Paysafe (PSFE) Stock Overview
Provides digital payment solutions in the United States, Germany, the United Kingdom, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
PSFE Community Fair Values
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Analyst Price Targets
Paysafe Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$9.40 |
| 52 Week High | US$16.49 |
| 52 Week Low | US$5.95 |
| Beta | 1.83 |
| 1 Month Change | 43.51% |
| 3 Month Change | 32.21% |
| 1 Year Change | -38.88% |
| 3 Year Change | -31.79% |
| 5 Year Change | -92.45% |
| Change since IPO | -92.13% |
Recent News & Updates
Narrative Update • Apr 29
PSFE: Mixed Q4 And Segment Trends Will Shape 2026 Execution Potential
Narrative Update: Paysafe Analyst Price Target Revision The analyst price target for Paysafe has been reduced from $11.00 to $10.00. This reflects updated expectations after mixed Q4 results, with analysts pointing to softer trends in parts of the business and recalibrated assumptions for revenue growth, profit margins and future P/E multiples.
Narrative Update • Apr 14
PSFE: Mixed Segment Trends And Leverage Reduction Will Shape Future Equity Upside
Analysts have trimmed their average Paysafe price target by about $1 following mixed Q4 results in key segments and updated models that factor in both current SMB and Merchant Solutions softness, as well as expected benefits from prior investments in sales, product and distribution. Analyst Commentary Street research on Paysafe reflects a split view, with all firms trimming price targets after mixed Q4 results but differing on how attractive the shares look relative to execution risk in key segments.Recent updates
Narrative Update • Apr 29
PSFE: Mixed Q4 And Segment Trends Will Shape 2026 Execution Potential
Narrative Update: Paysafe Analyst Price Target Revision The analyst price target for Paysafe has been reduced from $11.00 to $10.00. This reflects updated expectations after mixed Q4 results, with analysts pointing to softer trends in parts of the business and recalibrated assumptions for revenue growth, profit margins and future P/E multiples.Narrative Update • Apr 14
PSFE: Mixed Segment Trends And Leverage Reduction Will Shape Future Equity Upside
Analysts have trimmed their average Paysafe price target by about $1 following mixed Q4 results in key segments and updated models that factor in both current SMB and Merchant Solutions softness, as well as expected benefits from prior investments in sales, product and distribution. Analyst Commentary Street research on Paysafe reflects a split view, with all firms trimming price targets after mixed Q4 results but differing on how attractive the shares look relative to execution risk in key segments.
Narrative Update • Mar 31
PSFE: Mixed Segment Execution And Legal Overhang Will Shape Future Trading Range
Narrative Update The analyst fair value estimate for Paysafe has shifted from $7.00 to $6.75, reflecting updated models after mixed Q4 results and recent price target trims from $10 to $9, from $11 to $10, and from $7.00 to $6.75 as analysts factor in segment level performance and expectations for a cleaner setup in later years. Analyst Commentary Recent Street research points to a more cautious tone around Paysafe following mixed Q4 results, with several firms trimming price targets and reassessing their models.Narrative Update • Mar 17
PSFE: Leverage Reduction And Cleaner Execution Will Drive Future Turnaround Upside
Narrative Update on Paysafe Paysafe's updated fair value estimate has shifted modestly to $8.59 from $8.90. This reflects analysts' lower price targets in the $6.75 to $10 range following mixed Q4 results and recalibrated expectations for growth and segment performance.Narrative Update • Mar 02
PSFE: New Merchant Partnerships Will Support Confidence In EBITDA Outlook
Analysts have kept their $11.00 price target on Paysafe unchanged, citing modest adjustments in assumptions for revenue growth, profit margins, future P/E, and discount rate as support for the current valuation view. What's in the News Jaris expanded its partnership with Paysafe, rolling out Jaris Instant Payouts to tens of thousands of U.S. SMBs in Paysafe's merchant network, giving eligible merchants access to real time working capital and instant funding on processed card transactions (Client Announcements).Narrative Update • Feb 16
PSFE: Credit Risk Cleanup And New Partnerships Will Drive Turnaround Upside
Analysts have trimmed their Paysafe price target from $9.27 to $8.90, citing updated assumptions around profit margins, discount rate and future P/E that slightly revise their valuation view. What's in the News A class action lawsuit has been filed in the U.S. District Court for the Southern District of New York, alleging misleading statements around Paysafe's business, credit-loss reserves, and exposure to a single high-risk e-commerce client during the March 4, 2025 to November 12, 2025 period (Glancy Prongay Wolke & Rotter LLP).Narrative Update • Feb 02
PSFE: Buyback And Execution Progress Will Drive Confidence In EBITDA Outlook
The analyst price target for Paysafe has been reduced from US$22 to US$11, as analysts factor in lowered FY25 guidance, concerns about a mix shift toward lower margin ISO growth, and the need for clearer proof points around the company's EBITDA outlook. Analyst Commentary Recent commentary around Paysafe reflects a mix of caution and guarded optimism.Seeking Alpha • Jan 30
Paysafe: Navigating The Deleveraging Tightrope
Summary Paysafe remains a buy, with cautious bullishness into 2026 as management prioritizes deleveraging and pivots toward merchant solutions and digital wallets. Despite a 64% share price decline over the past year, PSFE's fundamentals improved in Q3 2025, with 6% YoY revenue growth (ex-divestiture/FX) and 7% aEBITDA growth. Management targets reducing net leverage from 5.2x to 3.5x by end-2026, dedicating free cash flow to debt repayment and opportunistic share repurchases. Risks remain moderate to high due to compliance costs, macro/geopolitical factors, and limited growth investment capacity; target price is $7.8, implying 12% upside. Read the full article on Seeking AlphaNarrative Update • Jan 19
PSFE: FY26 EBITDA Progress Will Determine Turnaround Upside Potential
Narrative Update on Paysafe Analysts have cut their average price targets for Paysafe into a roughly US$9 to US$11 range. This reflects concerns about lower margin ISO mix, longer product rollout timelines, and a sharply reduced FY25 outlook, even as some firms acknowledge early signs of operational progress.Analysis Article • Jan 17
Sentiment Still Eluding Paysafe Limited (NYSE:PSFE)
You may think that with a price-to-sales (or "P/S") ratio of 0.2x Paysafe Limited ( NYSE:PSFE ) is definitely a stock...Narrative Update • Jan 05
PSFE: Guidance Reset Will Drive Prolonged Margin Pressure And Rangebound Trading
Analysts have reduced their price target on Paysafe from approximately $17 to a range of $9 to $11 per share. This change reflects concerns about the company’s sharply lowered FY25 guidance, an unfavorable mix shift toward lower margin ISO growth, and delayed delivery of key product initiatives, despite modest improvements in long term growth and profitability assumptions.Narrative Update • Dec 15
PSFE Will Face Prolonged Margin Pressure After Aggressive Guidance Reset
The analyst fair value estimate for Paysafe has been cut sharply from $12.00 to $7.00 per share, as analysts react to lowered FY25 guidance, a sharp reset in profit margin expectations, and concern that execution delays will keep the stock rangebound, despite modestly better revenue growth assumptions. Analyst Commentary Bearish analysts have moved swiftly to reset expectations for Paysafe, trimming price targets into a mid to high single digit range and signaling that prior valuation frameworks are no longer tenable in light of the revised FY25 outlook.Narrative Update • Nov 28
PSFE: Proving Turnaround Execution Will Shape Share Performance Into 2025
Paysafe’s analyst price target has dropped sharply from approximately $13.52 to $9.27 per share, as analysts note disappointing Q3 results and significantly reduced guidance. Analysts are citing concerns about lower margin growth and slower execution of key initiatives.Narrative Update • Nov 14
PSFE: Future Guidance Revisions Will Drive Investor Sentiment And Share Performance
The analyst price target for Paysafe has been reduced from $15.55 to $13.52 per share. Analysts cite weaker FY25 guidance and increased concerns following recent management commentary.Analysis Article • Sep 08
Paysafe Limited (NYSE:PSFE) Stock Rockets 29% But Many Are Still Ignoring The Company
Paysafe Limited ( NYSE:PSFE ) shares have had a really impressive month, gaining 29% after a shaky period beforehand...Analysis Article • May 29
Market Still Lacking Some Conviction On Paysafe Limited (NYSE:PSFE)
Paysafe Limited's ( NYSE:PSFE ) price-to-sales (or "P/S") ratio of 0.4x might make it look like a strong buy right now...
New Narrative • May 01
Digital Wallet Launches And Revolut Alliance Will Drive Future Success
Paysafe's focus on high-growth areas and strategic divestitures is expected to improve revenue stability and drive growth.Analysis Article • Feb 07
Further Upside For Paysafe Limited (NYSE:PSFE) Shares Could Introduce Price Risks After 33% Bounce
Those holding Paysafe Limited ( NYSE:PSFE ) shares would be relieved that the share price has rebounded 33% in the last...Analysis Article • Dec 13
Investors Give Paysafe Limited (NYSE:PSFE) Shares A 26% Hiding
Paysafe Limited ( NYSE:PSFE ) shares have had a horrible month, losing 26% after a relatively good period beforehand...Analysis Article • Nov 16
Results: Paysafe Limited Delivered A Surprise Loss And Now Analysts Have New Forecasts
Shareholders in Paysafe Limited ( NYSE:PSFE ) had a terrible week, as shares crashed 28% to US$17.67 in the week since...Seeking Alpha • Nov 13
Paysafe Q3 Results: For The Growth It Achieves, It Is Still Too Expensive
Summary Paysafe Limited's Q3 results showed mixed performance, with a slight revenue beat but a significant EPS miss, leading to a 25% drop in share price. The company's aggressive hiring increased costs without corresponding revenue growth, impacting efficiency and profitability, and raising concerns about its substantial debt levels. Despite a partnership with Revolut, there are no significant growth catalysts, and the company's average annual revenue growth remains underwhelming. Given the lack of growth catalysts and high debt, I don't recommend investing in Paysafe until there's marked improvement in revenue growth, efficiency, and profitability. Read the full article on Seeking AlphaAnalysis Article • Oct 08
Potential Upside For Paysafe Limited (NYSE:PSFE) Not Without Risk
Paysafe Limited's ( NYSE:PSFE ) price-to-sales (or "P/S") ratio of 0.8x might make it look like a buy right now...Seeking Alpha • Jul 17
Paysafe: Web3 Gaming And Digital Wallets Lead Large Growth Potential
Summary Paysafe is a global payment solutions provider focusing on niche industries such as online gaming, FOREX, local municipalities, and the airline industry. The company offers digital wallets like Skrill and Neteller, with a strong focus on online gambling and iGaming. Q1 results show growth in revenue and active users. Given the company’s strategic initiatives and market positioning, I believe the stock is trading well below fair value, which is why we are initiating a Buy rating. Read the full article on Seeking AlphaAnalysis Article • May 21
Market Might Still Lack Some Conviction On Paysafe Limited (NYSE:PSFE) Even After 26% Share Price Boost
Despite an already strong run, Paysafe Limited ( NYSE:PSFE ) shares have been powering on, with a gain of 26% in the...Seeking Alpha • May 14
Paysafe Q1: Growth Momentum Continues Well (Rating Upgrade)
Summary Paysafe reported Q1 earnings, beating analysts' estimates very slightly, and reaffirming the previously given 2024 financial outlook. The company continues to invest in growth in iGaming and other segments, and added 55 new sales representatives for the company in Q1 with increased enterprise customer wins. Paysafe's balance sheet remains extremely leveraged as the company spends capital on share buybacks, making the investment risky. Despite high debt, I am optimistic on PSFE stock as the current value poses good potential upside with continued growth. Read the full article on Seeking AlphaSeeking Alpha • Mar 11
Paysafe: Operating Momentum Meets Improving Financial Conditions
Summary Paysafe grew revenue 8.1% in Q4 (2023: +7%), with further growth of about 5.5-7% expected for 2024. Adjusted EBITDA increased 13.1% in Q4 (2023: +11.9%). Only a 4.7% increase is forecast for 2024. The capital structure is 75% debt-funded, which is both a risk and an opportunity if central banks cut rates. Loss of operating momentum is a key risk for the company, considering negative tangible shareholders' equity of $2.3 billion. Free cash flow yield on enterprise value is in the low double digits, and over 40% relative to Paysafe's market capitalization. Read the full article on Seeking AlphaAnalysis Article • Jan 27
Market Cool On Paysafe Limited's (NYSE:PSFE) Revenues
You may think that with a price-to-sales (or "P/S") ratio of 0.6x Paysafe Limited ( NYSE:PSFE ) is a stock worth...Seeking Alpha • Dec 22
Paysafe: Another Buying Opportunity
Summary The current share price presents another buying opportunity. The company's revenue performance is tracking well, with growth in key verticals and improved operating metrics. Paysafe's focus on product improvement and refining its go-to-market strategy is expected to drive future growth and margin expansion. Read the full article on Seeking AlphaSeeking Alpha • Nov 08
Paysafe Limited: Progress But Leverage Still Concerning
Summary Today, we take our first look at Paysafe Limited since our initial article on this ecommerce related concern back in August of last year. The company has made progress in improving free cash flow and delivering mid-single digit sales growth, but leverage remains a concern. An updated analysis on Paysafe Limited follows in the paragraphs below. Read the full article on Seeking AlphaShareholder Returns
| PSFE | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | 4.0% | -0.6% | 2.1% |
| 1Y | -38.9% | -10.6% | 30.6% |
Return vs Industry: PSFE underperformed the US Diversified Financial industry which returned -11.1% over the past year.
Return vs Market: PSFE underperformed the US Market which returned 31% over the past year.
Price Volatility
| PSFE volatility | |
|---|---|
| PSFE Average Weekly Movement | 9.2% |
| Diversified Financial Industry Average Movement | 6.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: PSFE has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PSFE's weekly volatility (9%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1996 | 2,900 | Bruce Lowthers | www.paysafe.com |
Paysafe Limited provides digital payment solutions in the United States, Germany, the United Kingdom, and internationally. The company operates through two segments, Merchant Solutions and Digital Wallets. The Merchant Solutions segment offers payment acceptance and transaction processing solutions for merchants and integrated service providers, including merchant acquiring, transaction processing, gateway solutions, fraud and risk management tools, data and analytics, point of sale systems, and merchant financing solutions, as well as support services under the Paysafe and Petroleum Card Services brands.
Paysafe Limited Fundamentals Summary
| PSFE fundamental statistics | |
|---|---|
| Market cap | US$474.60m |
| Earnings (TTM) | -US$182.51m |
| Revenue (TTM) | US$1.70b |
0.3x
P/S Ratio-2.6x
P/E RatioIs PSFE overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PSFE income statement (TTM) | |
|---|---|
| Revenue | US$1.70b |
| Cost of Revenue | US$741.20m |
| Gross Profit | US$960.19m |
| Other Expenses | US$1.14b |
| Earnings | -US$182.51m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
May 13, 2026
| Earnings per share (EPS) | -3.56 |
| Gross Margin | 56.44% |
| Net Profit Margin | -10.73% |
| Debt/Equity Ratio | 399.4% |
How did PSFE perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/07 19:09 |
| End of Day Share Price | 2026/05/07 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Paysafe Limited is covered by 9 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| James Fotheringham | BMO Capital Markets Equity Research |
| Aditya Buddhavarapu | BofA Global Research |
| Andrew Harte | BTIG |