OPRT Share Price Performance
US$0
-7.69 (-100.00%)
Price US$0
Fair ValueUS$6.00
Share Pricen/a
Narrative Update • Jun 16
Oportun Financial Corporation Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 12 Fair Values set on narratives written by author
OPRT Community Narratives
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Fair Value
·Fair Value US$6 2.7% undervalued intrinsic discount
High Subprime Risks Will Limit Margins Yet Spark Recovery
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2users have followed this narrative
AN
Fair Value
·Fair Value US$7.92 26.2% undervalued intrinsic discount
Advanced Data Analytics And Digital Lending Will Secure Enduring Success
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8users have followed this narrative
AN
Fair Value
·Fair Value US$11 46.9% undervalued intrinsic discount
Digitalization And Inclusion Will Transform Underserved Lending
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High Subprime Risks Will Limit Margins Yet Spark Recovery
Oportun is trying to grow by moving more of its lending online and improving how it decides who to lend to, but it still serves borrowers who are most likely to struggle when living costs rise. Growing competition and the risk of tighter rules could make it hard for the company to keep customers and improve profits, even if the broader push for financial access helps demand.Read more
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US$6
2.7% undervalued intrinsic discount
Fair Value
Revenue
15.08% p.a.
Profit Margin
14.06%
Future PE
2.79x
Price in 2029
US$8.48
Advanced Data Analytics And Digital Lending Will Secure Enduring Success
Key Takeaways Enhanced data analytics and digital investments are improving underwriting, operating efficiency, and profitability by reducing losses and costs as the business scales. Expansion into underserved consumer segments, optimized securitizations, and a disciplined lending strategy are driving sustainable growth, market share gains, and stronger customer retention.Read more
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US$7.92
26.2% undervalued intrinsic discount
Fair Value
Revenue
13.8% p.a.
Profit Margin
12.98%
Future PE
4.38x
Price in 2029
US$8.18
Digitalization And Inclusion Will Transform Underserved Lending
Key Takeaways AI-driven underwriting and digital efficiencies are set to accelerate growth, lower loss rates, and structurally improve margins beyond current expectations. Targeting underserved markets and benefiting from regulatory shifts and digitalization positions Oportun for outsized customer growth and sustained profitability.Read more
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US$11
46.9% undervalued intrinsic discount
Fair Value
Profit Margin
10.5%
Future PE
6.54x
Price in 2028
US$15.32
Trending Discussion
Recently Updated Narratives
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OPRT: Future Returns Will Depend On Credit Losses And Leadership Shift
Fair Value: US$6 2.7% undervalued intrinsic discount
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AN
OPRT: Slightly Higher Risk Premium Will Support Future Repricing Potential
Fair Value: US$7.92 26.2% undervalued intrinsic discount
8 fair values setusers have set this as their fair value
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AN
Digitalization And Inclusion Will Transform Underserved Lending
Fair Value: US$11 46.9% undervalued intrinsic discount
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Snowflake Analysis
Oportun Financial Corporation Key Details
About OPRT
- Founded
- 2005
- Employees
- 1783
- CEO
- WebsiteView website
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.
