Wise Group plc

NasdaqGS:WSE Stock Report

Market Cap: US$13.3b

Wise Group Balance Sheet Health

Financial Health criteria checks 6/6

Wise Group has a total shareholder equity of $1.9B and total debt of $334.7M, which brings its debt-to-equity ratio to 17.4%. Its total assets and total liabilities are $33.3B and $31.3B respectively. Wise Group's EBIT is $1.1B making its interest coverage ratio -25.7. It has cash and short-term investments of $5.4B.

Key information

17.39%

Debt to equity ratio

US$334.70m

Debt

Interest coverage ratio-25.7x
CashUS$5.39b
EquityUS$1.93b
Total liabilitiesUS$31.33b
Total assetsUS$33.26b

Recent financial health updates

No updates

Recent updates

Seeking Alpha Jun 25

Wise: Q4 Confirms The Compounding Story

Summary Wise Group plc is initiated with a Buy rating, supported by strong customer growth and engagement. WSE's FY 2026 results confirm a scalable business model, with active customers up 21% and cross-border volume up 31%. Guidance for FY 2027 targets revenue growth in the high teens and a pre-tax margin near the top of the 20%–25% range, despite margin pressures. A $500 million buyback and expected EPS growth of ~24% enhance the compounding thesis, even as competition and take rate compression pose risks. Read the full article on Seeking Alpha

Financial Position Analysis

Short Term Liabilities: WSE's short term assets ($33.0B) exceed its short term liabilities ($30.8B).

Long Term Liabilities: WSE's short term assets ($33.0B) exceed its long term liabilities ($529.0M).


Debt to Equity History and Analysis

Debt Level: WSE has more cash than its total debt.

Reducing Debt: WSE's debt to equity ratio has reduced from 27.5% to 17.4% over the past 5 years.

Debt Coverage: WSE's debt is well covered by operating cash flow (2256.9%).

Interest Coverage: WSE earns more interest than it pays, so coverage of interest payments is not a concern.


Balance Sheet


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/06 12:46
End of Day Share Price 2026/07/06 00:00
Earnings2026/03/31
Annual Earnings2026/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Wise Group plc is covered by 25 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Joao Safara SilvaBanco Santander
Orson RoutBarclays
Grégoire HermannBarclays