Voya Financial (VOYA) Valuation Check as Shares Decline 6% in a Month and 13% Over the Year

Voya Financial (VOYA) has been slipping lately, with the stock down about 6% over the past month and 13% over the past year, even as its revenue and earnings continue to grow.

See our latest analysis for Voya Financial.

At a share price of $69.79, Voya’s recent 1 month share price return of minus 6.3 percent and 1 year total shareholder return of minus 13.3 percent suggest fading momentum despite solid fundamental growth. This may reflect shifting risk appetite rather than deteriorating business quality.

If Voya’s moves have you rethinking your watchlist, this could be a good moment to discover fast growing stocks with high insider ownership.

With earnings and revenue still climbing and the stock trading about 21 percent below analyst targets, investors now face a key question: Is Voya undervalued, or is the market already pricing in its future growth?

Most Popular Narrative: 17.5% Undervalued

With Voya Financial last closing at $69.79 against a narrative fair value of $84.55, the current gap centers squarely on earnings power and margins.

The strategic focus on holistic financial wellness and bundled employee benefit solutions (including in sourced leave management and expanded voluntary offerings) is expected to increase client retention and cross selling, supporting higher net revenues and improved customer lifetime value.

Read the complete narrative.

Curious how steady, modest top line growth can still justify a meaningfully higher value? The narrative leans on powerful margin expansion and a compressed future earnings multiple. Want to see the precise earnings path that underpins that jump in profitability and valuation? Read on to unpack the full playbook behind this fair value call.

Result: Fair Value of $84.55 (UNDERVALUED)

Have a read of the narrative in full and understand what's behind the forecasts.

However, this upside depends on assumptions holding. Medical cost volatility and fee compression could pressure margins and derail the expected earnings ramp.

Find out about the key risks to this Voya Financial narrative.

Build Your Own Voya Financial Narrative

If this perspective does not quite match your own or you prefer digging into the numbers yourself, you can build a tailored view in minutes: Do it your way.

A great starting point for your Voya Financial research is our analysis highlighting 5 key rewards and 1 important warning sign that could impact your investment decision.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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