QUCO.F Stock Overview

Through its subsidiaries, offers insurance, coinsurance, and reinsurance services in the automobile sector in Mexico, El Salvador, Costa Rica, Peru, and the United States. More details

QUCO.F fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	3/6
Past Performance	4/6
Financial Health	5/6
Dividends	4/6

Rewards

Trading at 40.2% below our estimate of its fair value

Earnings are forecast to grow 13.84% per year

Earnings grew by 49.1% over the past year

Risk Analysis

High level of non-cash earnings

Shares are highly illiquid

Dividend of 4.69% is not well covered by free cash flows

My Notes

Capture your thoughts, links and company narrative

Quálitas Controladora, S.A.B. de C.V. Competitors

Palomar Holdings

NasdaqGS:PLMR

US$2.9b

Mercury General

NYSE:MCY

US$2.7b

Fidelis Insurance Holdings

NYSE:FIHL

US$1.9b

Hamilton Insurance Group

NYSE:HG

US$2.0b

Price History & Performance

Summary of share price highs, lows and changes for Quálitas Controladora. de
Historical stock prices
Current Share Price	Mex$7.03
52 Week High	Mex$12.00
52 Week Low	Mex$7.03
Beta	0.80
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	36.63%
5 Year Change	65.41%
Change since IPO	176.77%

Recent updates

Shareholder Returns

	QUCO.F	US Insurance	US Market
7D	0%	4.6%	3.2%
1Y	n/a	21.2%	24.2%

Return vs Industry: Insufficient data to determine how QUCO.F performed against the US Insurance industry.

Return vs Market: Insufficient data to determine how QUCO.F performed against the US Market.

Price Volatility

Is QUCO.F's price volatile compared to industry and market?
QUCO.F volatility
QUCO.F Average Weekly Movement	n/a
Insurance Industry Average Movement	4.1%
Market Average Movement	6.5%
10% most volatile stocks in US Market	18.9%
10% least volatile stocks in US Market	3.2%

Stable Share Price: QUCO.F's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine QUCO.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1993	n/a	Jose Correa Etchegaray	www.qualitas.com.mx

Quálitas Controladora, S.A.B. de C.V., through its subsidiaries, offers insurance, coinsurance, and reinsurance services in the automobile sector in Mexico, El Salvador, Costa Rica, Peru, and the United States. The company provides car insurance services comprising personal cars and pickups, cargo pickups, trucks, public passenger service, border and regularized, tourists, and motorcycles, as well as standardized basic insurance and professional liability insurance for insurance agents. Quálitas Controladora, S.A.B. de C.V. founded in 1993 and is based in Mexico City, Mexico.

Quálitas Controladora, S.A.B. de C.V. Fundamentals Summary

How do Quálitas Controladora. de's earnings and revenue compare to its market cap?
QUCO.F fundamental statistics
Market cap	US$3.24b
Earnings (TTM)	US$234.38m
Revenue (TTM)	US$3.01b

13.8x

P/E Ratio

1.1x

P/S Ratio

Is QUCO.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
QUCO.F income statement (TTM)
Revenue	Mex$62.62b
Cost of Revenue	Mex$53.83b
Gross Profit	Mex$8.79b
Other Expenses	Mex$3.92b
Earnings	Mex$4.87b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Jan 27, 2025

Earnings per share (EPS)	12.33
Gross Margin	14.04%
Net Profit Margin	7.78%
Debt/Equity Ratio	0%

How did QUCO.F perform over the long term?

See historical performance and comparison

Dividends

4.7%

Current Dividend Yield

65%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/19 16:51
End of Day Share Price	2024/10/24 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Quálitas Controladora, S.A.B. de C.V. is covered by 14 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Martín Lara	Actinver Case de Bolsa, S.A. de C.V.
Gilberto Garcia	Barclays
Ernesto Gabilondo Márquez	BofA Global Research