How does PRI's PE Ratio compare to its peers?

PRI is expensive based on its Price-To-Earnings Ratio (14.6x) compared to the peer average (13.6x).

How does PRI's PE Ratio compare vs other companies in the US Insurance Industry?

PRI is expensive based on its Price-To-Earnings Ratio (14.6x) compared to the US Insurance industry average (13.7x).

What is PRI's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

PRI is good value based on its Price-To-Earnings Ratio (14.6x) compared to the estimated Fair Price-To-Earnings Ratio (15.1x).

What is the Fair Price of PRI when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

PRI ($301.73) is trading below our estimate of [[fair value]] ($543.13)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Target price is less than 20% higher than the current share price.

Primerica (NYSE:PRI) - Stock Price, News & Analysis

PRI Stock Overview

Provides financial products and services to middle-income households in the United States and Canada. More details

PRI fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	2/6
Past Performance	4/6
Financial Health	3/6
Dividends	4/6

Rewards

Trading at 44.4% below our estimate of its fair value

Earnings are forecast to grow 6.8% per year

Earnings have grown 12.6% per year over the past 5 years

Risk Analysis

Has a high level of debt

Significant insider selling over the past 3 months

Primerica, Inc. Competitors

Globe Life

NYSE:GL

US$9.3b

Unum Group

NYSE:UNM

US$13.8b

CNO Financial Group

NYSE:CNO

US$4.1b

Lincoln National

NYSE:LNC

US$6.0b

Price History & Performance

Summary of all time highs, changes and price drops for Primerica
Historical stock prices
Current Share Price	US$301.73
52 Week High	US$304.84
52 Week Low	US$184.76
Beta	1.08
11 Month Change	9.45%
3 Month Change	15.88%
1 Year Change	40.77%
33 Year Change	100.83%
5 Year Change	125.44%
Change since IPO	1,435.52%

Investors Appear Satisfied With Primerica, Inc.'s (NYSE:PRI) Prospects

Nov 07

Recent updates

Here's What Analysts Are Forecasting For Primerica, Inc. (NYSE:PRI) After Its First-Quarter Results

May 09

Here's Why Primerica, Inc.'s (NYSE:PRI) CEO May Deserve A Raise

May 02

Here's Why We Think Primerica (NYSE:PRI) Might Deserve Your Attention Today

Apr 15

Primerica, Inc. (NYSE:PRI) Just Released Its Annual Results And Analysts Are Updating Their Estimates

Feb 16

Primerica (NYSE:PRI) Has Announced That It Will Be Increasing Its Dividend To $0.75

Feb 12

Does Primerica (NYSE:PRI) Deserve A Spot On Your Watchlist?

Dec 28

Primerica Lacks In Dividend Yield But Crushes It In Revenue And Earnings Growth

Dec 26

Primerica (NYSE:PRI) Will Pay A Larger Dividend Than Last Year At $0.65

Aug 11

Primerica's Rally Meets Its Current Potential, Although There Still May Be Room For Growth

Jul 12

Primerica's (NYSE:PRI) Shareholders Will Receive A Bigger Dividend Than Last Year

May 12

Is Primerica A Buy Before Earnings?

Feb 21

Primerica (NYSE:PRI) Has Announced That It Will Be Increasing Its Dividend To $0.65

Feb 11

Primerica raises quarterly dividend by 18.2% to $0.65/share

Feb 07

Primerica declares $0.55 dividend

Nov 08

Shareholder Returns

	PRI	US Insurance	US Market
7D	0.3%	2.3%	2.2%
1Y	40.8%	32.7%	31.6%

Return vs Industry: PRI exceeded the US Insurance industry which returned 32.7% over the past year.

Return vs Market: PRI exceeded the US Market which returned 31.6% over the past year.

Price Volatility

Is PRI's price volatile compared to industry and market?
PRI volatility
PRI Average Weekly Movement	2.7%
Insurance Industry Average Movement	4.2%
Market Average Movement	6.3%
10% most volatile stocks in US Market	15.7%
10% least volatile stocks in US Market	3.1%

Stable Share Price: PRI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: PRI's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1927	2,860	Glenn Williams	www.primerica.com

Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products.

Primerica, Inc. Fundamentals Summary

How do Primerica's earnings and revenue compare to its market cap?
PRI fundamental statistics
Market cap	US$10.07b
Earnings (TTM)	US$689.82m
Revenue (TTM)	US$3.14b

14.6x

P/E Ratio

3.2x

P/S Ratio

Is PRI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PRI income statement (TTM)
Revenue	US$3.14b
Cost of Revenue	US$1.00b
Gross Profit	US$2.13b
Other Expenses	US$1.45b
Earnings	US$689.82m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	20.67
Gross Margin	68.04%
Net Profit Margin	21.98%
Debt/Equity Ratio	103.2%

How did PRI perform over the long term?

See historical performance and comparison

Dividends

1.2%

Current Dividend Yield

17%

Payout Ratio

Does PRI pay a reliable dividends?

See PRI dividend history and benchmarks

When do you need to buy PRI by to receive an upcoming dividend?
Primerica dividend dates
Ex Dividend Date	Nov 21 2024
Dividend Pay Date	Dec 12 2024
Days until Ex dividend	5 days
Days until Dividend pay date	16 days

Does PRI pay a reliable dividends?

See PRI dividend history and benchmarks

PRI Stock Overview

Rewards

Risk Analysis

Primerica, Inc. Competitors

NYSE:GL

US$9.3b

NYSE:UNM

US$13.8b

NYSE:CNO

US$4.1b

NYSE:LNC

US$6.0b

Price History & Performance

Recent News & Updates

CEO & Director recently sold US$904k worth of stock

Third quarter dividend of US$0.90 announced

Price target increased by 8.6% to US$299

Third quarter 2024 earnings: EPS and revenues exceed analyst expectations

Primerica, Inc. Approves Dividend, Payable on December 12, 2024

Investors Appear Satisfied With Primerica, Inc.'s (NYSE:PRI) Prospects

Recent updates

CEO & Director recently sold US$904k worth of stock

Third quarter dividend of US$0.90 announced

Price target increased by 8.6% to US$299

Third quarter 2024 earnings: EPS and revenues exceed analyst expectations

Primerica, Inc. Approves Dividend, Payable on December 12, 2024

Investors Appear Satisfied With Primerica, Inc.'s (NYSE:PRI) Prospects

Primerica, Inc. to Report Q3, 2024 Results on Nov 06, 2024

Consensus EPS estimates fall by 14%

Primerica, Inc. Announces Executive Changes

Director recently sold US$508k worth of stock

Consensus EPS estimates fall by 16%

CEO & Director recently sold US$758k worth of stock

Second quarter dividend of US$0.90 announced

Second quarter 2024 earnings: Revenues exceed analysts expectations while EPS lags behind

Primerica: Biting The Bear Back After Solid Earnings

Primerica, Inc. Announces Impairment Charges for the Three Months Ended June 30, 2024

Primerica, Inc.'s (NYSE:PRI) Subdued P/E Might Signal An Opportunity

Primerica, Inc. to Report Q2, 2024 Results on Aug 07, 2024

Primerica, Inc.(NYSE:PRI) dropped from Russell 2500 Growth Index

CEO & Director recently sold US$668k worth of stock

Primerica: A Buying Opportunity On A Dividend Growth Play

Here's What Analysts Are Forecasting For Primerica, Inc. (NYSE:PRI) After Its First-Quarter Results

Primerica, Inc. Declares Cash Dividend, Payable on June 12, 2024

First quarter 2024 earnings: EPS misses analyst expectations

Here's Why Primerica, Inc.'s (NYSE:PRI) CEO May Deserve A Raise

Primerica, Inc. to Report Q1, 2024 Results on May 06, 2024

Here's Why We Think Primerica (NYSE:PRI) Might Deserve Your Attention Today

Primerica, Inc., Annual General Meeting, May 08, 2024

Executive VP & COO recently sold US$923k worth of stock

CEO & Director exercised options to buy US$1.3m worth of stock.

Price target increased by 9.1% to US$248

CEO & Director recently sold US$986k worth of stock

CEO & Director notifies of intention to sell stock

Primerica, Inc. (NYSE:PRI) Just Released Its Annual Results And Analysts Are Updating Their Estimates

Full year 2023 earnings: Revenues and EPS in line with analyst expectations

Upcoming dividend of US$0.75 per share at 1.1% yield

Primerica (NYSE:PRI) Has Announced That It Will Be Increasing Its Dividend To $0.75

Third quarter dividend increased to US$0.75

Primerica, Inc. Increases First Quarter Dividend, Payable on March 12, 2024

Primerica, Inc. to Report Q4, 2023 Results on Feb 13, 2024

Does Primerica (NYSE:PRI) Deserve A Spot On Your Watchlist?

Primerica Lacks In Dividend Yield But Crushes It In Revenue And Earnings Growth

Primerica, Inc. Announces Executive Changes

Primerica, Inc. Elects Darryl L. Wilson Member of the Board of Directors, Effective February 17, 2024

Executive VP & CFO recently sold US$630k worth of stock

CEO & Director recently sold US$818k worth of stock

Upcoming dividend of US$0.65 per share at 1.3% yield

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

Primerica, Inc. to Report Q3, 2023 Results on Nov 07, 2023

Primerica, Inc. Appoints Tracy Tan as Executive Vice President, Finance

Primerica, Inc. Names Tracy Tan as Successor to Chief Financial Officer

President notifies of intention to sell stock

CEO & Director recently sold US$854k worth of stock

Primerica (NYSE:PRI) Will Pay A Larger Dividend Than Last Year At $0.65

Upcoming dividend of US$0.65 per share at 1.2% yield

Second quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behind

Primerica, Inc. to Report Q2, 2023 Results on Aug 07, 2023

Primerica's Rally Meets Its Current Potential, Although There Still May Be Room For Growth

CEO & Director exercised options to buy US$1.4m worth of stock.