Exzeo Group has been growing earnings at an average annual rate of 51.9%, while the Insurance industry saw earnings growing at 14.6% annually. Revenues have been growing at an average rate of 23.1% per year. Exzeo Group's return on equity is 31%, and it has net margins of 36.1%.
How Exzeo Group makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
NYSE:XZO Revenue, expenses and earnings (USD Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Mar 26
227
82
112
0
31 Dec 25
221
79
111
0
30 Sep 25
211
69
113
0
30 Jun 25
184
54
108
0
31 Mar 25
157
33
102
0
31 Dec 24
134
15
96
0
31 Dec 23
88
3
85
0
31 Dec 22
46
-46
83
0
30 Sep 21
95
-24
15
0
30 Jun 21
73
-19
13
0
31 Mar 21
59
-14
11
0
31 Dec 20
52
-12
11
0
31 Dec 19
22
-7
9
0
Quality Earnings: XZO has high quality earnings.
Growing Profit Margin: XZO's current net profit margins (36.1%) are higher than last year (21.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: XZO has become profitable over the past 5 years, growing earnings by 51.9% per year.
Accelerating Growth: XZO's earnings growth over the past year (144.6%) exceeds its 5-year average (51.9% per year).
Earnings vs Industry: XZO earnings growth over the past year (144.6%) exceeded the Insurance industry 36.2%.
Return on Equity
High ROE: XZO's Return on Equity (31%) is considered high.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/07/06 07:31
End of Day Share Price
2026/07/02 00:00
Earnings
2026/03/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Exzeo Group, Inc. is covered by 3 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.