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Synchrony Financial NYSE:SYF.PRA Stock Report

Last Price

US$19.26

Market Cap

US$26.2b

7D

-4.6%

1Y

13.0%

Updated

18 Dec, 2024

Data

Company Financials +

My Notes

Capture your thoughts, links and company narrative

Synchrony Financial Competitors

Price History & Performance

Summary of share price highs, lows and changes for Synchrony Financial
Historical stock prices
Current Share PriceUS$19.26
52 Week HighUS$21.94
52 Week LowUS$16.79
Beta1.64
1 Month Change-5.12%
3 Month Change-9.87%
1 Year Change12.96%
3 Year Change-28.29%
5 Year Change-24.88%
Change since IPO-22.62%

Recent News & Updates

Recent updates

Shareholder Returns

SYF.PRAUS Consumer FinanceUS Market
7D-4.6%-5.6%-4.0%
1Y13.0%47.0%24.0%

Return vs Industry: SYF.PRA underperformed the US Consumer Finance industry which returned 49.6% over the past year.

Return vs Market: SYF.PRA underperformed the US Market which returned 26.1% over the past year.

Price Volatility

Is SYF.PRA's price volatile compared to industry and market?
SYF.PRA volatility
SYF.PRA Average Weekly Movement2.4%
Consumer Finance Industry Average Movement7.3%
Market Average Movement6.4%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.2%

Stable Share Price: SYF.PRA has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: SYF.PRA's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
193220,000Brian Doubleswww.synchrony.com

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.

Synchrony Financial Fundamentals Summary

How do Synchrony Financial's earnings and revenue compare to its market cap?
SYF.PRA fundamental statistics
Market capUS$26.16b
Earnings (TTM)US$3.10b
Revenue (TTM)US$9.01b

8.0x

P/E Ratio

2.7x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SYF.PRA income statement (TTM)
RevenueUS$9.01b
Cost of RevenueUS$0
Gross ProfitUS$9.01b
Other ExpensesUS$5.90b
EarningsUS$3.10b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)7.97
Gross Margin100.00%
Net Profit Margin34.45%
Debt/Equity Ratio97.8%

How did SYF.PRA perform over the long term?

See historical performance and comparison

Dividends

1.6%

Current Dividend Yield

13%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/18 08:52
End of Day Share Price 2024/12/18 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Synchrony Financial is covered by 45 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David GeorgeBaird
Brennan CrowleyBaird
Mark DeVriesBarclays