Market Cap
US$2.3b
Last Updated
2019/08/21 00:13 UTC
Data Sources
Company Financials +
Executive Summary
eHealth, Inc. provides private health insurance exchange services to individuals, families, and small businesses in the United States and China.
Snowflake
Fundamentals
Excellent balance sheet with reasonable growth potential.
Risks
- eHealth has significant price volatility in the past 3 months.
Share Price & News
How has eHealth's share price performed over time and what events caused price changes?
Latest Share Price and Events
Market Performance
7 Day Return
-1.6%
NasdaqGS:EHTH
-1.1%
US Insurance
0.2%
US Market
1 Year Return
246.4%
NasdaqGS:EHTH
7.1%
US Insurance
-0.7%
US Market
EHTH outperformed the Insurance industry which returned 8.8% over the past year.
EHTH outperformed the Market in United States of America which returned 0.3% over the past year.
Share holder returns
| EHTH | Industry | Market | |
|---|---|---|---|
| 7 Day | -1.6% | -1.1% | 0.2% |
| 30 Day | 17.6% | -3.0% | -2.7% |
| 90 Day | 62.6% | 0.8% | 1.6% |
| 1 Year | 246.4%246.4% | 9.7%7.1% | 1.6%-0.7% |
| 3 Year | 820.6%820.6% | 44.1%33.2% | 40.0%30.9% |
| 5 Year | 340.0%340.0% | 63.8%44.3% | 53.8%36.8% |
Price Volatility Vs. Market
How volatile is eHealth's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall St
Don't Ignore The Fact That This Insider Just Sold Some Shares In eHealth, Inc. (NASDAQ:EHTH)1 month ago | Simply Wall St
Imagine Holding eHealth (NASDAQ:EHTH) Shares While The Price Zoomed 565% Higher2 months ago | Simply Wall St
Does eHealth, Inc. (NASDAQ:EHTH) Have A Particularly Volatile Share Price?Valuation
Is eHealth undervalued based on future cash flows and its price relative to the stock market?
350.4x
Price to Earnings (PE) ratio
Intrinsic Value Based on Future Cash Flows
Unable to calculate intrinsic value for eHealth to establish if it is available at moderate discount.
Unable to calculate intrinsic value for eHealth to establish if it is available at substantial discount.
Price Based on Earnings
eHealth is overvalued based on earnings compared to the US Insurance industry average.
eHealth is overvalued based on earnings compared to the United States of America market.
Price Based on Expected Growth
eHealth is poor value based on expected growth next year.
Price Based on Value of Assets
eHealth is overvalued based on assets compared to the US Insurance industry average.
Next Steps
Future Growth
How is eHealth expected to perform in the next 1 to 3 years based on estimates from 10 analysts?
80.8%
Forecasted annual earnings growth
Earnings and Revenue Growth Estimates
Future Annual Growth Analysis
eHealth's revenue is expected to grow by 19.8% yearly, however this is not considered high growth (20% yearly).
eHealth's earnings are expected to grow significantly at over 20% yearly.
eHealth's revenue growth is expected to exceed the United States of America market average.
eHealth's earnings growth is expected to exceed the United States of America market average.
eHealth's earnings growth is expected to exceed the low risk savings rate of 2.7%.
Earnings per Share Growth Estimates
Future Return on Equity
Unable to establish if eHealth will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
Next Steps
Past Performance
How has eHealth performed over the past 5 years?
7.9%
Historical annual earnings growth
Earnings and Revenue History
Past Earnings Growth Analysis
eHealth's year on year earnings growth rate has been positive over the past 5 years.
eHealth's 1-year earnings growth is negative, it can't be compared to the 5-year average.
eHealth's 1-year earnings growth is negative, it can't be compared to the US Insurance industry average.
Return on Equity
eHealth has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
Return on Assets
eHealth used its assets less efficiently than the US Insurance industry average last year based on Return on Assets.
Return on Capital Employed
eHealth's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
Next Steps
Financial Health
How is eHealth's financial position?
Financial Position Analysis
eHealth is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
eHealth's cash and other short term assets cover its long term commitments.
Debt to Equity History and Analysis
eHealth's level of debt (0%) compared to net worth is satisfactory (less than 40%).
Unable to establish if eHealth's debt level has increased without past 5-year debt data.
Debt is well covered by operating cash flow (1.7509150926286E+17%, greater than 20% of total debt).
eHealth has no debt, therefore coverage of interest payments is not a concern.
Balance Sheet
Low level of unsold assets.
Debt is not covered by short term assets, assets are -3.4719234689818E+16x debt.
Next Steps
Dividend
What is eHealth's current dividend yield, its reliability and sustainability?
Dividend Yield and Payments Analysis
Unable to evaluate eHealth's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
Unable to evaluate eHealth's dividend against the top 25% market benchmark as the company has not reported any payouts.
Unable to perform a dividend volatility check as eHealth has not reported any payouts.
Unable to verify if eHealth's dividend has been increasing as the company has not reported any payouts.
Current Payout to Shareholders
Unable to calculate sustainability of dividends as eHealth has not reported any payouts.
Future Payout to Shareholders
No need to calculate the sustainability of eHealth's dividends in 3 years as they are not expected to pay a notable one for United States of America.
Next Steps
Management
What is the CEO of eHealth's salary, the management and board of directors tenure and is there insider trading?
1.9yrs
Average management tenure
CEO
Scott Flanders (63yo)
3.3yrs
Tenure
US$3,498,356
Compensation
Mr. Scott N. Flanders, J.D., has been Chief Executive Officer of eSkye Solutions, Inc. since May 2016 and as its Director since February 2008. Prior to that, Mr. Flanders served as the Chief Executive Offi ...
CEO Compensation Analysis
Scott's remuneration is about average for companies of similar size in United States of America.
Scott's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.
Management Age and Tenure
1.9yrs
Average Tenure
49yo
Average Age
The average tenure for the eHealth management team is less than 2 years, this suggests a new team.
Board Age and Tenure
11.5yrs
Average Tenure
62yo
Average Age
The average tenure for the eHealth board of directors is over 10 years, this suggests they are a seasoned and experienced board.
Insider Trading
eHealth individual insiders have only sold shares in the past 3 months.
Recent Insider Transactions
| Entity | Individual |
| Role | Chief Operating Officer Chief Operating Officer |
| Shares | 2,000 |
| Max Price | US$109.54 |
| Entity | Individual |
| Role | Senior Key Executive President of Carrier & Business Development |
| Shares | 14,313 |
| Max Price | US$107.55 |
| Entity | Individual |
| Role | Chief Operating Officer Chief Operating Officer |
| Shares | 1,000 |
| Max Price | US$103.00 |
| Entity | Individual |
| Role | Head of Marketing Chief Marketing Officer |
| Shares | 4,785 |
| Max Price | US$105.23 |
| Entity | Individual |
| Role | Chief Executive Officer CEO & Director |
| Shares | 30,755 |
| Max Price | US$62.44 |
| Entity | Individual |
| Role | Chief Financial Officer Senior VP & CFO |
| Shares | 2,000 |
| Max Price | US$55.36 |
Ownership Breakdown
Management Team
Scott Flanders (63yo)
CEO & Director
- Tenure: 3.3yrs
- Compensation: US$3.50m
Robert Hurley (59yo)
President of Carrier & Business Development
- Tenure: 1.6yrs
- Compensation: US$888.48k
Dave Francis (52yo)
Chief Operating Officer
- Tenure: 2.8yrs
- Compensation: US$1.73m
Kate Sidorovich
Vice President of Investor Relations
- Tenure: 11.6yrs
Ian Kalin (38yo)
Chief Technology Officer
- Tenure: 1.4yrs
Scott Giesler
Senior VP
- Tenure: 0.0yrs
Derek Yung (46yo)
Senior VP & CFO
- Tenure: 1.2yrs
- Compensation: US$2.68m
Tim Hannan (41yo)
Chief Marketing Officer
- Tenure: 2.2yrs
- Compensation: US$1.11m
Dave Nicklaus
Senior Vice President of Sales & Operations
- Tenure: 0.0yrs
Christina Hoffman
Senior VP & Chief People Officer
- Tenure: 1.6yrs
Board Members
Dale Wolf (65yo)
Independent Director
- Tenure: 0.0yrs
Michael Goldberg (61yo)
Director
- Tenure: 20.2yrs
- Compensation: US$227.93k
Scott Flanders (63yo)
CEO & Director
- Tenure: 3.3yrs
- Compensation: US$3.50m
Randy Livingston (65yo)
Director
- Tenure: 10.7yrs
- Compensation: US$228.93k
Jack Oliver (50yo)
Director
- Tenure: 13.7yrs
- Compensation: US$217.93k
Andrea Brimmer (53yo)
Director
- Tenure: 0.7yrs
- Compensation: US$147.75k
Company Information
eHealth, Inc.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: eHealth, Inc.
- Ticker: EHTH
- Exchange: NasdaqGS
- Founded: 1997
- Industry: Insurance Brokers
- Sector: Insurance
- Market Cap: US$2.347b
- Shares outstanding: 22.81m
- Website: https://www.ehealthinsurance.com
Number of Employees
Location
- eHealth, Inc.
- 2625 Augustine Drive
- Second Floor
- Santa Clara
- California
- 95054
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| EHTH | NasdaqGS (Nasdaq Global Select) | Yes | Common Stock | US | USD | Oct 2006 |
| M5V | DB (Deutsche Boerse AG) | Yes | Common Stock | DE | EUR | Oct 2006 |
Biography
eHealth, Inc. provides private health insurance exchange services to individuals, families, and small businesses in the United States and China. The company operates through two segments, Medicare; and Ind ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/08/21 00:13 |
| End of Day Share Price | 2019/08/20 00:00 |
| Earnings | 2019/06/30 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.