QC Holdings, Inc.

OTCPK:QCCO Stock Report

Market Cap: US$8.7m

QC Holdings Valuation

Is QCCO undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of QCCO when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate QCCO's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate QCCO's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for QCCO?

Key metric: As QCCO is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for QCCO. This is calculated by dividing QCCO's market cap by their current revenue.
What is QCCO's PS Ratio?
PS Ratio0.05x
SalesUS$169.85m
Market CapUS$8.69m

Price to Sales Ratio vs Peers

How does QCCO's PS Ratio compare to its peers?

The above table shows the PS ratio for QCCO vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average2x
AIHS Senmiao Technology
1.6xn/aUS$8.8m
JNVR Janover
3.2xn/aUS$6.0m
AIJT.Y Jianpu Technology
0.1xn/aUS$12.7m
PT Pintec Technology Holdings
3.3xn/aUS$15.1m
QCCO QC Holdings
0.05xn/aUS$8.7m

Price-To-Sales vs Peers: QCCO is good value based on its Price-To-Sales Ratio (0.1x) compared to the peer average (2x).

Price to Sales Ratio vs Industry

How does QCCO's PS Ratio compare vs other companies in the US Consumer Finance Industry?

7 CompaniesPrice / SalesEstimated GrowthMarket Cap
Industry Avg.1.6x11.5%
QCCO QC Holdings
 0.05xn/aUS$8.69m
OPRT Oportun Financial
0.1x13.7%US$110.74m
ELVT Elevate Credit
0.1x1.0%US$58.83m
QCCO 0.1xIndustry Avg. 1.6xNo. of Companies7PS012345+
7 CompaniesEstimated GrowthMarket Cap
Industry Avg.1.6x13.1%
QCCO QC Holdings
 0.05xn/aUS$8.69m
No more companies

Price-To-Sales vs Industry: QCCO is good value based on its Price-To-Sales Ratio (0.1x) compared to the US Consumer Finance industry average (1.6x).

Price to Sales Ratio vs Fair Ratio

What is QCCO's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

QCCO PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio0.05x
Fair PS Ration/a

Price-To-Sales vs Fair Ratio: Insufficient data to calculate QCCO's Price-To-Sales Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

Discover undervalued companies

Investor

SEK 905.8b

A private equity firm specializing in mature, middle market, buyouts and growth capital investments.

IVSB.F

SEK 26.25

7D

-3.8%

1Y

30.0%

FinVolution Group

US$1.5b

Operates in the online consumer finance industry.

FINV

US$6.03

7D

-2.3%

1Y

17.3%

ORIX

JP¥3.8t

Provides diversified financial services in Japan, the United States, Asia, Europe, Australasia, and the Middle East.

IX

JP¥108.63

7D

-2.1%

1Y

19.6%