Waterstone Financial Management
Management criteria checks 4/4
We currently do not have sufficient information about the CEO.
Key information
Bill Bruss
Chief executive officer
US$694.6k
Total compensation
| CEO salary percentage | 55.8% |
| CEO tenure | 20yrs |
| CEO ownership | 0.6% |
| Management average tenure | 7.8yrs |
| Board average tenure | 19.3yrs |
Recent management updates
Recent updates
Waterstone Financial (NASDAQ:WSBF) Has Affirmed Its Dividend Of $0.20
Jul 04
Waterstone Financial's (NASDAQ:WSBF) Dividend Will Be $0.20
Mar 26Waterstone Financial declares $0.20 dividend
Sep 27Waterstone Financial GAAP EPS of $0.36, revenue of $45.31M
Jul 21Waterstone Financial (NASDAQ:WSBF) Is Due To Pay A Dividend Of US$0.20
Jun 28Need To Know: This Analyst Just Made A Substantial Cut To Their Waterstone Financial, Inc. (NASDAQ:WSBF) Estimates
Apr 28Waterstone Financial (NASDAQ:WSBF) Has Affirmed Its Dividend Of US$0.20
Mar 19Waterstone: Current Supernormal Profit Cycle Is Not Sustainable
Jan 09Waterstone Financial: Mortgage Banking Income Seems More Resilient Than Previously Expected
Aug 15Waterstone Financial declares $0.20 dividend
Jun 15Should You Be Adding Waterstone Financial (NASDAQ:WSBF) To Your Watchlist Today?
Jun 08We Think Waterstone Financial, Inc.'s (NASDAQ:WSBF) CEO Compensation Looks Fair
May 12Have Insiders Been Selling Waterstone Financial, Inc. (NASDAQ:WSBF) Shares This Year?
Feb 23Waterstone Financial, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Feb 01
Does Waterstone Financial (NASDAQ:WSBF) Deserve A Spot On Your Watchlist?
Jan 13Waterstone Financial: Mortgage Banking Income Appears To Have Peaked
Jan 09Shareholders Of Waterstone Financial (NASDAQ:WSBF) Must Be Happy With Their 63% Return
Dec 23CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Sep 30 2024 | n/a | n/a | US$13m |
| Jun 30 2024 | n/a | n/a | US$12m |
| Mar 31 2024 | n/a | n/a | US$10m |
| Dec 31 2023 | US$695k | US$388k | US$9m |
| Sep 30 2023 | n/a | n/a | US$10m |
| Jun 30 2023 | n/a | n/a | US$12m |
| Mar 31 2023 | n/a | n/a | US$16m |
| Dec 31 2022 | US$589k | US$376k | US$19m |
| Sep 30 2022 | n/a | n/a | US$31m |
| Jun 30 2022 | n/a | n/a | US$45m |
| Mar 31 2022 | n/a | n/a | US$55m |
| Dec 31 2021 | US$653k | US$365k | US$71m |
| Sep 30 2021 | n/a | n/a | US$86m |
| Jun 30 2021 | n/a | n/a | US$93m |
| Mar 31 2021 | n/a | n/a | US$96m |
| Dec 31 2020 | US$591k | US$357k | US$81m |
| Sep 30 2020 | n/a | n/a | US$62m |
| Jun 30 2020 | n/a | n/a | US$47m |
| Mar 31 2020 | n/a | n/a | US$35m |
| Dec 31 2019 | US$473k | US$318k | US$36m |
| Sep 30 2019 | n/a | n/a | US$33m |
| Jun 30 2019 | n/a | n/a | US$31m |
| Mar 31 2019 | n/a | n/a | US$30m |
| Dec 31 2018 | US$383k | US$309k | US$31m |
Compensation vs Market: Bill's total compensation ($USD694.59K) is below average for companies of similar size in the US market ($USD1.41M).
Compensation vs Earnings: Bill's compensation has been consistent with company performance over the past year.
CEO
Bill Bruss (54 yo)
20yrs
Tenure
US$694,591
Compensation
Mr. William F. Bruss, also known as Bill, has been President of Waterstone Financial, Inc. and Waterstone Bank since January 24, 2022 and has been its Chief Executive Officer since January 01, 2024. He is...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO, President | 20yrs | US$694.59k | 0.60% $ 1.4m | |
| Executive VP | 10.9yrs | US$487.10k | 0.40% $ 965.9k | |
| Executive Vice President | 6.8yrs | US$449.60k | 0.13% $ 319.4k | |
| Executive VP & Chief Credit Officer | 7yrs | US$439.69k | 0.24% $ 582.3k | |
| President & CEO of Waterstone Mortgage Corporation | 4.2yrs | US$596.22k | 0.021% $ 50.1k | |
| Controller | 8.6yrs | no data | no data |
7.8yrs
Average Tenure
54yo
Average Age
Experienced Management: WSBF's management team is seasoned and experienced (7.8 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO, President | no data | US$694.59k | 0.60% $ 1.4m | |
| Independent Chairman of the Board | 25yrs | US$87.50k | 0.32% $ 771.6k | |
| Director | 19.3yrs | US$1.56m | 3.62% $ 8.7m | |
| Independent Director | 12yrs | US$67.50k | 0.15% $ 356.5k | |
| Independent Director | 23yrs | US$67.50k | 0.38% $ 914.5k | |
| Independent Director | 22yrs | US$76.00k | 1.45% $ 3.5m | |
| Independent Director | 12yrs | US$67.50k | 0.082% $ 195.7k | |
| Independent Director | 3.9yrs | US$42.00k | 0.035% $ 84.1k |
19.3yrs
Average Tenure
66.5yo
Average Age
Experienced Board: WSBF's board of directors are seasoned and experienced ( 19.3 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/05 09:44 |
| End of Day Share Price | 2025/01/03 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Waterstone Financial, Inc. is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Nathan Race | Piper Sandler Companies |
| Brendan Nosal | Piper Sandler Companies |
| Mike Shafir | Sterne Agee & Leach |