UBS Group AG

NYSE:UBS Stock Report

Market Cap: US$144.3b

UBS Group Management

Management criteria checks 4/4

UBS Group's CEO is Sergio Ermotti, appointed in Apr 2023, has a tenure of 3.17 years. total yearly compensation is $18.84M, comprised of 16.8% salary and 83.2% bonuses, including company stock and options. directly owns 0.096% of the company’s shares, worth $139.17M. The average tenure of the management team and the board of directors is 3.1 years and 3.3 years respectively.

Key information

Sergio Ermotti

Chief executive officer

US$18.8m

Total compensation

CEO salary percentage16.75%
CEO tenure3.2yrs
CEO ownership0.1%
Management average tenure3.1yrs
Board average tenure3.3yrs

Recent management updates

Recent updates

Seeking Alpha • May 07

UBS Gets Upgraded As It Plows Ahead With Growth After Beating Q1 Earnings

Summary UBS Group gets upgraded after beating Q1 estimates, driven by diversified banking segments and successful Credit Suisse integration. UBS demonstrates robust top-line growth, margin resilience, and strong peer-relative returns, supported by effective cost management and strategic diversification. Balance sheet risk remains controlled, with competitive debt/equity metrics and manageable asset exposures, while dividend growth trends and coverage ratios indicate ongoing income stability. Valuation appears reasonable versus peers, with forward multiples and price/book metrics justified by UBS’s operational execution and integration progress. Read the full article on Seeking Alpha
Seeking Alpha • Mar 25

UBS Group AG: Regulatory Tightness May Increase

Summary UBS faces tighter potential regulation due to its existential importance for the Swiss economy. UBS's profitability is relatively low compared to competitors, yet it trades at higher multiples than American, Eurozone banks of comparable size. CET1 requirements might be increased materially, potentially limiting dividends and buybacks, and possibly even necessitating an equity raise. Read the full article on Seeking Alpha
Seeking Alpha • Feb 04

UBS Group: Regulatory Overhang Dampens Q4 Earnings Beat

Summary UBS Group AG exceeded Q4 expectations with $11.6 billion in revenues and $770 million in net profit. UBS plans to achieve a 15% RoCET1 and cut $5.5 billion in costs by 2026, but buyback plans failed to boost sentiment. The Credit Suisse takeover hasn't significantly increased shareholder value, with UBS facing challenges in client retention and regulatory scrutiny. Despite uncertainties, UBS's fair valuation suggests upside potential at $45.5 per share, presenting an attractive risk/reward profile for investors. Read the full article on Seeking Alpha
Seeking Alpha • Dec 27

UBS Group: No Signs Of The Next Leg Up

Summary The stock has been trading sideways for the entire 2024, mainly due to stagnant Book Value and ROE. Wealth Management, its main unit, represents 60% of UBS's Revenue, but is still lagging in terms of ROE. To achieve its next leg up to $40, UBS needs to either improve ROE and/or grow book value, but there are no indications that this will happen any time soon. No downside risk appears to exist, but no clear opportunity is on the horizon as well. Therefore, the stock continues to be a Hold. Read the full article on Seeking Alpha
Seeking Alpha • Oct 25

UBS: Post-Merger With Credit Suisse Smoothe As Swiss Chocolate, As Share Price Climbs

Summary UBS gets its prior hold rating reaffirmed, as things are relatively smoothe post-merger with Credit Suisse. The share price trades around a 10-year-high, above its 200-day SMA, and overvalued on P/E compared to peers, making it too expensive. Forward-looking growth indicators will come from fee-driven business segments, while a lower interest rate environment could reduce funding costs. The bank is in a competitive sector where it lags behind key peers in the investment banking and wealth advisory space, but also in profit margin. Major cyberattacks and regulatory fines have proven to be costly to this sector in the past, and are expected to continue being key risks. Read the full article on Seeking Alpha
Seeking Alpha • Aug 15

UBS: Happy I Went Long, But Time To Downgrade

Summary UBS has been performing extremely well since I first invested in it, generating returns in excess of 100% since 2021 and my first "Buy" article. The company has, however, now risen to levels where I believe the valuation is no longer sustainable for a good long-term return. As a result of this, I'll move to a "hold" here and downgrade my rating for UBS. Read the full article on Seeking Alpha

CEO Compensation Analysis

How has Sergio Ermotti's remuneration changed compared to UBS Group's earnings?
DateTotal CompensationSalaryCompany Earnings
Mar 31 2026n/an/a

US$9b

Dec 31 2025US$19mUS$3m

US$8b

Sep 30 2025n/an/a

US$7b

Jun 30 2025n/an/a

US$6b

Mar 31 2025n/an/a

US$5b

Dec 31 2024US$16mUS$3m

US$5b

Sep 30 2024n/an/a

US$4b

Jun 30 2024n/an/a

US$2b

Mar 31 2024n/an/a

US$28b

Dec 31 2023US$17mUS$2m

US$27b

Sep 30 2023n/an/a

US$29b

Jun 30 2023n/an/a

US$32b

Mar 31 2023n/an/a

US$7b

Dec 31 2022n/an/a

US$8b

Sep 30 2022n/an/a

US$7b

Jun 30 2022n/an/a

US$8b

Mar 31 2022n/an/a

US$8b

Dec 31 2021n/an/a

US$7b

Sep 30 2021n/an/a

US$8b

Jun 30 2021n/an/a

US$8b

Mar 31 2021n/an/a

US$7b

Dec 31 2020US$15mUS$3m

US$7b

Sep 30 2020n/an/a

US$6b

Jun 30 2020n/an/a

US$5b

Mar 31 2020n/an/a

US$5b

Dec 31 2019US$13mUS$3m

US$4b

Compensation vs Market: Sergio's total compensation ($USD18.84M) is about average for companies of similar size in the US market ($USD14.81M).

Compensation vs Earnings: Sergio's compensation has been consistent with company performance over the past year.

CEO

Sergio Ermotti (66 yo)

3.2yrs
Tenure
US$18,835,609
Compensation

Mr. Sergio P. Ermotti serves as President of the Executive Board at UBS AG since April 05, 2023. He serves as Group CEO & President of the Group Executive Board at UBS Group AG since April 05, 2023. He has...

Leadership Team

NamePositionTenureCompensationOwnership
Sergio Ermotti
Group CEO & President of the Group Executive Board3.2yrsUS$18.84m0.096%
$ 139.2m
Todd Tuckner
Group CFO & Member of Executive Board3.1yrsno data0.017%
$ 24.5m
George Athanasopoulos
Co-President Investment Bank & Member of Executive Board1.9yrsno data0.022%
$ 32.1m
Sabine Keller-Busse
President UBS Switzerland10.4yrsno data0.043%
$ 62.3m
Robert Karofsky
President of UBS Americas7.7yrsno data0.041%
$ 59.7m
Marco Illy
Co-President of the Investment Bank & Member of Executive Board1.9yrsno data0.012%
$ 17.9m
Iqbal Khan
President of UBS Asia-Pacific6.7yrsno datano data
Beatriz Jimenez
Group COO3.1yrsno data0.017%
$ 24.8m
Stefan Seiler
Head of Group HR & Corp. Services8.4yrsno data0.013%
$ 19.5m
Barbara Levi
Group General Counsel & Member of Group Executive Board4.6yrsno data0.024%
$ 35.0m
Damian Vogel
Group Chief Risk Officer & Member of Group Executive Board1.9yrsno data0.0055%
$ 7.9m
Michelle Bereaux
Group Head Compliance & Operational Risk Control and Member of Executive Board3.1yrsno data0.0067%
$ 9.7m
3.1yrs
Average Tenure
56yo
Average Age

Experienced Management: UBS's management team is considered experienced (3.1 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
Julie Richardson
Independent Non-Executive Director9.1yrsUS$883.64k0.0052%
$ 7.5m
Agustin Carstens
Independent Directorless than a yearno datano data
Gail Kelly
Independent Non-Executive Director2.4yrsUS$631.17k0.00022%
$ 317.5k
Markus Ronner
Vice Chairmanless than a yearno data0.024%
$ 34.3m
Mark Hughes
Independent Non-Executive Director6.2yrsUS$883.64k0.0030%
$ 4.4m
Thomas Kelleher
Independent Non-Executive Chairman4.2yrsUS$6.98m0.021%
$ 30.5m
Zuliu Hu
Independent Non-Executive Director8.1yrsUS$504.94k0.0045%
$ 6.5m
Patrick Firmenich
Independent Non-Executive Director5.2yrsUS$694.29k0.0028%
$ 4.0m
Jeremy Anderson
Senior Independent Director8.1yrsUS$1.07m0.0060%
$ 8.6m
Lila Tretikov
Independent & Non-Executive Director1.2yrsUS$631.17kno data
Luca Maestri
Independent Directorless than a yearno datano data
Renata Jungo Brungger
Independent & Non-Executive Director1.2yrsUS$441.82kno data
3.3yrs
Average Tenure
64.5yo
Average Age

Experienced Board: UBS's board of directors are considered experienced (3.3 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/09 04:26
End of Day Share Price 2026/06/09 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

UBS Group AG is covered by 35 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Reto AmstaldenBaader Helvea Equity Research
Ignacio Mendez TerrosoBanco Santander
Krishnendra DubeyBarclays