Yiren Digital Full Year 2024 Earnings: EPS: CN¥18.27 (vs CN¥23.54 in FY 2023)

Simply Wall St

May 01, 2025

Yiren Digital (NYSE:YRD) Full Year 2024 Results

Key Financial Results

Revenue: CN¥5.81b (up 19% from FY 2023).
Net income: CN¥1.58b (down 24% from FY 2023).
Profit margin: 27% (down from 43% in FY 2023). The decrease in margin was driven by higher expenses.
EPS: CN¥18.27 (down from CN¥23.54 in FY 2023).

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revenue-and-expenses-breakdown — NYSE:YRD Revenue and Expenses Breakdown May 1st 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

The primary driver behind last 12 months revenue was the Financial Services Business segment contributing a total revenue of CN¥3.47b (60% of total revenue). The largest operating expense was Sales & Marketing costs, amounting to CN¥1.20b (36% of total expenses). Explore how YRD's revenue and expenses shape its earnings.

Yiren Digital shares are up 3.5% from a week ago.

Risk Analysis

Before you take the next step you should know about the 2 warning signs for Yiren Digital that we have uncovered.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.