Oportun Financial Future Growth

Future criteria checks 1/6

Oportun Financial is forecast to grow earnings and revenue by 115.8% and 11.1% per annum respectively. EPS is expected to grow by 117.1% per annum. Return on equity is forecast to be 2.3% in 3 years.

Key information

115.8%

Earnings growth rate

117.1%

EPS growth rate

Consumer Finance earnings growth	12.8%
Revenue growth rate	11.1%
Future return on equity	2.3%
Analyst coverage	Low
Last updated	17 Apr 2024

Recent future growth updates

Recent updates

Oportun Financial Q2 Non-GAAP EPS, revenue beats, profit guidance lowered

Aug 08

Oportun Financial gets price target cut at Barclays as stock slides to 52-week low

Jul 11

Earnings and Revenue Growth Forecasts

NasdaqGS:OPRT - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2025	1,097	-5	N/A	N/A	1
12/31/2024	984	-50	N/A	N/A	2
12/31/2023	878	-180	362	393	N/A
9/30/2023	893	-147	338	375	N/A
6/30/2023	895	-231	292	336	N/A
3/31/2023	879	-225	236	286	N/A
12/31/2022	859	-78	199	248	N/A
9/30/2022	816	-55	174	219	N/A
6/30/2022	741	74	163	201	N/A
3/31/2022	658	90	152	184	N/A
12/31/2021	579	47	137	163	N/A
9/30/2021	524	42	97	117	N/A
6/30/2021	499	13	93	113	N/A
3/31/2021	500	-29	99	119	N/A
12/31/2020	525	-45	131	153	N/A
9/30/2020	548	-49	162	191	N/A
6/30/2020	564	-71	184	214	N/A
3/31/2020	558	-11	195	223	N/A
12/31/2019	544	4	192	218	N/A
9/30/2019	523	4	180	205	N/A
6/30/2019	493	34	145	166	N/A
3/31/2019	473	47	132	151	N/A
12/31/2018	433	17	120	138	N/A
9/30/2018	366	3	127	139	N/A
6/30/2018	313	0	136	150	N/A
3/31/2018	265	-39	131	144	N/A
12/31/2017	226	-10	127	139	N/A
12/31/2016	178	4	N/A	114	N/A
12/31/2015	124	N/A	N/A	76	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: OPRT is forecast to remain unprofitable over the next 3 years.

Earnings vs Market: OPRT is forecast to remain unprofitable over the next 3 years.

High Growth Earnings: OPRT is forecast to remain unprofitable over the next 3 years.

Revenue vs Market: OPRT's revenue (11.1% per year) is forecast to grow faster than the US market (7.9% per year).

High Growth Revenue: OPRT's revenue (11.1% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: OPRT's Return on Equity is forecast to be low in 3 years time (2.3%).

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Oportun Financial Future Growth

Future criteria checks 1/6

Key information

Recent future growth updates

Consensus EPS estimates fall by 25%

Consensus EPS estimates upgraded to US$0.94 loss

Price target decreased by 36% to US$4.67

Oportun Financial Corporation Provides Earnings Guidance for the First Quarter and Full Year of 2024

Price target decreased by 22% to US$6.80

Price target increased by 7.0% to US$8.92

Recent updates

Consensus EPS estimates fall by 25%

New minor risk - Profitability

Consensus EPS estimates upgraded to US$0.94 loss

Bradley Radoff and Josh Schechter Issues Open Letter to Oportun Financial Corporation Board

Chief Credit Officer notifies of intention to sell stock

Price target decreased by 36% to US$4.67

Oportun Financial Corporation Provides Earnings Guidance for the First Quarter and Full Year of 2024

Findell Capital Management LLC Issues a Letter to Oportun Financial Corp

Oportun Financial Corporation to Report Q4, 2023 Results on Mar 12, 2024

Oportun Announces Board Appointments

Findell Capital Provides Information to the Shareholders

Findell Capital Provides Information to the Shareholders

New minor risk - Market cap size

Oportun Financial Corporation Announces Executive Changes

New major risk - Share price stability

Price target decreased by 22% to US$6.80

Price target increased by 7.0% to US$8.92

Oportun Financial Corporation to Report Q3, 2023 Results on Nov 06, 2023

Price target increased by 14% to US$8.33

Oportun Financial Corporation Provides Earnings Guidance for Third Quarter and Full Year 2023

New minor risk - Shareholder dilution

Oportun Financial Corporation Announces Executive Changes

Oportun Financial Corporation to Report Q2, 2023 Results on Aug 08, 2023

President exercised options and sold US$127k worth of stock

Consensus EPS estimates fall by 37%

Price target increased by 8.9% to US$6.10

Oportun Financial Corporation Provides Revenue Guidance for the Second Quarter and Full Year of 2023

Price target decreased by 13% to US$5.60

Oportun Financial Corporation Plans to Reduce the Size of Corporate Staff by 10%

Price target decreased by 7.4% to US$10.92

Now 22% undervalued

Now 25% undervalued after recent price drop

Price target decreased to US$11.79

Price target decreased to US$11.79

Oportun Financial Corporation Revises Earnings Guidance for the Year 2022

Investor sentiment improved over the past week

Oportun Financial Corporation to Report Q3, 2022 Results on Nov 07, 2022

Price target decreased to US$13.86

Price target decreased to US$15.00

Investor sentiment deteriorated over the past week

Oportun Financial Corporation announced that it has received $150 million in funding

Price target decreased to US$15.71

President exercised options and sold US$78k worth of stock

Investor sentiment deteriorated over the past week

Investor sentiment deteriorated over the past week

Oportun Financial Corporation Provides Revenue Guidance for the Third Quarter and Full Year 2022

Price target decreased to US$17.29

Oportun Financial Q2 Non-GAAP EPS, revenue beats, profit guidance lowered

Investor sentiment improved over the past week

Oportun Financial Corporation to Report Q2, 2022 Results on Aug 08, 2022

Price target decreased to US$22.14

Price target decreased to US$23.14

Oportun Financial gets price target cut at Barclays as stock slides to 52-week low

Investor sentiment deteriorated over the past week

Independent Director notifies of intention to sell stock

Consensus EPS estimates increase by 12%

Oportun Financial Corporation Provides Revenue Guidance for the Second Quarter and Full Year of 2022

Insufficient new directors

Oportun Financial Corporation to Report Q1, 2022 Results on May 09, 2022

Oportun Financial Announces Executive Changes

Price target decreased to US$25.07

Now 23% undervalued after recent price drop

Now 23% undervalued after recent price drop

Independent Director recently sold US$74k worth of stock

President exercised options and sold US$5.3m worth of stock

Investor sentiment deteriorated over the past week

Now 23% undervalued after recent price drop

Consensus forecasts updated

Oportun Financial Corporation Provides Earnings Guidance for the First Quarter and Full Year 2022