JTGP.F Stock Overview

Provides various retirement income products and services to individual and corporate clients.in the United Kingdom. More details

JTGP.F fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	3/6
Past Performance	3/6
Financial Health	3/6
Dividends	2/6

Rewards

Price-To-Earnings ratio (18.8x) is below the US market (19.1x)

Earnings are forecast to grow 8.92% per year

Became profitable this year

Risk Analysis

Shares are highly illiquid

My Notes

Capture your thoughts, links and company narrative

Just Group plc Competitors

Genworth Financial

NYSE:GNW

US$3.0b

CNO Financial Group

NYSE:CNO

US$3.8b

Lincoln National

NYSE:LNC

US$5.3b

Primerica

NYSE:PRI

US$9.1b

Price History & Performance

Summary of share price highs, lows and changes for Just Group
Historical stock prices
Current Share Price	UK£1.60
52 Week High	UK£1.60
52 Week Low	UK£1.60
Beta	1.45
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	92.77%

Recent updates

Shareholder Returns

	JTGP.F	US Insurance	US Market
7D	0%	-1.9%	-2.7%
1Y	n/a	26.1%	23.4%

Return vs Industry: Insufficient data to determine how JTGP.F performed against the US Insurance industry.

Return vs Market: Insufficient data to determine how JTGP.F performed against the US Market.

Price Volatility

Is JTGP.F's price volatile compared to industry and market?
JTGP.F volatility
JTGP.F Average Weekly Movement	n/a
Insurance Industry Average Movement	4.2%
Market Average Movement	6.3%
10% most volatile stocks in US Market	16.9%
10% least volatile stocks in US Market	3.2%

Stable Share Price: JTGP.F's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine JTGP.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2004	1,181	David Richardson	www.justgroupplc.co.uk

Just Group plc provides various retirement income products and services to individual and corporate clients.in the United Kingdom. It offers defined benefit de-risking solutions, guaranteed income for life, secure lifetime income, care plans, and lifetime mortgage service. The company also engages in professional services and distribution business, which offers technology, broking, and advice solutions for corporate clients and pension schemes; and regulated financial advice for pension, investment, and savings.

Just Group plc Fundamentals Summary

How do Just Group's earnings and revenue compare to its market cap?
JTGP.F fundamental statistics
Market cap	US$2.12b
Earnings (TTM)	US$112.88m
Revenue (TTM)	US$4.11b

18.8x

P/E Ratio

0.5x

P/S Ratio

Is JTGP.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
JTGP.F income statement (TTM)
Revenue	UK£3.24b
Cost of Revenue	UK£1.53b
Gross Profit	UK£1.72b
Other Expenses	UK£1.63b
Earnings	UK£89.00m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.086
Gross Margin	52.96%
Net Profit Margin	2.74%
Debt/Equity Ratio	326.7%

How did JTGP.F perform over the long term?

See historical performance and comparison

Dividends

1.4%

Current Dividend Yield

26%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/17 19:01
End of Day Share Price	2024/09/19 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Just Group plc is covered by 19 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Larissa van Deventer	Barclays
Larissa Van Deventer	Barclays
Benjamin Cohen	Canaccord Genuity