insurance industry average last year based on Return on Assets.
  • Quálitas Controladora. de has significantly improved its use of capital last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess Quálitas Controladora. de's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Insurance industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Quálitas Controladora. de has a total score of 5/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

QUCO.F Health

 How is Quálitas Controladora. de's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Quálitas Controladora. de's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Quálitas Controladora. de is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Quálitas Controladora. de's long term commitments exceed its cash and other short term assets.
Balance sheet
This treemap shows a more detailed breakdown of Quálitas Controladora. de's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Quálitas Controladora. de has no debt, it does not need to be covered by short term assets.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Quálitas Controladora. de Company Filings, last reported 1 month ago.

OTCPK:QUCO.F Past Debt and Equity Data
Date (Data in MXN Millions) Total Equity Total Debt Cash & Short Term Investments
2019-03-31 10,314.01 0.00 5,070.89
2018-12-31 9,104.38 0.00 4,535.53
2018-09-30 8,446.89 0.00 1,231.23
2018-06-30 8,035.48 0.00 2,661.96
2018-03-31 8,148.38 0.00 3,529.71
2017-12-31 7,950.83 0.00 1,286.38
2017-09-30 6,922.80 0.00 1,130.40
2017-06-30 6,480.30 0.00 1,353.16
2017-03-31 6,315.49 0.00 1,810.50
2016-12-31 6,077.11 0.00 20,582.60
2016-09-30 6,043.39 0.00 19,121.71
2016-06-30 5,549.75 0.00 958.16
2016-03-31 5,274.98 0.00 15,970.70
2015-12-31 4,972.37 0.00 1,052.54
2015-09-30 4,923.43 0.00 835.24
2015-06-30 4,786.22 0.00 845.35
2015-03-31 4,621.36 0.00 856.99
2014-12-31 4,353.28 0.00 1,309.04
2014-09-30 4,341.88 0.00 786.52
2014-06-30 4,167.25 0.00 1,326.24
2014-03-31 3,981.69 0.00 1,521.92
2013-12-31 3,756.72 0.00 1,144.63
2013-09-30 4,042.50 0.00 614.94
2013-06-30 3,863.71 0.00 1,147.75
2013-03-31 3,621.07 0.00 1,340.58
2012-12-31 3,582.98 0.00 1,265.59
2012-09-30 3,326.11 0.00 1,708.37
2012-06-30 -1.51 0.00 0.38
  • Quálitas Controladora. de has no debt.
  • Quálitas Controladora. de has not taken on any debt in the past 5 years.
  • Quálitas Controladora. de has no debt, it does not need to be covered by operating cash flow.
  • Quálitas Controladora. de has no debt, therefore coverage of interest payments is not a concern.
X
Financial health checks
We assess Quálitas Controladora. de's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Quálitas Controladora. de has a total score of 5/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

QUCO.F Dividends

 What is Quálitas Controladora. de's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
1.69%
Current annual income from Quálitas Controladora. de dividends. Estimated to be 3.34% next year.
If you bought $2,000 of Quálitas Controladora. de shares you are expected to receive $34 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Quálitas Controladora. de's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.46%).
  • Quálitas Controladora. de's dividend is below the markets top 25% of dividend payers in United States of America (3.71%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
OTCPK:QUCO.F Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 2 Analyst Estimates (S&P Global) See Below
United States of America Insurance Industry Average Dividend Yield Market Cap Weighted Average of 80 Stocks 2.5%
United States of America Market Average Dividend Yield Market Cap Weighted Average of 1997 Stocks 2.5%
United States of America Minimum Threshold Dividend Yield 10th Percentile 0.8%
United States of America Bottom 25% Dividend Yield 25th Percentile 1.5%
United States of America Top 25% Dividend Yield 75th Percentile 3.7%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

OTCPK:QUCO.F Future Dividends Estimate Data
Date (Data in MX$) Dividend per Share (annual) Avg. No. Analysts
2021-12-31
2020-12-31 1.75 1.00
2019-12-31 1.62 1.00
OTCPK:QUCO.F Past Annualized Dividends Data
Date (Data in MX$) Dividend per share (annual) Avg. Yield (%)
2019-04-24 0.850 1.694
2018-07-19 0.700 1.510
2018-04-18 0.700 1.386
2018-01-25 0.700 1.413
2017-04-11 0.600 1.885
2016-04-27 0.500 1.743
2016-02-26 0.500 2.404
2015-10-20 0.000 0.000

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Whilst dividend payments have been stable, Quálitas Controladora. de has been paying a dividend for less than 10 years.
  • Dividend payments have increased, but Quálitas Controladora. de only paid a dividend in the past 3 years.
Current Payout to shareholders
What portion of Quálitas Controladora. de's earnings are paid to the shareholders as a dividend.
  • Dividends paid are well covered by earnings (6.3x coverage).
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Quálitas Controladora. de's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Quálitas Controladora. de afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Quálitas Controladora. de has a total score of 2/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

QUCO.F Management

 What is the CEO of Quálitas Controladora. de's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Jose Correa Etchegaray
CEO Bio

Mr. José Antonio Correa Etchegaray is CEO at Quálitas Controladora, S.A.B. de C.V. Since January 2018, he is Chief Executive Officer of Quálitas Compañía de Seguros (Quálitas México), prior to this position he was the Chief Financial Officer of this company for over 3 years. José Antonio has wide experience as CFO, having held this position in well-known companies such as Seguros Monterrey New York Life for 9 years, Procter & Gamble Mexico for North Latin America (Mexico and Central America) as well as in subsidiaries and joint ventures of P&G such as Arbora & Ausonia in Barcelona, Mammi Industries in Venezuela and P&G in Puerto Rico. José Antonio developed his career in the finance department of P&G from 1979 to 2005. José Antonio holds a degree in chemical engineering from the Universidad Iberoamericana and has a diploma in top management from IPADE in Mexico.

CEO Compensation
  • Insufficient data for Jose to compare compensation growth.
  • Insufficient data for Jose to establish whether their remuneration is reasonable compared to companies of similar size in United States of America.
Management Team

Joaquín Brockman Lozano

TITLE
Chairman of the Board & Executive President
TENURE
25.3 yrs

Jose Correa Etchegaray

TITLE
Chief Executive Officer

Wilfrido Castillo Sánchez Mejorada

TITLE
VP of the Board and Head of Investor Relations & Special Projects

Bernardo Salas

TITLE
Chief Financial Officer
TENURE
0.3 yrs

María del Pilar Moreno Alanís

TITLE
Technical Director & Director

Guadalupe Saad

TITLE
Human Resources Manager

Rosa Morales Rojas

TITLE
Chief Executive Officer of Q ES/Q CR

Xavier Dueñas

TITLE
Secretary of the Board of Directors
AGE
49

Noah Daniel Couttolenc Brockmann

TITLE
Chief Executive Officer of Quálitas Mexico

Eduardo Pedrero

TITLE
Chief Executive Officer of Quálitas Insurance Company
Board of Directors Tenure

Average tenure of the Quálitas Controladora. de board of directors in years:

9.3
Average Tenure
  • The tenure for the Quálitas Controladora. de board of directors is about average.
Board of Directors

Joaquín Brockman Lozano

TITLE
Chairman of the Board & Executive President
TENURE
25.3 yrs

Wilfrido Castillo Sánchez Mejorada

TITLE
VP of the Board and Head of Investor Relations & Special Projects

María del Pilar Moreno Alanís

TITLE
Technical Director & Director
TENURE
3.3 yrs

Alfonso Lebrija Guiot

TITLE
Independent Director

Juan Murguía Pozzi

TITLE
Independent Director
TENURE
11.3 yrs

Juan Gutiérrez Wanless

TITLE
Independent Director
TENURE
7.3 yrs

Juan Orozco Y Portugal

TITLE
Independent Director
TENURE
11.3 yrs

Mauricio Domenge Gaudry

TITLE
Independent Director
TENURE
11.3 yrs

Christian Alejandro del Castillo

TITLE
Independent Director
TENURE
6.3 yrs

Madeleine Marthe Brémond Santacruz

TITLE
Independent Director
TENURE
3.3 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
X
Management checks
We assess Quálitas Controladora. de's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Quálitas Controladora. de has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

QUCO.F News

Simply Wall St News

QUCO.F Company Info

Description

Quálitas Controladora, S.A.B. de C.V. operates as an auto insurance company in Mexico, El Salvador, Costa Rica, and the United States. The company offers insurance for automobile/pickups, motorcycles, tourists/cross-border, public service transportation, heavy equipment, passenger transportation, emergency services, cargo trucks, daily rents, and classic vehicles, as well as third party liability for automobiles and SUVs. It provides its products in various segments, including individuals, fleet, heavy equipment, financial institutions, and others. The company was founded in 1993 and is based in Mexico City, Mexico.

Details
Name: Quálitas Controladora, S.A.B. de C.V.
QUCO.F
Exchange: OTCPK
Founded: 1993
MX$1,150,072,086
435,000,000
Website: http://qinversionistas.qualitas.com.mx/portal/?lang=en
Address: Quálitas Controladora, S.A.B. de C.V.
Av San Jerónimo 478,
Álvaro Obregón,
Mexico City,
Distrito Federal, 01900,
Mexico
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
BMV Q * Class I Fixed Shares Bolsa Mexicana de Valores MX MXN 17. Jul 2015
OTCPK QUCO.F Class I Fixed Shares Pink Sheets LLC US USD 17. Jul 2015
Number of employees
Current staff
Staff numbers
5,028
Quálitas Controladora. de employees.
Industry
Property and Casualty Insurance
Insurance
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/05/16 02:43
End of day share price update: 2019/03/01 00:00
Last estimates confirmation: 2019/02/04
Last earnings filing: 2019/04/23
Last earnings reported: 2019/03/31
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.