Oportun Financial Corporation

NasdaqGS:OPRT Stock Report

Market Cap: US$113.7m

Oportun Financial Management

Management criteria checks 3/4

Oportun Financial's CEO is Raul Vazquez, appointed in Apr 2012, has a tenure of 12.58 years. total yearly compensation is $1.69M, comprised of 40.6% salary and 59.4% bonuses, including company stock and options. directly owns 3.07% of the company’s shares, worth $3.48M. The average tenure of the management team and the board of directors is 9.1 years and 3.2 years respectively.

Key information

Raul Vazquez

Chief executive officer

US$1.7m

Total compensation

CEO salary percentage40.6%
CEO tenure12.6yrs
CEO ownership3.1%
Management average tenure9.1yrs
Board average tenure3.2yrs

Recent management updates

Recent updates

Oportun Financial: A Possible Turnaround Priced For Disaster, Speculative Buy

Oct 31

Oportun Financial Q2 Non-GAAP EPS, revenue beats, profit guidance lowered

Aug 08

Oportun Financial gets price target cut at Barclays as stock slides to 52-week low

Jul 11

CEO Compensation Analysis

How has Raul Vazquez's remuneration changed compared to Oportun Financial's earnings?
DateTotal CompensationSalaryCompany Earnings
Sep 30 2024n/an/a

-US$129m

Jun 30 2024n/an/a

-US$120m

Mar 31 2024n/an/a

-US$104m

Dec 31 2023US$2mUS$688k

-US$180m

Sep 30 2023n/an/a

-US$147m

Jun 30 2023n/an/a

-US$231m

Mar 31 2023n/an/a

-US$225m

Dec 31 2022US$5mUS$684k

-US$78m

Sep 30 2022n/an/a

-US$55m

Jun 30 2022n/an/a

US$74m

Mar 31 2022n/an/a

US$90m

Dec 31 2021US$3mUS$592k

US$47m

Sep 30 2021n/an/a

US$42m

Jun 30 2021n/an/a

US$13m

Mar 31 2021n/an/a

-US$29m

Dec 31 2020US$6mUS$539k

-US$45m

Sep 30 2020n/an/a

-US$49m

Jun 30 2020n/an/a

-US$71m

Mar 31 2020n/an/a

-US$11m

Dec 31 2019US$3mUS$481k

US$4m

Sep 30 2019n/an/a

US$4m

Jun 30 2019n/an/a

US$34m

Mar 31 2019n/an/a

US$47m

Dec 31 2018US$5mUS$460k

US$17m

Sep 30 2018n/an/a

US$3m

Jun 30 2018n/an/a

-US$406k

Mar 31 2018n/an/a

-US$39m

Dec 31 2017US$876kUS$450k

-US$10m

Compensation vs Market: Raul's total compensation ($USD1.69M) is above average for companies of similar size in the US market ($USD649.07K).

Compensation vs Earnings: Raul's compensation has been consistent with company performance over the past year.

CEO

Raul Vazquez (52 yo)

12.6yrs

Tenure

US$1,694,535

Compensation

Mr. Raul Vazquez has been Chief Executive Officer of Oportun Financial Corporation since April 2012 and serves as its President. Mr. Vazquez served as Executive Vice President and President of Wal-Mart Wes...

Leadership Team

NamePositionTenureCompensationOwnership
Raul Vazquez
President12.6yrsUS$1.69m3.07%
$ 3.5m
Kathleen Layton
Chief Legal Officer & Corporate Secretary4.7yrsUS$886.09k0.29%
$ 324.2k
Patrick Kirscht
Chief Credit Officer9.1yrsUS$843.91k0.52%
$ 591.3k
Jonathan Coblentz
CFO & Chief Administrative Officer15.3yrsUS$1.74m1.2%
$ 1.4m
Casey Mueller
Senior VP of Finance2.6yrsno data0.56%
$ 634.8k
Deepak Rao
Chief Technology Officerno datano datano data
Dorian Hare
Senior Vice President of Investor Relations2.6yrsno datano data
Gonzalo Palacio
Chief Marketing Officerno datano datano data
Ezra Garrett
Senior Vice President of Public Affairs & Impact9.3yrsno datano data

9.1yrs

Average Tenure

52yo

Average Age

Experienced Management: OPRT's management team is seasoned and experienced (9.1 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
Raul Vazquez
President12.6yrsUS$1.69m3.07%
$ 3.5m
Christy Haubegger
Member of Advisory Boardno datano datano data
Ellen Levy
Member of Advisory Boardno datano datano data
Mohit Daswani Singh
Independent Directorless than a yearno data0.022%
$ 24.7k
Tom Dailey
Member of Advisory Boardno datano datano data
Lars Dalgaard
Member of Advisory Boardno datano datano data
Carlos Minetti
Independent Directorless than a yearno data0.022%
$ 24.7k
Sandra Smith
Independent Director3.2yrsUS$181.06k0.10%
$ 113.6k
Jorge Delgado
Member of Advisory Boardno datano datano data
Arjan Schütte
Member of Advisory Boardno datano datano data
Alejandro Estrada
Member of Advisory Boardno datano datano data
Ann Barefoot
Independent Director8.1yrsUS$173.17k0.14%
$ 160.7k

3.2yrs

Average Tenure

54yo

Average Age

Experienced Board: OPRT's board of directors are considered experienced (3.2 years average tenure).