Ready Capital (RC) Stock Overview
Operates as a real estate finance company in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 0/6 |
| Financial Health | 3/6 |
| Dividends | 2/6 |
RC Community Fair Values
Create NarrativeSee what 39 others think this stock is worth. Follow their fair value or set your own to get alerts.
Ready Capital Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$1.58 |
| 52 Week High | US$4.75 |
| 52 Week Low | US$1.50 |
| Beta | 1.5 |
| 1 Month Change | -9.20% |
| 3 Month Change | -23.67% |
| 1 Year Change | -64.65% |
| 3 Year Change | -84.68% |
| 5 Year Change | -88.45% |
| Change since IPO | -87.58% |
Recent News & Updates
Recent updates
Balance Sheet Repositioning And SBA Lending Shift Will Support Future Earnings Stability
Catalysts About Ready Capital Ready Capital is a finance company focused on commercial real estate lending and capital light small business lending, including SBA 7(a) loans. What are the underlying business or industry changes driving this perspective?Ready Capital: Now Comes The Book Value Drop And A Liquidity Crunch
Feb 23Ready Capital Bulls, You Need To Consider A Safer Approach
Mar 19Ready Capital: Ritz-Carlton Portland Loan And Trump Administration's Potential View On SBA Loans Spell Trouble
Feb 21Ready Capital: Accounting Policy Changes Mask Negative Adjusted Operating Cash Flows And Unsupported Dividend
Dec 11Ready Capital: When Is The Final Dividend Cut?
Oct 16Ready Capital: It Isn't Ready Yet
May 20Ready Capital: Inability To Stabilize Earnings Against Headwinds Makes It A Hold
Apr 09Ready Capital: Two Dividend Cuts Later And The Broadmark Acquisition Stings
Dec 23Ready Capital: A Fat 14.5% CRE Yield After The Merger With Broadmark
Sep 03Ready Capital: Why Decreased Distributable Earnings Are Not Frightening
Jun 28Shareholder Returns
| RC | US Mortgage REITs | US Market | |
|---|---|---|---|
| 7D | -2.5% | 2.8% | 3.1% |
| 1Y | -64.7% | 10.4% | 27.4% |
Return vs Industry: RC underperformed the US Mortgage REITs industry which returned 10.4% over the past year.
Return vs Market: RC underperformed the US Market which returned 27.4% over the past year.
Price Volatility
| RC volatility | |
|---|---|
| RC Average Weekly Movement | 9.0% |
| Mortgage REITs Industry Average Movement | 3.9% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 3.3% |
Stable Share Price: RC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: RC's weekly volatility (9%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2007 | 442 | Tom Capasse | www.readycapital.com |
Ready Capital Corporation operates as a real estate finance company in the United States. The company operates through two segments: LMM Commercial Real Estate and Small Business Lending. Its LMM Commercial Real Estate segment originates LLM loans across the full life-cycle of an LLM property, including construction, bridge, stabilized, and agency loan origination channels.
Ready Capital Corporation Fundamentals Summary
| RC fundamental statistics | |
|---|---|
| Market cap | US$258.06m |
| Earnings (TTM) | -US$232.37m |
| Revenue (TTM) | n/a |
Is RC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| RC income statement (TTM) | |
|---|---|
| Revenue | -US$58.02m |
| Cost of Revenue | US$41.26m |
| Gross Profit | -US$99.27m |
| Other Expenses | US$133.10m |
| Earnings | -US$232.37m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | -1.43 |
| Gross Margin | 171.11% |
| Net Profit Margin | 400.53% |
| Debt/Equity Ratio | 360.2% |
How did RC perform over the long term?
See historical performance and comparisonDividends
Does RC pay a reliable dividends?
See RC dividend history and benchmarks| Ready Capital dividend dates | |
|---|---|
| Ex Dividend Date | Mar 31 2026 |
| Dividend Pay Date | Apr 30 2026 |
| Days until Ex dividend | 14 days |
| Days until Dividend pay date | 16 days |
Does RC pay a reliable dividends?
See RC dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/04/13 11:58 |
| End of Day Share Price | 2026/04/10 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Ready Capital Corporation is covered by 7 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| William Catherwood | BTIG |
| Steven Delaney | Citizens JMP Securities, LLC |
| Jade Rahmani | Keefe, Bruyette, & Woods |