Exzeo Group, Inc.

NYSE:XZO Stock Report

Market Cap: US$1.7b

Exzeo Group Management

Management criteria checks 3/4

We currently do not have sufficient information about the CEO.

Key information

Paresh Patel

Chief executive officer

US$4.2m

Total compensation

CEO salary percentage11.24%
CEO tenure6yrs
CEO ownership1.8%
Management average tenure5.3yrs
Board average tenure5.4yrs

Recent management updates

Recent updates

Seeking Alpha • May 27

Exzeo: Post-Earnings Selloff Met With A Buyback

Summary Exzeo (XZO) delivered Q1 pre-tax operating income and managed premium above guidance, with strong cash conversion and a robust $330 million cash balance. XZO maintains conservative full-year guidance, expecting managed premium to reach $1.55 billion and EBIT of $115-125 million, despite industry headwinds and limited analyst coverage. Valuation remains attractive at 7x EV/’26 EBITDA and 11.5% FCF yield, supported by high margins, AI-driven innovation, and a new $12 million buyback program. Key risks include reliance on HCI for managed premium and the need to grow third-party customer adoption to ensure long-term independence. Read the full article on Seeking Alpha

CEO Compensation Analysis

How has Paresh Patel's remuneration changed compared to Exzeo Group's earnings?
DateTotal CompensationSalaryCompany Earnings
Mar 31 2026n/an/a

US$82m

Dec 31 2025US$4mUS$475k

US$79m

Sep 30 2025n/an/a

US$69m

Jun 30 2025n/an/a

US$54m

Mar 31 2025n/an/a

US$33m

Dec 31 2024US$475kUS$475k

US$15m

Dec 31 2023US$475kUS$475k

US$3m

Dec 31 2022n/an/a

-US$46m

Sep 30 2021n/an/a

-US$24m

Jun 30 2021n/an/a

-US$19m

Mar 31 2021n/an/a

-US$14m

Dec 31 2020US$542kUS$248k

-US$12m

Compensation vs Market: Paresh's total compensation ($USD4.23M) is about average for companies of similar size in the US market ($USD5.14M).

Compensation vs Earnings: Paresh's compensation has increased by more than 20% in the past year.

CEO

Paresh Patel (63 yo)

6yrs
Tenure
US$4,225,000
Compensation

Mr. Pareshbhai Suryakant Patel, also known as Paresh, is President and CEO of Tailrow Insurance Exchange and has been its Director from 2025. From 2011 to 2015, Mr. Patel served as Chairman of the Board of...

Leadership Team

NamePositionTenureCompensationOwnership
Pareshbhai Patel
CEO & Chairman6yrsUS$4.23m1.84%
$ 31.3m
Kevin Mitchell
President & Director1.6yrsUS$1.20m0.79%
$ 13.4m
Suela Bulku
Chief Financial Officer1.6yrsUS$957.73k0.46%
$ 7.8m
Shawn McVeigh
Chief Technology Officerno datano datano data
William Broomall
Vice President of Investor Relations5.3yrsno datano data
Brook Baker
General Counsel & Corporate Secretary5.4yrsno data0.27%
$ 4.7m
Vadivel Kumar
Senior Vice Presidentno datano datano data
Leigh Ionata
Senior Vice Presidentno datano datano data
5.3yrs
Average Tenure
45.5yo
Average Age

Experienced Management: XZO's management team is seasoned and experienced (5.3 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
Pareshbhai Patel
CEO & Chairman6yrsUS$4.23m1.84%
$ 31.3m
Kevin Mitchell
President & Director5.4yrsUS$1.20m0.79%
$ 13.4m
James Macchiarola
Independent Director6yrsUS$50.00k0.15%
$ 2.6m
Robert Lopes
Independent Director5.3yrsUS$50.00k0.14%
$ 2.4m
Irene Hurst
Independent Director5.3yrsUS$50.00k0.12%
$ 2.0m
Loreen Spencer
Independent Director5.4yrsUS$50.00k0.12%
$ 2.1m
5.4yrs
Average Tenure
62yo
Average Age

Experienced Board: XZO's board of directors are considered experienced (5.4 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/06 07:31
End of Day Share Price 2026/07/02 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Exzeo Group, Inc. is covered by 3 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Matthew CarlettiCitizens JMP Securities, LLC
Terrell TillmanTruist Securities
Dylan BeckerWilliam Blair & Company L.L.C.