CRD.A Stock Overview
Crawford & Company provides claims management and outsourcing solutions for carriers, brokers, and corporations in the United States, the United Kingdom, Europe, Canada, Australia, and internationally.
Price History & Performance
|Historical stock prices|
|Current Share Price||US$7.84|
|52 Week High||US$11.06|
|52 Week Low||US$7.23|
|1 Month Change||5.66%|
|3 Month Change||-12.50%|
|1 Year Change||-1.75%|
|3 Year Change||-15.70%|
|5 Year Change||-13.75%|
|Change since IPO||-25.33%|
Recent News & Updates
|CRD.A||US Insurance||US Market|
Return vs Industry: CRD.A underperformed the US Insurance industry which returned 23.5% over the past year.
Return vs Market: CRD.A underperformed the US Market which returned 13.7% over the past year.
|CRD.A Average Weekly Movement||4.4%|
|Insurance Industry Average Movement||4.2%|
|Market Average Movement||6.6%|
|10% most volatile stocks in US Market||15.9%|
|10% least volatile stocks in US Market||2.4%|
Stable Share Price: CRD.A is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: CRD.A's weekly volatility (4%) has been stable over the past year.
About the Company
Crawford & Company provides claims management and outsourcing solutions for carriers, brokers, and corporations in the United States, the United Kingdom, Europe, Canada, Australia, and internationally. The company’s Crawford Claims Solutions segment offers claims management services to insurance carriers and self-insured entities related to property, casualty, and catastrophe losses caused by physical damage to commercial and residential real properties, as well as personal property and marine losses. It also offers services in the areas of field investigation, catastrophe, evaluation, and resolution of property and casualty insurance claims; and various on-demand inspection, verification, and other task specific field services for businesses and consumers through a mobile platform.
Crawford Fundamentals Summary
|CRD.A fundamental statistics|
Is CRD.A overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|CRD.A income statement (TTM)|
|Cost of Revenue||US$774.73m|
Last Reported Earnings
Sep 30, 2021
Next Earnings Date
|Earnings per share (EPS)||0.75|
|Net Profit Margin||3.60%|
How did CRD.A perform over the long term?See historical performance and comparison
3.0%Current Dividend Yield
Is Crawford undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: CRD.A ($7.84) is trading above our estimate of fair value ($7.69)
Significantly Below Fair Value: CRD.A is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: CRD.A is good value based on its PE Ratio (10.5x) compared to the US Insurance industry average (11.4x).
PE vs Market: CRD.A is good value based on its PE Ratio (10.5x) compared to the US market (17.4x).
Price to Earnings Growth Ratio
PEG Ratio: CRD.A is good value based on its PEG Ratio (0.9x)
Price to Book Ratio
PB vs Industry: CRD.A is overvalued based on its PB Ratio (1.8x) compared to the US Insurance industry average (1.2x).
How is Crawford forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CRD.A's forecast earnings growth (12% per year) is above the savings rate (2%).
Earnings vs Market: CRD.A's earnings (12% per year) are forecast to grow slower than the US market (13% per year).
High Growth Earnings: CRD.A's earnings are forecast to grow, but not significantly.
Revenue vs Market: CRD.A's revenue (4.9% per year) is forecast to grow slower than the US market (9.3% per year).
High Growth Revenue: CRD.A's revenue (4.9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if CRD.A's Return on Equity is forecast to be high in 3 years time
How has Crawford performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CRD.A has high quality earnings.
Growing Profit Margin: CRD.A's current net profit margins (3.6%) are higher than last year (1.2%).
Past Earnings Growth Analysis
Earnings Trend: CRD.A has become profitable over the past 5 years, growing earnings by 7.5% per year.
Accelerating Growth: CRD.A's earnings growth over the past year (231.8%) exceeds its 5-year average (7.5% per year).
Earnings vs Industry: CRD.A earnings growth over the past year (231.8%) exceeded the Insurance industry 39.8%.
Return on Equity
High ROE: CRD.A's Return on Equity (17.5%) is considered low.
How is Crawford's financial position?
Financial Position Analysis
Short Term Liabilities: CRD.A's short term assets ($340.5M) exceed its short term liabilities ($249.3M).
Long Term Liabilities: CRD.A's short term assets ($340.5M) exceed its long term liabilities ($337.5M).
Debt to Equity History and Analysis
Debt Level: CRD.A's net debt to equity ratio (47.2%) is considered high.
Reducing Debt: CRD.A's debt to equity ratio has reduced from 141.8% to 64% over the past 5 years.
Debt Coverage: CRD.A's debt is well covered by operating cash flow (39.8%).
Interest Coverage: CRD.A's interest payments on its debt are well covered by EBIT (12.5x coverage).
What is Crawford current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: CRD.A's dividend (3.05%) is higher than the bottom 25% of dividend payers in the US market (1.32%).
High Dividend: CRD.A's dividend (3.05%) is low compared to the top 25% of dividend payers in the US market (3.44%).
Stability and Growth of Payments
Stable Dividend: CRD.A's dividend payments have been volatile in the past 10 years.
Growing Dividend: CRD.A's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (31.8%), CRD.A's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Rohit Verma (46 yo)
Mr. Rohit Verma serves as Director at Ameritas Mutual Holding Company since December 2021. He serves as Director at Ameritas Holding Co. and Ameritas Life Insurance Corp. since December 2021. He has been C...
CEO Compensation Analysis
Compensation vs Market: Rohit's total compensation ($USD1.85M) is about average for companies of similar size in the US market ($USD1.68M).
Compensation vs Earnings: Rohit's compensation has increased by more than 20% in the past year.
Experienced Management: CRD.A's management team is considered experienced (3.8 years average tenure).
Experienced Board: CRD.A's board of directors are considered experienced (4 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: CRD.A insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Crawford & Company's employee growth, exchange listings and data sources
- Name: Crawford & Company
- Ticker: CRD.A
- Exchange: NYSE
- Founded: 1941
- Industry: Insurance Brokers
- Sector: Insurance
- Implied Market Cap: US$403.850m
- Shares outstanding: 51.43m
- Website: https://www.crawco.com
Number of Employees
- Crawford & Company
- 5335 Triangle Parkway
- Peachtree Corners
- United States
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/01/16 23:07|
|End of Day Share Price||2022/01/14 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.