QCCO Stock Overview

QC Holdings, Inc. provide various financial services for consumers and small businesses in the United States and Canada. More details

QCCO fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	0/6
Financial Health	1/6
Dividends	2/6

Rewards

Revenue grew by 27.6% over the past year

Risk Analysis

Does not have a meaningful market cap ($6M)

Shares are highly illiquid

Latest financial reports are more than 6 months old

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

QC Holdings, Inc. Competitors

Jianpu Technology

OTCPK:AIJT.Y

US$11.2m

Senmiao Technology

NasdaqCM:AIHS

US$9.3m

Janover

NasdaqCM:JNVR

US$7.4m

Pintec Technology Holdings

NasdaqGM:PT

US$14.6m

Price History & Performance

Summary of share price highs, lows and changes for QC Holdings
Historical stock prices
Current Share Price	US$0.33
52 Week High	US$0.71
52 Week Low	US$0.10
Beta	0.80
1 Month Change	-33.98%
3 Month Change	-8.31%
1 Year Change	-50.73%
3 Year Change	-60.47%
5 Year Change	-15.36%
Change since IPO	-97.83%

Recent updates

Shareholder Returns

	QCCO	US Consumer Finance	US Market
7D	-34.0%	-4.0%	-3.5%
1Y	-50.7%	45.1%	22.1%

Return vs Industry: QCCO underperformed the US Consumer Finance industry which returned 47% over the past year.

Return vs Market: QCCO underperformed the US Market which returned 24% over the past year.

Price Volatility

Is QCCO's price volatile compared to industry and market?
QCCO volatility
QCCO Average Weekly Movement	n/a
Consumer Finance Industry Average Movement	7.4%
Market Average Movement	6.3%
10% most volatile stocks in US Market	17.0%
10% least volatile stocks in US Market	3.1%

Stable Share Price: QCCO's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine QCCO's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1984	n/a	Darrin Andersen	www.qchi.com

QC Holdings, Inc. provide various financial services for consumers and small businesses in the United States and Canada. The company offers installment, deferred deposit, and title-collateralized loans; and check cashing, bill pay, wire transfer and money orders, debit card, and prepaid card services. It also provides online lending, equity-based financing for small business, and factoring services, as well as personal loans through online under the 310-LOAN brand.

QC Holdings, Inc. Fundamentals Summary

How do QC Holdings's earnings and revenue compare to its market cap?
QCCO fundamental statistics
Market cap	US$5.74m
Earnings (TTM)	-US$3.13m
Revenue (TTM)	US$169.85m

0.0x

P/S Ratio

-1.8x

P/E Ratio

Is QCCO overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
QCCO income statement (TTM)
Revenue	US$169.85m
Cost of Revenue	US$131.83m
Gross Profit	US$38.03m
Other Expenses	US$41.15m
Earnings	-US$3.13m

Last Reported Earnings

Sep 30, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	-0.18
Gross Margin	22.39%
Net Profit Margin	-1.84%
Debt/Equity Ratio	250.5%

How did QCCO perform over the long term?

See historical performance and comparison

Dividends

15.1%

Current Dividend Yield

n/a

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/20 06:12
End of Day Share Price	2024/12/17 00:00
Earnings	2023/09/30
Annual Earnings	2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

QC Holdings, Inc. is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
John Hecht	JMP Securities
David Burtzlaff	Stephens, Inc.

QC Holdings OTCPK:QCCO Stock Report