Toast, Inc.

NYSE:TOST Stock Report

Market Cap: US$20.4b

Toast Past Earnings Performance

Past criteria checks 2/6

Toast has been growing earnings at an average annual rate of 17.9%, while the Diversified Financial industry saw earnings growing at 9.9% annually. Revenues have been growing at an average rate of 36.4% per year. Toast's return on equity is 1.2%, and it has net margins of 0.4%.

Key information

17.9%

Earnings growth rate

40.1%

EPS growth rate

Diversified Financial Industry Growth6.1%
Revenue growth rate36.4%
Return on equity1.2%
Net Margin0.4%
Next Earnings Update08 May 2025

Recent past performance updates

Recent updates

author-image

Investing In R&D And AI Will Open New Markets

Apr 23 Expanding into new segments and geographies is set to drive location growth and revenue expansion.

Toast: Strong Foundations For Future Growth

Apr 16

Toast: Low Market Sentiment And Recession Are Only An Opportunity

Apr 10

Toast Has Fallen Far Enough, It's Time To Buy Back In (Upgrade)

Mar 06

Toast: High Performing, But I Fear It's Overvalued

Feb 13

Toast Is More Than Just A Point-Of-Sale Company -- That's Why It's A Buy

Feb 03

Toast: Strong Cash Position, Weak Near-Term Confidence

Jan 17

Toast: Hold Your Nose And Buy This Leader

Dec 27

Toast: Profitability Doesn't Justify The Multiple (Rating Downgrade)

Dec 15

Toast: Fantastic Performance, Terrible Price (Rating Downgrade)

Nov 24

Toast Q3 Review: I'm Booking Profits After The 100%+ YTD Returns

Nov 08

Toast: Shaping Up Into A Real Winner

Oct 24

Toast: Excellent Execution Amid Potential Slowdown

Sep 04

Toast: Widening Competitive Moat And Significant Growth Runway

Aug 01

Toast: Perfectly Warm, But Needs More Butter

Jun 17

Toast: Strong Q1 Earnings, Raising Price Target As Management Delivers

May 08

Toast: Getting Closer And Closer To Profitability

Apr 25

Toast: Toasting To Success, Premium Valuation Justified

Apr 04

Toast: Increasing My Price Target, As Revenue And Margins Rise

Mar 20

Toast: Turning The Corner On Profits

Feb 17

Toast: Growing Customer Adoption And Expanding Margins Will Likely Drive Impressive Returns

Jan 17

Toast: Innovation To Power Growth

Dec 16

Toast Earnings: Revenue Growth Challenges In A Competitive Market

Nov 08

Toast: Just Starting To Lift Off

Oct 24

Toast: Toasting To Growth, Buttering Up The Restaurant Industry

Sep 22

The Bullish Case For Toast After Strong Earnings

Aug 22

Toast: Serving Another Successful Quarter

Aug 13

Revenue & Expenses Breakdown

How Toast makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NYSE:TOST Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 244,96019772351
30 Sep 244,658-49757352
30 Jun 244,386-136756350
31 Mar 244,121-248763356
31 Dec 233,865-246749358
30 Sep 233,597-310753343
30 Jun 233,318-377718330
31 Mar 233,015-333666305
31 Dec 222,731-275613282
30 Sep 222,475-174569253
30 Jun 222,208-330505219
31 Mar 221,958-411451202
31 Dec 211,705-487379163
30 Sep 211,435-550313143
30 Jun 211,186-358268138
31 Mar 21933-286239110
31 Dec 20823-249251109
31 Dec 19665-20921164

Quality Earnings: TOST has a large one-off loss of $51.0M impacting its last 12 months of financial results to 31st December, 2024.

Growing Profit Margin: TOST became profitable in the past.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: TOST has become profitable over the past 5 years, growing earnings by 17.9% per year.

Accelerating Growth: TOST has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: TOST has become profitable in the last year, making it difficult to compare its past year earnings growth to the Diversified Financial industry (7.9%).

Return on Equity

High ROE: TOST's Return on Equity (1.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/02 03:54
End of Day Share Price 2025/05/02 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Toast, Inc. is covered by 38 analysts. 28 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David KoningBaird
Rufus HoneBMO Capital Markets Equity Research
Alexandre FaureBNP Paribas Exane