OPRT Share Price Performance
US$0
-5.63 (-100.00%)
Price US$0
Fair ValueUS$9.00
Share Pricen/a
Oportun Financial Corporation Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 12 Fair Values set on narratives written by author
OPRT Community Narratives
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Fair Value
·Fair Value US$9 18.6% undervalued intrinsic discount
Advanced Data Analytics And Digital Lending Will Secure Enduring Success
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8users have followed this narrative
AN
Fair Value
·Fair Value US$6 22.2% overvalued intrinsic discount
High Subprime Risks Will Limit Margins Yet Spark Recovery
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2users have followed this narrative
AN
Fair Value
·Fair Value US$13 43.6% undervalued intrinsic discount
Digitalization And Inclusion Will Transform Underserved Lending
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Advanced Data Analytics And Digital Lending Will Secure Enduring Success
Oportun is leaning harder on better data and more digital lending to make smarter loan decisions and serve more people at lower cost. The catch is that rising loan losses, expensive funding, and tougher competition could quickly squeeze the business if growth doesn’t re-accelerate.Read more
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US$9
18.6% undervalued intrinsic discount
Fair Value
Revenue
16.26% p.a.
Profit Margin
12.03%
Future PE
4.75x
Price in 2029
US$12.71
Digitalization And Inclusion Will Transform Underserved Lending
Oportun aims to grow by using AI and digital tools to approve loans faster and more safely for people traditional banks often overlook. The big question is whether these tech and regulatory shifts can outweigh rising loan losses, higher funding costs, and tougher competition.Read more
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US$13
43.6% undervalued intrinsic discount
Fair Value
Revenue
15.44% p.a.
Profit Margin
14.33%
Future PE
5.88x
Price in 2029
US$18.37
High Subprime Risks Will Limit Margins Yet Spark Recovery
Oportun is trying to grow by moving more of its lending online and improving how it decides who to lend to, but it still serves borrowers who are most likely to struggle when living costs rise. Growing competition and the risk of tighter rules could make it hard for the company to keep customers and improve profits, even if the broader push for financial access helps demand.Read more
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US$6
22.2% overvalued intrinsic discount
Fair Value
Revenue
15.08% p.a.
Profit Margin
14.06%
Future PE
2.79x
Price in 2029
US$8.48
Trending Discussion
No trending discussion available.
Recently Updated Narratives
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OPRT: Bank Partnership And 2026 Outlook Will Support Future Repricing Potential
Fair Value: US$9 18.6% undervalued intrinsic discount
8 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
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AN
OPRT: Higher Margin Outlook And New Lending Partnership Will Support Upside
Fair Value: US$13 43.6% undervalued intrinsic discount
0 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
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OPRT: Future Returns Will Depend On Credit Losses And Leadership Shift
Fair Value: US$6 22.2% overvalued intrinsic discount
2 fair values setusers have set this as their fair value
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Snowflake Analysis
Oportun Financial Corporation Key Details
About OPRT
- Founded
- 2005
- Employees
- 2447
- CEO
- WebsiteView website
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.
