Ready Capital Corporation

NYSE:RC Stock Report

Market Cap: US$315.2m

Ready Capital Dividends and Buybacks

Dividend criteria checks 2/6

Ready Capital is a dividend paying company with a current yield of 2.08%. Next payment date is on 30th April, 2026 with an ex-dividend date of 31st March, 2026.

Key information

2.1%

Dividend yield

22.1%

Buyback Yield

Total Shareholder Yield24.2%
Future Dividend Yield2.1%
Dividend Growth-3.3%
Next dividend pay date30 Apr 26
Ex dividend date31 Mar 26
Dividend per sharen/a
Payout ratio-27%

Recent dividend and buyback updates

Recent updates

Ready Capital: The Series E Preferreds Are Cheap But Risky

Apr 20

Balance Sheet Repositioning And SBA Lending Shift Will Support Future Earnings Stability

Catalysts About Ready Capital Ready Capital is a finance company focused on commercial real estate lending and capital light small business lending, including SBA 7(a) loans. What are the underlying business or industry changes driving this perspective?

Ready Capital Bulls, You Need To Consider A Safer Approach

Mar 19

Ready Capital: Ritz-Carlton Portland Loan And Trump Administration's Potential View On SBA Loans Spell Trouble

Feb 21

Ready Capital: Accounting Policy Changes Mask Negative Adjusted Operating Cash Flows And Unsupported Dividend

Dec 11

Ready Capital: When Is The Final Dividend Cut?

Oct 16

Ready Capital: It Isn't Ready Yet

May 20

Ready Capital: Inability To Stabilize Earnings Against Headwinds Makes It A Hold

Apr 09

Ready Capital: Two Dividend Cuts Later And The Broadmark Acquisition Stings

Dec 23

Ready Capital: A Fat 14.5% CRE Yield After The Merger With Broadmark

Sep 03

Ready Capital: Why Decreased Distributable Earnings Are Not Frightening

Jun 28

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: RC has been paying a dividend for less than 10 years and during this time payments have been volatile.

Growing Dividend: RC has only been paying a dividend for 9 years, and since then payments have fallen.


Dividend Yield vs Market

Ready Capital Dividend Yield vs Market
How does RC dividend yield compare to the market?
SegmentDividend Yield
Company (RC)2.1%
Market Bottom 25% (US)1.4%
Market Top 25% (US)4.2%
Industry Average (Mortgage REITs)12.3%
Analyst forecast (RC) (up to 3 years)2.1%

Notable Dividend: RC's dividend (2.08%) is higher than the bottom 25% of dividend payers in the US market (1.39%).

High Dividend: RC's dividend (2.08%) is low compared to the top 25% of dividend payers in the US market (4.21%).


Earnings Payout to Shareholders

Earnings Coverage: RC is paying a dividend but the company is unprofitable.


Cash Payout to Shareholders

Cash Flow Coverage: With its low cash payout ratio (1.5%), RC's dividend payments are thoroughly covered by cash flows.


Discover strong dividend paying companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/22 11:08
End of Day Share Price 2026/04/22 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Ready Capital Corporation is covered by 7 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
William CatherwoodBTIG
Steven DelaneyCitizens JMP Securities, LLC
Jade RahmaniKeefe, Bruyette, & Woods