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Updated 2y ago
AIFL.F logo

Muninova Holdings Inc.OTCPK:AIFL.F Stock Report

Market Cap US$1.1b
Updated 2y ago
Share Price
n/a
1Y54.0%
7D0%
Portfolio Value
​
View

Muninova Holdings Inc.

OTCPK:AIFL.F Stock Report

Market Cap: US$1.1b

  • Company Overview
  • Valuation
  • Future Growth
  • Past Performance
  • Financial Health
  • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

This company listing is no longer active

This company may still be operating, however this listing is no longer active. Find out why through their latest events.

Aiful (AIFL.F) Stock Overview

Engages in the consumer finance and credit guarantee business in Japan. More details

AIFL.F fundamental analysis
Snowflake Score
Valuation4/6
Future Growth2/6
Past Performance2/6
Financial Health3/6
Dividends0/6

Rewards

Trading at 42.3% below our estimate of its fair value

Earnings are forecast to grow 9.17% per year

Risk Analysis

Debt is not well covered by operating cash flow

Shares are highly illiquid


AIFL.F Community Fair Values

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US$
Current Price
US$3.0530.9% overvalued intrinsic discount
%/yr
Decrease
Increase
PastFuture-36b246b2016201920222025202620282031Revenue JP¥245.5bEarnings JP¥32.8b
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Aiful Corporation Competitors

FinVolution Group

Symbol: NYSE:FINV
Market cap: US$835.7m

PROG Holdings

Symbol: NYSE:PRG
Market cap: US$1.5b

Jefferson Capital

Symbol: NasdaqGS:JCAP
Market cap: US$1.2b

Encore Capital Group

Symbol: NasdaqGS:ECPG
Market cap: US$2.1b

Price History & Performance

Summary of share price highs, lows and changes for Aiful
Historical stock prices
Current Share PriceJP¥3.05
52 Week HighJP¥3.05
52 Week LowJP¥1.84
Beta0.15
1 Month Change0%
3 Month Changen/a
1 Year Change54.04%
3 Year Changen/a
5 Year Changen/a
Change since IPO-82.57%

Recent News & Updates

Recent updates

Shareholder Returns

AIFL.FUS Consumer FinanceUS Market
7D0%-2.7%-0.9%
1Y54.0%-3.4%14.2%

Return vs Industry: AIFL.F exceeded the US Consumer Finance industry which returned 23.5% over the past year.

Return vs Market: AIFL.F exceeded the US Market which returned 16.6% over the past year.

Price Volatility

Is AIFL.F's price volatile compared to industry and market?
AIFL.F volatility
AIFL.F Average Weekly Movementn/a
Consumer Finance Industry Average Movement7.1%
Market Average Movement6.9%
10% most volatile stocks in US Market15.3%
10% least volatile stocks in US Market2.9%

Stable Share Price: AIFL.F has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine AIFL.F's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
19672,470Mitsuhide Fukudawww.muninova.co.jp

Aiful Corporation engages in the consumer finance and credit guarantee business in Japan. The company offers unsecured and small business loans; and credit card, prepaid card, credit guarantee, debt collection, venture capital, receiving agent, corporate turnaround and restructuring, warehouse, document management, and leasing services, as well as used car and medical loans. It also provides postpay settlement, factoring, and installment credit sales services.

Aiful Corporation Fundamentals Summary

How do Aiful's earnings and revenue compare to its market cap?
AIFL.F fundamental statistics
Market capUS$1.15b
Earnings (TTM)US$148.85m
Revenue (TTM)US$1.11b
7.7x
P/E Ratio
1.0x
P/S Ratio

Is AIFL.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AIFL.F income statement (TTM)
RevenueJP¥163.11b
Cost of RevenueJP¥7.58b
Gross ProfitJP¥155.53b
Other ExpensesJP¥133.71b
EarningsJP¥21.82b

Last Reported Earnings

Mar 31, 2024

Next Earnings Date

Aug 09, 2024

Earnings per share (EPS)45.58
Gross Margin95.35%
Net Profit Margin13.38%
Debt/Equity Ratio330.1%

How did AIFL.F perform over the long term?

See historical performance and comparison

Dividends

0.3%
Current Dividend Yield
2%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/08/04 08:14
End of Day Share Price 2024/05/07 00:00
Earnings2024/03/31
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Muninova Holdings Inc. is covered by 14 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Sarah HughesATB Cormark Historical (Cormark Securities)
Takehiro TsudaCitigroup Inc
Kohei SakamotoDaiwa Securities Co. Ltd.

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