Janover Valuation

Is JNVR undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

Below Fair Value
Significantly Below Fair Value
Price-To-Sales vs Peers
Price-To-Sales vs Industry
Price-To-Sales vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of JNVR when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate JNVR's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate JNVR's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for JNVR?

Key metric: As JNVR is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for JNVR. This is calculated by dividing JNVR's market cap by their current revenue.
What is JNVR's PS Ratio?
PS Ratio	3x
Sales	US$1.82m
Market Cap	US$5.74m

JNVR key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	1.5x
Enterprise Value/EBITDA	-0.8x
PEG Ratio	n/a

Price to Sales Ratio vs Peers

How does JNVR's PS Ratio compare to its peers?

The above table shows the PS ratio for JNVR vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PS	Estimated Growth	Market Cap
Peer Average	0.5x
QCCO QC Holdings	0.05x	n/a	US$8.7m
AIJT.Y Jianpu Technology	0.1x	n/a	US$12.7m
AIHS Senmiao Technology	1.7x	n/a	US$9.6m
KPLT Katapult Holdings	0.1x	6.1%	US$26.0m
JNVR Janover	3x	n/a	US$5.7m

Price-To-Sales vs Peers: JNVR is expensive based on its Price-To-Sales Ratio (3x) compared to the peer average (0.5x).

Price to Sales Ratio vs Industry

How does JNVR's PS Ratio compare vs other companies in the US Consumer Finance Industry?

7 Companies	Price / Sales	Estimated Growth	Market Cap
OPRT Oportun Financial	0.1x	12.8%	US$113.60m
ELVT Elevate Credit	0.1x	1.0%	US$58.83m
KPLT Katapult Holdings	0.1x	6.1%	US$25.97m
AIJT.Y Jianpu Technology	0.1x	n/a	US$12.67m

7 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Sales vs Industry: JNVR is expensive based on its Price-To-Sales Ratio (3x) compared to the US Consumer Finance industry average (1.6x).

Price to Sales Ratio vs Fair Ratio

What is JNVR's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

JNVR PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio	3x
Fair PS Ratio	n/a

Price-To-Sales vs Fair Ratio: Insufficient data to calculate JNVR's Price-To-Sales Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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