Ellington Credit Company

NYSE:EARN Stock Report

Market Cap: US$215.2m

Ellington Credit Future Growth

Future criteria checks 4/6

Ellington Credit is forecast to grow earnings and revenue by 83.7% and 11.7% per annum respectively. EPS is expected to grow by 83.2% per annum. Return on equity is forecast to be 16.4% in 3 years.

Key information

83.7%

Earnings growth rate

83.17%

EPS growth rate

Capital Markets earnings growth13.0%
Revenue growth rate11.7%
Future return on equity16.37%
Analyst coverage

Low

Last updated21 May 2025

Recent future growth updates

Recent updates

Ellington Credit Company (NYSE:EARN) Not Lagging Market On Growth Or Pricing

Apr 03
Ellington Credit Company (NYSE:EARN) Not Lagging Market On Growth Or Pricing

Ellington Credit Is In Transition, And I'm Betting It Pays Off

Mar 25

Ellington Credit: High Yield Is Not A Red Flag

Dec 23

Ellington Credit: Still Waiting For Approval To Transition To A CEF (Rating Downgrade)

Dec 11
author-image

CLO Strategy Shift Promises Transformative Growth And Earnings Boost

Strategic transformation into a CLO-focused fund aims to boost risk-adjusted returns, while active management seeks to improve net margins.

Ellington Credit: Interest Rate Cuts Could Help The REIT

Sep 25

Ellington Credit: 14% Yield, Major Strategic Change, 4% BV Discount

Jul 04

EARN: Transforming From A 14% Yielding REIT To A CLO CEF

Apr 18

Ellington Residential's 14% Yield Could Be Sustainable In 2024

Mar 23

Ellington Residential Mortgage REIT: This 15% Yielding Mortgage Trust Could Outperform (Upgrade)

Sep 26

Earnings and Revenue Growth Forecasts

NYSE:EARN - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20274642N/AN/A1
12/31/20264739N/AN/A3
12/31/20254215N/AN/A3
3/31/202535-5N/AN/AN/A
12/31/202441799N/A
9/30/2024-162122N/A
6/30/2024184-4-4N/A
3/31/2024256-9-9N/A
12/31/202305-10-10N/A
9/30/2023304-4-4N/A
6/30/202344244N/A
3/31/202352-101313N/A
12/31/202285-302222N/A
9/30/202289-452424N/A
6/30/202260-302727N/A
3/31/202240-242828N/A
12/31/202129-62828N/A
9/30/20212842929N/A
6/30/202130113030N/A
3/31/202126372525N/A
12/31/20200202424N/A
9/30/20201222121N/A
6/30/2020-12181818N/A
3/31/2020-23-31818N/A
12/31/2019-13221818N/A
9/30/2019-2822020N/A
6/30/2019-1302323N/A
3/31/2019822525N/A
12/31/201826-11N/A29N/A
9/30/2018450N/A31N/A
6/30/2018435N/A19N/A
3/31/2018365N/A12N/A
12/31/20173111N/A34N/A
9/30/20173712N/A19N/A
6/30/20173612N/A29N/A
3/31/20173214N/A40N/A
12/31/20161512N/A20N/A
9/30/20161111N/A42N/A
6/30/2016-1-1N/A33N/A
3/31/201616-4N/A34N/A
12/31/2015210N/A25N/A
9/30/20153-2N/A20N/A
6/30/2015186N/A25N/A
3/31/2015-117N/A16N/A
12/31/2014-116N/A21N/A
9/30/20142217N/A18N/A
6/30/20142120N/A49N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: EARN is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (2.9%).

Earnings vs Market: EARN is forecast to become profitable over the next 3 years, which is considered above average market growth.

High Growth Earnings: EARN is expected to become profitable in the next 3 years.

Revenue vs Market: EARN's revenue (11.7% per year) is forecast to grow faster than the US market (8.6% per year).

High Growth Revenue: EARN's revenue (11.7% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: EARN's Return on Equity is forecast to be low in 3 years time (16.4%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/30 15:57
End of Day Share Price 2025/05/30 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Ellington Credit Company is covered by 8 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Eric HagenBTIG
Trevor CranstonCitizens JMP Securities, LLC
Douglas HarterCredit Suisse