Upstart Holdings Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NasdaqGS:UPST Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
20 Aug 24	SellUS$739,872	Sanjay Datta	Individual	19,305	US$38.93
20 Aug 24	SellUS$615,487	Paul Gu	Individual	16,064	US$38.93
20 Aug 24	SellUS$253,983	Scott Darling	Individual	6,623	US$38.94
20 Aug 24	SellUS$48,481	Natalia Mirgorodskaya	Individual	1,264	US$38.36
20 Aug 24	SellUS$128,879	David Girouard	Individual	3,361	US$38.35
20 May 24	SellUS$76,783	David Girouard	Individual	2,997	US$25.62
20 May 24	SellUS$112,279	Scott Darling	Individual	4,383	US$25.62
20 May 24	SellUS$464,540	Sanjay Datta	Individual	18,138	US$25.61
20 May 24	SellUS$30,426	Natalia Mirgorodskaya	Individual	1,188	US$25.61
20 Feb 24	SellUS$120,155	Scott Darling	Individual	4,752	US$25.29
20 Feb 24	SellUS$35,985	Natalia Mirgorodskaya	Individual	1,423	US$25.29
20 Feb 24	SellUS$291,026	Sanjay Datta	Individual	11,510	US$25.28
20 Feb 24	SellUS$105,176	David Girouard	Individual	4,158	US$25.29
20 Feb 24	SellUS$415,214	Paul Gu	Individual	16,423	US$25.28
21 Nov 23	SellUS$520,460	Sanjay Datta	Individual	21,674	US$24.01
21 Nov 23	SellUS$145,635	Scott Darling	Individual	6,061	US$24.03
21 Nov 23	SellUS$468,082	Paul Gu	Individual	19,513	US$23.99
21 Nov 23	SellUS$102,407	David Girouard	Individual	4,265	US$24.01
21 Nov 23	SellUS$34,480	Natalia Mirgorodskaya	Individual	1,437	US$23.99
28 Aug 23	SellUS$1,219	Scott Darling	Individual	40	US$30.48

Insider Trading Volume

Insider Buying: UPST insiders have only sold shares in the past 3 months.

Ownership Breakdown

What is the ownership structure of UPST?
Owner Type	Number of Shares	Ownership Percentage
Individual Insiders	11,650,966	13%
General Public	37,524,158	41.9%
Institutions	40,338,466	45.1%

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 6.7%.

Top Shareholders

Top 25 shareholders own 48.2% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
12%	David Girouard	10,727,287	US$426.0m	0.05%	no data
8.15%	The Vanguard Group, Inc.	7,299,317	US$289.9m	2.39%	no data
6.33%	BlackRock, Inc.	5,664,303	US$224.9m	5.97%	no data
2.53%	State Street Global Advisors, Inc.	2,263,422	US$89.9m	21.2%	no data
2%	Geode Capital Management, LLC	1,787,292	US$71.0m	7.21%	0.01%
1.71%	Susquehanna International Group, LLP, Asset Management Arm	1,526,681	US$60.6m	4.64%	0.1%
1.57%	Morgan Stanley, Investment Banking and Brokerage Investments	1,407,077	US$55.9m	-35.1%	0.01%
1.4%	Mirae Asset Global ETFs Holdings Ltd.	1,249,284	US$49.6m	0%	0.12%
1.28%	Goldman Sachs Group, Investment Banking and Securities Investments	1,144,941	US$45.5m	73.3%	0.02%
1.2%	Voloridge Investment Management, LLC	1,075,378	US$42.7m	5.58%	0.15%
1.12%	Bank of America Corporation, Asset Management Arm	999,953	US$39.7m	179%	0.01%
0.99%	D. E. Shaw & Co., L.P.	889,527	US$35.3m	-56.1%	0.05%
0.97%	Coatue Management, L.L.C.	870,947	US$34.6m	0%	0.13%
0.72%	Northern Trust Global Investments	648,909	US$25.8m	-2.28%	no data
0.72%	GWL Investment Management Ltd.	643,404	US$25.5m	-3.47%	0.04%
0.71%	Paul Gu	635,896	US$25.3m	0%	no data
0.68%	Charles Schwab Investment Management, Inc.	610,824	US$24.3m	4.84%	no data
0.58%	UBS Asset Management AG	519,240	US$20.6m	173%	no data
0.56%	Jane Street Group, LLC, Asset Management Arm	501,240	US$19.9m	-9.39%	0.02%
0.56%	Citadel Advisors LLC	497,207	US$19.7m	-0.06%	0.02%
0.55%	Fred Alger Management, LLC	492,423	US$19.6m	-2.98%	0.09%
0.5%	BMO Asset Management Corp.	447,726	US$17.8m	-14.1%	0.01%
0.5%	Connor, Clark & Lunn Investment Management Ltd.	443,101	US$17.6m	152%	0.07%
0.45%	Two Sigma Investments, LP	404,843	US$16.1m	985%	0.04%
0.44%	Pathstone Family Office, LLC	395,289	US$15.7m	-0.12%	0.07%