Trupanion Balance Sheet Health
Financial Health criteria checks 5/6
Trupanion has a total shareholder equity of $320.2M and total debt of $128.9M, which brings its debt-to-equity ratio to 40.3%. Its total assets and total liabilities are $816.1M and $495.9M respectively.
Key information
40.3%
Debt to equity ratio
US$128.90m
Debt
| Interest coverage ratio | n/a |
| Cash | US$293.06m |
| Equity | US$320.18m |
| Total liabilities | US$495.94m |
| Total assets | US$816.12m |
Recent financial health updates
No updates
Recent updates
Trupanion: High Costs And Price Hikes Are Reasons To Avoid This Pet Insurer
Dec 13Revenues Tell The Story For Trupanion, Inc. (NASDAQ:TRUP) As Its Stock Soars 25%
Oct 25
Trupanion: Great Business, But It Is Time To Cash Out (Rating Downgrade)
Sep 24Trupanion, Inc. (NASDAQ:TRUP) Just Reported And Analysts Have Been Lifting Their Price Targets
Aug 11A Piece Of The Puzzle Missing From Trupanion, Inc.'s (NASDAQ:TRUP) 27% Share Price Climb
Jul 31Trupanion: Growth First, Profitability Second
Jun 13A Piece Of The Puzzle Missing From Trupanion, Inc.'s (NASDAQ:TRUP) 27% Share Price Climb
Feb 16Trupanion: After All This Time, No Profits
Feb 02A Piece Of The Puzzle Missing From Trupanion, Inc.'s (NASDAQ:TRUP) 27% Share Price Climb
Dec 18What You Can Learn From Trupanion, Inc.'s (NASDAQ:TRUP) P/SAfter Its 35% Share Price Crash
Apr 18Trupanion acquires Smart Paws
Sep 08Saga Partners - Trupanion: GAAP Earnings A Poor Reflection Of True Earning Power
Aug 28Trupanion: Revisiting After 2 Years
Jul 04Financial Position Analysis
Short Term Liabilities: TRUP's short term assets ($599.6M) exceed its short term liabilities ($361.9M).
Long Term Liabilities: TRUP's short term assets ($599.6M) exceed its long term liabilities ($134.1M).
Debt to Equity History and Analysis
Debt Level: TRUP has more cash than its total debt.
Reducing Debt: TRUP's debt to equity ratio has increased from 16.6% to 40.3% over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable TRUP has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: TRUP is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 24% per year.
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 01:04 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Trupanion, Inc. is covered by 18 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher Merwin | Barclays |
| Joshua Shanker | BofA Global Research |
| Michael Graham | Canaccord Genuity |