Exzeo Group, Inc.

NYSE:XZO Stock Report

Market Cap: US$1.3b

Exzeo Group Future Growth

Future criteria checks 1/6

Exzeo Group is forecast to grow earnings and revenue by 16.6% and 11.5% per annum respectively while EPS is expected to grow by 10.9% per annum.

Key information

16.6%

Earnings growth rate

10.92%

EPS growth rate

Insurance earnings growth2.1%
Revenue growth rate11.5%
Future return on equityn/a
Analyst coverage

Low

Last updated02 Jun 2026

Recent future growth updates

No updates

Recent updates

Seeking Alpha May 27

Exzeo: Post-Earnings Selloff Met With A Buyback

Summary Exzeo (XZO) delivered Q1 pre-tax operating income and managed premium above guidance, with strong cash conversion and a robust $330 million cash balance. XZO maintains conservative full-year guidance, expecting managed premium to reach $1.55 billion and EBIT of $115-125 million, despite industry headwinds and limited analyst coverage. Valuation remains attractive at 7x EV/’26 EBITDA and 11.5% FCF yield, supported by high margins, AI-driven innovation, and a new $12 million buyback program. Key risks include reliance on HCI for managed premium and the need to grow third-party customer adoption to ensure long-term independence. Read the full article on Seeking Alpha

Earnings and Revenue Growth Forecasts

NYSE:XZO - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20272751091291343
12/31/2026236901071103
3/31/202622782104106N/A
12/31/20252217997100N/A
9/30/202521169295298N/A
6/30/202518454214217N/A
3/31/202515733192195N/A
12/31/202413415189192N/A
12/31/20238835659N/A
12/31/202246-46-20-17N/A
9/30/202195-242830N/A
6/30/202173-194142N/A
3/31/202159-144749N/A
12/31/202052-122930N/A
12/31/201922-7N/A33N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: XZO's forecast earnings growth (16.6% per year) is above the savings rate (3.5%).

Earnings vs Market: XZO's earnings (16.6% per year) are forecast to grow slower than the US market (18.4% per year).

High Growth Earnings: XZO's earnings are forecast to grow, but not significantly.

Revenue vs Market: XZO's revenue (11.5% per year) is forecast to grow slower than the US market (12.7% per year).

High Growth Revenue: XZO's revenue (11.5% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if XZO's Return on Equity is forecast to be high in 3 years time


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/26 21:24
End of Day Share Price 2026/06/26 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Exzeo Group, Inc. is covered by 3 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Matthew CarlettiCitizens JMP Securities, LLC
Terrell TillmanTruist Securities
Dylan BeckerWilliam Blair & Company L.L.C.