Oportun Financial Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NasdaqGS:OPRT Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
10 Mar 26	SellUS$94,840	Kathleen Layton	Individual	19,355	US$4.90
10 Mar 26	SellUS$266,065	Patrick Kirscht	Individual	54,299	US$4.90
10 Sep 25	SellUS$27,981	Kathleen Layton	Individual	4,214	US$6.64

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of OPRT?
Owner Type	Number of Shares	Ownership Percentage
State or Government	0	0%
Private Companies	138,193	0.301%
VC/PE Firms	2,426,503	5.28%
Individual Insiders	2,797,023	6.08%
General Public	3,567,948	7.76%
Hedge Funds	7,260,345	15.8%
Institutions	29,797,241	64.8%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 74.95% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
9.81%	Forager Capital Management LLC	4,512,045	US$36.5m	34.2%	13.11%
8.28%	Neuberger Berman Investment Advisers LLC	3,809,912	US$30.8m	-3.23%	0.02%
7.33%	BlackRock, Inc.	3,370,232	US$27.3m	9.51%	no data
5.98%	Findell Capital Management LLC	2,748,300	US$22.2m	7.01%	3.7%
5.28%	Castlelake, L.P.	2,426,503	US$19.6m	0%	8.93%
4.11%	Vanguard Capital Management, LLC	1,887,963	US$15.3m	0%	no data
3.3%	Long Focus Capital Management LLC	1,515,777	US$12.3m	0%	0.47%
2.97%	Dimensional Fund Advisors LP	1,363,788	US$11.0m	20.8%	no data
2.59%	Raul Vazquez	1,191,480	US$9.6m	-12.5%	no data
2.47%	Simcoe Capital, LLC	1,134,197	US$9.2m	13.2%	5.52%
2.09%	Two Sigma Investments, LP	961,641	US$7.8m	53.8%	0.01%
2.06%	Geode Capital Management, LLC	948,802	US$7.7m	-25.1%	no data
2.06%	Millennium Management LLC	945,987	US$7.7m	-58%	no data
1.87%	Boothbay Fund Management, LLC	859,329	US$7.0m	10.4%	0.14%
1.78%	Institutional Venture Partners	820,291	US$6.6m	0%	3.99%
1.73%	State Street Investment Management	797,256	US$6.4m	5.97%	no data
1.58%	Meros Investment Management, LP	726,385	US$5.9m	0%	1.95%
1.49%	AQR Capital Management, LLC	683,114	US$5.5m	585%	no data
1.36%	Segall Bryant & Hamill, LLC	624,813	US$5.1m	-4.11%	0.06%
1.33%	Goldman Sachs Asset Management, L.P.	611,392	US$4.9m	170%	no data
1.3%	Epoch Investment Partners, Inc.	599,039	US$4.8m	57.7%	0.05%
1.14%	Bridgeway Capital Management, LLC	523,043	US$4.2m	6.9%	0.05%
1.06%	Mackenzie Financial Corporation	488,236	US$3.9m	614%	no data
1.01%	Jonathan Coblentz	465,167	US$3.8m	0%	no data
0.98%	American Century Investment Management Inc	450,930	US$3.6m	26.5%	no data

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/08/09 19:20
End of Day Share Price	2026/08/07 00:00
Earnings	2026/06/30
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Oportun Financial Corporation is covered by 9 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Mark DeVries	Barclays
Harold Goetsch	B. Riley Securities, Inc.
Vincent Caintic	BTIG