Wise Group plc

NasdaqGS:WSE Stock Report

Market Cap: US$13.6b

Wise Group Valuation

Is WSE undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Future Cash Flow Value

  • Significantly Below Future Cash Flow Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Future Cash Flow Value

What is the Fair Price of WSE when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Ultimate guide to DCF valuation for stock investing

Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: WSE ($13.35) is trading above our estimate of future cash flow value ($11.25)

Significantly Below Future Cash Flow Value: WSE is trading above our estimate of future cash flow value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for WSE?

Key metric: As WSE is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for WSE. This is calculated by dividing WSE's market cap by their current earnings.
What is WSE's PE Ratio?
PE Ratio26.3x
EarningsUK£386.60m
Market CapUK£10.17b

Price to Earnings Ratio vs Peers

How does WSE's PE Ratio compare to its peers?

The above table shows the PE ratio for WSE vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average32.1x
TOST Toast
32.5x25.21%US$12.9b
PAYP PayPay
18.4x10.21%US$13.3b
AFRM Affirm Holdings
59.2x31.05%US$21.3b
CPAY Corpay
18.4x16.55%US$21.7b
WSE Wise Group
26.3x9.70%US$10.2b

Price-To-Earnings vs Peers: WSE is good value based on its Price-To-Earnings Ratio (26.3x) compared to the peer average (32.1x).

Historical Price to Earnings Ratio

Historical Price to Earnings Ratio compares a stock's price to its earnings over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data

Price to Earnings Ratio vs Industry

How does WSE's PE Ratio compare vs other companies in the US Diversified Financial Industry?

2 CompaniesPrice / EarningsEstimated GrowthMarket Cap
ONIT Onity Group
1.8x-25.81%US$312.41m
ACGX Alliance Creative Group
1.2xn/aUS$201.78k
No more companies available in this PE range
WSE 26.3xIndustry Avg. 18.0xNo. of Companies17PE01224364860+
2 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: WSE is expensive based on its Price-To-Earnings Ratio (26.3x) compared to the US Diversified Financial industry average (17.9x).

Price to Earnings Ratio vs Fair Ratio

What is WSE's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

WSE PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio26.3x
Fair PE Ratio16.3x

Price-To-Earnings vs Fair Ratio: WSE is expensive based on its Price-To-Earnings Ratio (26.3x) compared to the estimated Fair Price-To-Earnings Ratio (16.3x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst WSE forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$13.35
US$15.81
+18.39%
16.28%US$19.29US$10.29n/a18
May ’27US$14.45
US$15.74
+8.92%
16.28%US$19.21US$10.25n/a18
Apr ’27US$12.07
US$15.38
+27.48%
16.40%US$18.75US$10.11n/a19
Mar ’27US$11.50
US$15.79
+37.33%
17.39%US$20.25US$10.26n/a19
Feb ’27US$13.20
US$16.03
+21.42%
17.69%US$20.46US$10.36n/a19
Jan ’27US$11.71
US$15.72
+34.22%
18.25%US$20.07US$10.03n/a18
Dec ’26US$11.75
US$15.62
+32.90%
18.63%US$19.86US$9.93n/a17
Nov ’26US$12.71
US$16.11
+26.79%
18.62%US$20.70US$10.02n/a17
Oct ’26US$13.84
US$16.17
+16.84%
18.43%US$20.89US$10.11n/a17
Sep ’26US$14.06
US$16.02
+13.96%
18.62%US$21.00US$10.16n/a16
Aug ’26US$13.72
US$15.67
+14.22%
17.66%US$18.70US$10.02n/a16
Jul ’26US$14.25
US$16.38
+14.97%
17.76%US$19.51US$10.31n/a16
Jun ’26US$15.00
US$15.27
+1.78%
17.24%US$18.56US$10.12n/a18
May ’26US$12.93
US$14.82
+14.59%
16.18%US$17.53US$10.22US$14.4518
Apr ’26US$12.53
US$14.45
+15.36%
16.35%US$17.22US$9.95US$12.0718
Mar ’26US$12.46
US$14.25
+14.41%
14.89%US$16.78US$9.69US$11.5017
Feb ’26US$14.00
US$14.09
+0.63%
15.16%US$16.83US$9.58US$13.2017
Jan ’26US$13.52
US$12.38
-8.41%
15.19%US$15.68US$9.66US$11.7117
Dec ’25US$11.04
US$12.27
+11.15%
14.97%US$15.93US$8.67US$11.7517
Nov ’25US$9.20
US$12.03
+30.81%
17.75%US$16.15US$7.24US$12.7118
Oct ’25US$8.82
US$12.25
+38.89%
18.27%US$16.60US$7.44US$13.8418
Sep ’25US$9.30
US$12.29
+32.16%
17.99%US$16.48US$7.38US$14.0618
Aug ’25US$8.80
US$11.99
+36.28%
17.99%US$16.08US$7.20US$13.7218
Jul ’25US$8.55
US$11.54
+34.95%
18.48%US$15.80US$7.08US$14.2518
Jun ’25US$10.20
US$13.05
+27.92%
17.97%US$16.50US$7.11US$15.0018
May ’25US$9.86
US$12.70
+28.73%
18.81%US$16.24US$7.00US$12.9318
US$15.57
Fair Value
14.3% undervalued intrinsic discount
18
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/14 02:42
End of Day Share Price 2026/05/14 00:00
Earnings2025/09/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Wise Group plc is covered by 28 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Joao Safara SilvaBanco Santander
Sven MerktBarclays
Grégoire HermannBarclays