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Exzeo Group, Inc. Stock Price

NYSE:XZO Community·US$1.2b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 6 Fair Values set on narratives written by author

XZO Share Price Performance

US$13.43
-7.58 (-36.08%)
US$26.00
Fair Value
US$13.43
-7.58 (-36.08%)
48.3% undervalued intrinsic discount
US$26.00
Fair Value
Price US$13.43
AnalystConsensusTarget US$26.00

XZO Community Narratives

·
Fair Value US$26 48.3% undervalued intrinsic discount

Digitization Trends Will Drive Long Term Expansion Of Insurance Platform Margins

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US$26
48.3% undervalued intrinsic discount
Revenue
17.02% p.a.
Profit Margin
42.74%
Future PE
21.82x
Price in 2028
US$33.19

Trending Discussion

Updated Narratives

XZO logo

Digitization Trends Will Drive Long Term Expansion Of Insurance Platform Margins

Fair Value: US$26 48.3% undervalued intrinsic discount
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Snowflake Analysis

Outstanding track record with flawless balance sheet.

0 Risks
3 Rewards

Exzeo Group, Inc. Key Details

US$226.5m

Revenue

US$0

Cost of Revenue

US$226.5m

Gross Profit

US$144.8m

Other Expenses

US$81.8m

Earnings

Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
0.90
100.00%
36.09%
0%
View Full Analysis

About XZO

Founded
2020
Employees
354
CEO
Pareshbhai Patel
WebsiteView website
www.exzeo.com

Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents. The company offers an Insurance-as-a-Service (IaaS) platform that provides solutions for operational and administrative activities, such as quoting and underwriting, policy management, claims processing management, data reporting, and financial reporting. It serves property and casualty insurance industry. The company was formerly known as TypTap Insurance Group, Inc. Exzeo Group, Inc. was founded in 2012 and is based in Tampa, Florida. Exzeo Group, Inc. is a subsidiary of HCI Group, Inc.

Recent XZO News & Updates

Seeking Alpha May 27

Exzeo: Post-Earnings Selloff Met With A Buyback

Summary Exzeo (XZO) delivered Q1 pre-tax operating income and managed premium above guidance, with strong cash conversion and a robust $330 million cash balance. XZO maintains conservative full-year guidance, expecting managed premium to reach $1.55 billion and EBIT of $115-125 million, despite industry headwinds and limited analyst coverage. Valuation remains attractive at 7x EV/’26 EBITDA and 11.5% FCF yield, supported by high margins, AI-driven innovation, and a new $12 million buyback program. Key risks include reliance on HCI for managed premium and the need to grow third-party customer adoption to ensure long-term independence. Read the full article on Seeking Alpha

Recent updates

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