North Dakota’s Roughrider Stablecoin Launch Could Be a Game Changer for Fiserv (FI)

• Earlier this month, the Bank of North Dakota, in partnership with Fiserv, Inc., announced the launch of the Roughrider coin, North Dakota's first state stablecoin, which is fully backed by US dollars and set to become available to banks and credit unions statewide in 2026.
• This initiative marks a significant advance for regulated digital asset payments in the US, with Fiserv’s digital asset platform providing interoperability and new efficiencies for the state’s banking and merchant ecosystem.
• We'll consider how the Roughrider coin launch highlights Fiserv's innovative push into regulated digital asset solutions for the financial sector.

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Fiserv Investment Narrative Recap

To be a Fiserv shareholder today, you need to believe in the company’s ability to deliver innovative payment solutions and capture value as digital assets expand across banking and commerce. The launch of the Roughrider coin in partnership with the Bank of North Dakota is promising, but it is unlikely to have a material impact on Fiserv’s most critical short-term catalyst, the global adoption pace of next-generation platforms, or to alter the biggest risk: persistent delays in new product execution and launches.

The recent deepening of Fiserv’s partnership with Mastercard, involving the integration of FIUSD into Mastercard’s global network, aligns closely with the Roughrider coin initiative. This collaboration reinforces Fiserv’s push to bring state-backed and interoperable digital asset solutions to the financial sector, providing a foundation for broader adoption and potentially supporting the scale required to accelerate new platform rollouts.

However, in contrast, investors should be aware of persistent execution delays on new initiatives that could...

Read the full narrative on Fiserv (it's free!)

Fiserv's narrative projects $24.7 billion revenue and $5.9 billion earnings by 2028. This requires 5.4% yearly revenue growth and a $2.5 billion earnings increase from $3.4 billion.

Uncover how Fiserv's forecasts yield a $183.91 fair value, a 51% upside to its current price.

Exploring Other Perspectives

Fifteen members of the Simply Wall St Community estimated Fiserv’s fair value to range from US$118.62 to US$231.84 per share. As you explore these diverse opinions, remember that future platform adoption speed may affect how the company meets or misses these expectations.

Explore 15 other fair value estimates on Fiserv - why the stock might be worth just $118.62!

Build Your Own Fiserv Narrative

Disagree with existing narratives? Create your own in under 3 minutes - extraordinary investment returns rarely come from following the herd.

• Our free Fiserv research report provides a comprehensive fundamental analysis summarized in a single visual - the Snowflake - making it easy to evaluate Fiserv's overall financial health at a glance.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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