Upstart Holdings Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NasdaqGS:UPST Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
20 Feb 24	SellUS$120,155	Scott Darling	Individual	4,752	US$25.29
20 Feb 24	SellUS$35,985	Natalia Mirgorodskaya	Individual	1,423	US$25.29
20 Feb 24	SellUS$291,026	Sanjay Datta	Individual	11,510	US$25.28
20 Feb 24	SellUS$105,176	David Girouard	Individual	4,158	US$25.29
20 Feb 24	SellUS$415,214	Paul Gu	Individual	16,423	US$25.28
21 Nov 23	SellUS$520,460	Sanjay Datta	Individual	21,674	US$24.01
21 Nov 23	SellUS$145,635	Scott Darling	Individual	6,061	US$24.03
21 Nov 23	SellUS$468,082	Paul Gu	Individual	19,513	US$23.99
21 Nov 23	SellUS$102,407	David Girouard	Individual	4,265	US$24.01
21 Nov 23	SellUS$34,480	Natalia Mirgorodskaya	Individual	1,437	US$23.99
28 Aug 23	SellUS$1,219	Scott Darling	Individual	40	US$30.48
22 Aug 23	SellUS$587,395	Paul Gu	Individual	18,003	US$33.15
22 Aug 23	SellUS$118,171	David Girouard	Individual	3,620	US$33.22
22 Aug 23	SellUS$652,811	Sanjay Datta	Individual	20,013	US$33.18
22 Aug 23	SellUS$137,424	Scott Darling	Individual	4,211	US$33.17
22 Aug 23	SellUS$23,895	Natalia Mirgorodskaya	Individual	732	US$33.22
26 May 23	SellUS$625,379	Sanjay Datta	Individual	26,072	US$23.99
23 May 23	SellUS$98,714	Scott Darling	Individual	3,665	US$26.93
23 May 23	SellUS$17,160	Natalia Mirgorodskaya	Individual	637	US$26.94
23 May 23	SellUS$468,989	Sanjay Datta	Individual	17,419	US$26.92
23 May 23	SellUS$84,902	David Girouard	Individual	3,153	US$26.93
23 May 23	SellUS$359,013	Paul Gu	Individual	13,340	US$26.91

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of UPST?
Owner Type	Number of Shares	Ownership Percentage
Private Companies	2,883	0.00328%
Individual Insiders	11,523,954	13.1%
General Public	37,254,348	42.4%
Institutions	39,096,840	44.5%

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 6.3%.

Top Shareholders

Top 25 shareholders own 48.99% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
12.2%	David Girouard	10,721,816	US$264.8m	0.06%	no data
8.11%	The Vanguard Group, Inc.	7,128,975	US$176.1m	1.64%	no data
6.08%	BlackRock, Inc.	5,344,966	US$132.0m	-3.39%	no data
2.47%	Morgan Stanley, Investment Banking and Brokerage Investments	2,168,674	US$53.6m	5.97%	0.01%
2.31%	D. E. Shaw & Co., L.P.	2,027,470	US$50.1m	-39%	0.07%
2.13%	State Street Global Advisors, Inc.	1,868,180	US$46.1m	1.78%	no data
1.9%	Geode Capital Management, LLC	1,667,029	US$41.2m	3.96%	no data
1.66%	Susquehanna International Group, LLP, Asset Management Arm	1,459,041	US$36.0m	781%	0.05%
1.16%	Voloridge Investment Management, LLC	1,018,527	US$25.2m	0.41%	0.1%
0.99%	Coatue Management, L.L.C.	870,947	US$21.5m	27.2%	0.08%
0.92%	Mirae Asset Global Investments Co., Ltd.	805,240	US$19.9m	-20.9%	0.02%
0.9%	Point72 Asset Management, L.P.	786,626	US$19.4m	6,640%	0.04%
0.76%	Northern Trust Global Investments	664,077	US$16.4m	-6.71%	no data
0.75%	Goldman Sachs Group, Investment Banking and Securities Investments	660,771	US$16.3m	-36.7%	0.01%
0.74%	GWL Investment Management Ltd.	650,131	US$16.1m	1.39%	0.03%
0.68%	Paul Gu	600,465	US$14.8m	0%	no data
0.66%	Charles Schwab Investment Management, Inc.	582,602	US$14.4m	1.64%	no data
0.65%	Barclays PLC Private Banking & Investment Banking Investment	568,919	US$14.1m	59.3%	0.01%
0.63%	Jane Street Group, LLC, Asset Management Arm	553,195	US$13.7m	-71.1%	0.02%
0.59%	BMO Asset Management Corp.	521,459	US$12.9m	-62.5%	0.01%
0.58%	Fred Alger Management, LLC	507,526	US$12.5m	84.3%	0.06%
0.57%	Citadel Advisors LLC	497,512	US$12.3m	-2%	0.01%
0.53%	Norges Bank Investment Management	465,418	US$11.5m	0%	no data
0.52%	First Trust Advisors LP	458,697	US$11.3m	46%	0.01%
0.52%	Marshall Wace LLP	457,103	US$11.3m	233%	0.02%