Ellington Credit (EARN) Stock Overview
A closed-end management investment company, focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 2/6 |
| Dividends | 2/6 |
EARN Community Fair Values
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Ellington Credit Company Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$5.45 |
| 52 Week High | US$7.11 |
| 52 Week Low | US$4.33 |
| Beta | 1.33 |
| 1 Month Change | -4.39% |
| 3 Month Change | -5.38% |
| 1 Year Change | -19.50% |
| 3 Year Change | -11.81% |
| 5 Year Change | -51.51% |
| Change since IPO | -72.04% |
Recent News & Updates
Recent updates
EARN: Attractive Double-Digit Yield And Unique European CLO Exposure
Sep 11Ellington Credit Company (NYSE:EARN) Not Lagging Market On Growth Or Pricing
Apr 03
Ellington Credit Is In Transition, And I'm Betting It Pays Off
Mar 25Ellington Credit: High Yield Is Not A Red Flag
Dec 23Ellington Credit: Still Waiting For Approval To Transition To A CEF (Rating Downgrade)
Dec 11
CLO Strategy Shift Promises Transformative Growth And Earnings Boost
Strategic transformation into a CLO-focused fund aims to boost risk-adjusted returns, while active management seeks to improve net margins.Ellington Credit: Interest Rate Cuts Could Help The REIT
Sep 25Ellington Credit: 14% Yield, Major Strategic Change, 4% BV Discount
Jul 04EARN: Transforming From A 14% Yielding REIT To A CLO CEF
Apr 18Ellington Residential's 14% Yield Could Be Sustainable In 2024
Mar 23Ellington Residential Mortgage REIT: This 15% Yielding Mortgage Trust Could Outperform (Upgrade)
Sep 26Shareholder Returns
| EARN | US Capital Markets | US Market | |
|---|---|---|---|
| 7D | -4.4% | 0.1% | 1.2% |
| 1Y | -19.5% | 27.3% | 17.9% |
Return vs Industry: EARN underperformed the US Capital Markets industry which returned 27.3% over the past year.
Return vs Market: EARN underperformed the US Market which returned 18.7% over the past year.
Price Volatility
| EARN volatility | |
|---|---|
| EARN Average Weekly Movement | 2.7% |
| Capital Markets Industry Average Movement | 3.8% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 17.3% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: EARN has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: EARN's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2012 | n/a | Larry Penn | www.ellingtoncredit.com |
Ellington Credit Company, a closed-end management investment company, focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations. It invests in mezzanine debt and equity tranches. The company was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024.
Ellington Credit Company Fundamentals Summary
| EARN fundamental statistics | |
|---|---|
| Market cap | US$201.32m |
| Earnings (TTM) | -US$5.24m |
| Revenue (TTM) | US$35.89m |
Is EARN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EARN income statement (TTM) | |
|---|---|
| Revenue | US$35.89m |
| Cost of Revenue | US$0 |
| Gross Profit | US$35.89m |
| Other Expenses | US$41.14m |
| Earnings | -US$5.24m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.14 |
| Gross Margin | 100.00% |
| Net Profit Margin | -14.61% |
| Debt/Equity Ratio | 226.9% |
How did EARN perform over the long term?
See historical performance and comparisonDividends
Does EARN pay a reliable dividends?
See EARN dividend history and benchmarks| Ellington Credit dividend dates | |
|---|---|
| Ex Dividend Date | Sep 30 2025 |
| Dividend Pay Date | Oct 31 2025 |
| Days until Ex dividend | 4 days |
| Days until Dividend pay date | 27 days |
Does EARN pay a reliable dividends?
See EARN dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/10/03 10:24 |
| End of Day Share Price | 2025/10/03 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Ellington Credit Company is covered by 8 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Eric Hagen | BTIG |
| Trevor Cranston | Citizens JMP Securities, LLC |
| Douglas Harter | Credit Suisse |