HELN.F Stock Overview

Engages in life and non-life insurance, and reinsurance business in Switzerland, Germany, Austria, Spain, Italy, France, and internationally. More details

HELN.F fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	5/6
Financial Health	3/6
Dividends	5/6

Rewards

Price-To-Earnings ratio (9.7x) is below the US market (16.9x)

Earnings grew by 51.3% over the past year

Risk Analysis

Earnings are forecast to decline by an average of 1.8% per year for the next 3 years

Shares are highly illiquid

Dividend of 5.11% is not well covered by cash flows

My Notes

Capture your thoughts, links and company narrative

Helvetia Holding AG Competitors

Horace Mann Educators

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US$1.6b

American International Group

NYSE:AIG

US$45.8b

AXIS Capital Holdings

NYSE:AXS

US$7.7b

RLI

NYSE:RLI

US$7.1b

Price History & Performance

Summary of share price highs, lows and changes for Helvetia Holding
Historical stock prices
Current Share Price	CHF 137.99
52 Week High	CHF 144.72
52 Week Low	CHF 130.00
Beta	0.94
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	53.71%

Recent updates

Shareholder Returns

	HELN.F	US Insurance	US Market
7D	0%	0.4%	0.2%
1Y	n/a	22.0%	22.0%

Return vs Industry: Insufficient data to determine how HELN.F performed against the US Insurance industry.

Return vs Market: Insufficient data to determine how HELN.F performed against the US Market.

Price Volatility

Is HELN.F's price volatile compared to industry and market?
HELN.F volatility
HELN.F Average Weekly Movement	n/a
Insurance Industry Average Movement	3.6%
Market Average Movement	6.1%
10% most volatile stocks in US Market	18.6%
10% least volatile stocks in US Market	3.1%

Stable Share Price: HELN.F has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine HELN.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1858	13,276	Fabian Rupprecht	www.helvetia.com

Helvetia Holding AG, through its subsidiaries, engages in life and non-life insurance, and reinsurance business in Switzerland, Germany, Austria, Spain, Italy, France, and internationally. It offers life insurance products in the areas of investment-linked, group life, and others; non-life insurance products in the areas of property, motor vehicle, health/accident, liability, and transport; and annuity insurance products and pension plans. Helvetia Holding AG was founded in 1858 and is headquartered in Sankt Gallen, Switzerland.

Helvetia Holding AG Fundamentals Summary

How do Helvetia Holding's earnings and revenue compare to its market cap?
HELN.F fundamental statistics
Market cap	US$7.14b
Earnings (TTM)	US$732.53m
Revenue (TTM)	US$12.91b

9.7x

P/E Ratio

0.6x

P/S Ratio

Is HELN.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HELN.F income statement (TTM)
Revenue	CHF 11.04b
Cost of Revenue	CHF 8.84b
Gross Profit	CHF 2.21b
Other Expenses	CHF 1.58b
Earnings	CHF 626.70m

Last Reported Earnings

Jun 30, 2023

Next Earnings Date

Apr 11, 2024

Earnings per share (EPS)	11.85
Gross Margin	19.98%
Net Profit Margin	5.68%
Debt/Equity Ratio	58.1%

How did HELN.F perform over the long term?

See historical performance and comparison

Dividends

5.1%

Current Dividend Yield

50%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2023/12/25 16:49
End of Day Share Price	2023/09/27 00:00
Earnings	2023/06/30
Annual Earnings	2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Helvetia Holding AG is covered by 19 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Dieter Hein	AlphaValue
Daniel Bischof	Baader Helvea Equity Research
Stefan Schürmann	Bank Vontobel AG