Market Cap
US$2.0b
Last Updated
2020/12/03 00:02 UTC
Data Sources
Company Financials +
Executive Summary
eHealth, Inc. provides private health insurance exchange services to individuals, families, and small businesses in the United States and China. More Details
Rewards
Risk Analysis
Snowflake Analysis
Exceptional growth potential with flawless balance sheet.
Similar Companies
Share Price & News
How has eHealth's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: EHTH is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 8% a week.
Volatility Over Time: EHTH's weekly volatility (8%) has been stable over the past year.
Market Performance
7 Day Return
-2.2%
EHTH
-0.6%
US Insurance
0.7%
US Market
1 Year Return
-17.3%
EHTH
-3.8%
US Insurance
22.2%
US Market
Return vs Industry: EHTH underperformed the US Insurance industry which returned -3.4% over the past year.
Return vs Market: EHTH underperformed the US Market which returned 22.7% over the past year.
Shareholder returns
| EHTH | Industry | Market | |
|---|---|---|---|
| 7 Day | -2.2% | -0.6% | 0.7% |
| 30 Day | 14.3% | 12.2% | 11.8% |
| 90 Day | 14.1% | 10.3% | 8.6% |
| 1 Year | -17.3%-17.3% | -1.1%-3.8% | 25.0%22.2% |
| 3 Year | 287.1%287.1% | 10.7%2.6% | 49.4%39.5% |
| 5 Year | 613.4%613.4% | 51.8%32.9% | 100.2%78.1% |
Long-Term Price Volatility Vs. Market
How volatile is eHealth's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 days ago | Simply Wall St
Does eHealth (NASDAQ:EHTH) Deserve A Spot On Your Watchlist?1 month ago | Simply Wall St
Have Insiders Sold eHealth, Inc. (NASDAQ:EHTH) Shares Recently?1 month ago | Simply Wall St
Is eHealth, Inc.'s (NASDAQ:EHTH) Latest Stock Performance A Reflection Of Its Financial Health?Valuation
Is eHealth undervalued compared to its fair value and its price relative to the market?
25.79x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate EHTH's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate EHTH's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: EHTH is poor value based on its PE Ratio (25.8x) compared to the US Insurance industry average (14.2x).
PE vs Market: EHTH is poor value based on its PE Ratio (25.8x) compared to the US market (19.4x).
Price to Earnings Growth Ratio
PEG Ratio: EHTH is good value based on its PEG Ratio (0.7x)
Price to Book Ratio
PB vs Industry: EHTH is overvalued based on its PB Ratio (2.5x) compared to the US Insurance industry average (0.9x).
Next Steps
Future Growth
How is eHealth forecast to perform in the next 1 to 3 years based on estimates from 12 analysts?
37.3%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: EHTH's forecast earnings growth (37.3% per year) is above the savings rate (2.2%).
Earnings vs Market: EHTH's earnings (37.3% per year) are forecast to grow faster than the US market (21.8% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: EHTH's revenue (22% per year) is forecast to grow faster than the US market (10.2% per year).
High Growth Revenue: EHTH's revenue (22% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: EHTH's Return on Equity is forecast to be high in 3 years time (22.2%)
Next Steps
Past Performance
How has eHealth performed over the past 5 years?
63.8%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: EHTH has a high level of non-cash earnings.
Growing Profit Margin: EHTH's current net profit margins (12.6%) are higher than last year (1.4%).
Past Earnings Growth Analysis
Earnings Trend: EHTH has become profitable over the past 5 years, growing earnings by 63.8% per year.
Accelerating Growth: EHTH's earnings growth over the past year (1444.5%) exceeds its 5-year average (63.8% per year).
Earnings vs Industry: EHTH earnings growth over the past year (1444.5%) exceeded the Insurance industry 6%.
Return on Equity
High ROE: EHTH's Return on Equity (9.6%) is considered low.
Next Steps
Financial Health
How is eHealth's financial position?
Financial Position Analysis
Short Term Liabilities: EHTH's short term assets ($378.4M) exceed its short term liabilities ($86.5M).
Long Term Liabilities: EHTH's short term assets ($378.4M) exceed its long term liabilities ($98.7M).
Debt to Equity History and Analysis
Debt Level: EHTH is debt free.
Reducing Debt: EHTH had no debt 5 years ago.
Debt Coverage: EHTH has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: EHTH has no debt, therefore coverage of interest payments is not a concern.
Balance Sheet
Next Steps
Dividend
What is eHealth current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate EHTH's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate EHTH's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if EHTH's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if EHTH's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of EHTH's dividend in 3 years as they are not forecast to pay a notable one for the US market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
2.9yrs
Average management tenure
CEO
Scott Flanders (64 yo)
4.58yrs
Tenure
US$9,798,119
Compensation
Mr. Scott N. Flanders, J.D., has been Chief Executive Officer of eSkye Solutions, Inc. since May 2016 and as its Director since February 2008. Prior to that, Mr. Flanders served as the Chief Executive Offi...
CEO Compensation Analysis
Compensation vs Market: Scott's total compensation ($USD9.80M) is above average for companies of similar size in the US market ($USD4.18M).
Compensation vs Earnings: Scott's compensation has increased by more than 20% in the past year.
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Director | 4.58yrs | US$9.80m | 2.73% $ 53.5m | |
| Senior VP & CFO | 2.5yrs | US$4.71m | 0.098% $ 1.9m | |
| Chief Revenue Officer | 0.67yr | US$4.51m | 0.088% $ 1.7m | |
| Chief Accounting Officer & Principal Accounting Officer | 0.50yr | no data | no data | |
| Vice President of Investor Relations | 12.92yrs | no data | no data | |
| Senior VP | no data | no data | no data | |
| Senior Vice President of Sales & Operations | 3.5yrs | no data | no data | |
| Senior VP & Chief People Officer | 2.92yrs | no data | no data | |
| Senior Vice President of Public Policy & Government Affairs | 3.33yrs | no data | no data | |
| Senior VP and GM of Individual & Family and Small Business Group | 2.92yrs | no data | no data | |
| Chief Information Security Officer | 1.25yrs | no data | no data | |
| Senior Vice President of Carrier & Business Development | no data | no data | 0.026% $ 515.6k |
2.9yrs
Average Tenure
48yo
Average Age
Experienced Management: EHTH's management team is considered experienced (2.9 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Director | 4.58yrs | US$9.80m | 2.73% $ 53.5m | |
| Independent Director | 1.33yrs | US$180.25k | 0.019% $ 378.9k | |
| Independent Director | 21.5yrs | US$220.70k | 0.17% $ 3.4m | |
| Independent Director | 1.33yrs | US$161.46k | 0.0039% $ 75.7k | |
| Independent Director | 12yrs | US$222.70k | 0.17% $ 3.3m | |
| Lead Independent Director | 1.5yrs | US$227.57k | 0.13% $ 2.6m | |
| Independent Director | 2yrs | US$205.07k | 0.013% $ 245.4k |
2.0yrs
Average Tenure
62yo
Average Age
Experienced Board: EHTH's board of directors are not considered experienced ( 2 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: EHTH insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 12.1%.
Top Shareholders
Company Information
eHealth, Inc.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: eHealth, Inc.
- Ticker: EHTH
- Exchange: NasdaqGS
- Founded: 1997
- Industry: Insurance Brokers
- Sector: Insurance
- Market Cap: US$1.962b
- Shares outstanding: 25.90m
- Website: https://www.ehealthinsurance.com
Number of Employees
Location
- eHealth, Inc.
- 2625 Augustine Drive
- Second Floor
- Santa Clara
- California
- 95054
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| EHTH | NasdaqGS (Nasdaq Global Select) | Yes | Common Stock | US | USD | Oct 2006 |
| M5V | DB (Deutsche Boerse AG) | Yes | Common Stock | DE | EUR | Oct 2006 |
Biography
eHealth, Inc. provides private health insurance exchange services to individuals, families, and small businesses in the United States and China. The company operates through two segments, Medicare; and Ind...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/12/03 00:02 |
| End of Day Share Price | 2020/12/02 00:00 |
| Earnings | 2020/09/30 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.