UBS Group Balance Sheet Health
Financial Health criteria checks 5/6
UBS Group has total assets of $1,623.9B and total equity of $87.6B. Total deposits are $776.0B, and total loans are $631.9B earning a Net Interest Margin of 0.6%. It has insufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $535.8B.
Key information
18.5x
Asset to equity ratio
0.6%
Net interest margin
| Total deposits | US$775.99b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$535.83b |
Recent financial health updates
No updates
Recent updates
UBS: Post-Merger With Credit Suisse Smoothe As Swiss Chocolate, As Share Price Climbs
Oct 25UBS: Happy I Went Long, But Time To Downgrade
Aug 15UBS Group: Why I Won't Buy This Rally
Jun 17UBS: Benefits Of Credit Suisse Deal Starting To Show
May 08UBS: To Play It Safe
Apr 20Momentum Has Shown That Despite The Risks, UBS Is A Worthy Investment (Rating Upgrade)
Jan 25UBS: Mixed Q3 Earnings, Hold
Nov 10UBS Q2 Earnings: Lot More To Do
Aug 31UBS: The Thrill Of Risk And Potential Reward, But Wait For Earnings
Jul 17UBS Group: Resume With An Equal-Weight Valuation
Jul 06Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UBS's Assets to Equity ratio (18.5x) is moderate.
Allowance for Bad Loans: UBS has a low allowance for bad loans (47%).
Low Risk Liabilities: 51% of UBS's liabilities are made up of primarily low risk sources of funding.
Loan Level: UBS has an appropriate level of Loans to Assets ratio (39%).
Low Risk Deposits: UBS's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: UBS has an appropriate level of bad loans (0.6%).