EZCORP Past Earnings Performance

Past criteria checks 5/6

EZCORP has been growing earnings at an average annual rate of 59.4%, while the Consumer Finance industry saw earnings growing at 4.3% annually. Revenues have been growing at an average rate of 7.9% per year. EZCORP's return on equity is 10.3%, and it has net margins of 7.2%.

Key information

59.4%

Earnings growth rate

59.7%

EPS growth rate

Consumer Finance Industry Growth7.2%
Revenue growth rate7.9%
Return on equity10.3%
Net Margin7.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

EZCORP: Cheap For A Reason, But Further Upside Within Reach

Nov 04

EZCORP: Continues To Outperform In Tough Environment

Aug 21

EZCorp: Improving Margins, But With Decreasing Exposure To The U.S.

Jun 05

EZCorp: Don't Chase At These Levels

May 02

Value Meets Momentum: EZCorp Run Has Just Begun

Feb 27

Further Upside For EZCORP, Inc. (NASDAQ:EZPW) Shares Could Introduce Price Risks After 26% Bounce

Feb 15
Further Upside For EZCORP, Inc. (NASDAQ:EZPW) Shares Could Introduce Price Risks After 26% Bounce

EZCorp: Pawn Shops Are Alive And Well In 2024

Feb 07

EZCorp: Tailwinds From A Weak Economy

Sep 27

EZCORP FQ3 Non-GAAP EPS of $0.16, revenue of $129.5M

Aug 03

EZCorp: Bullish As Pawnshops Thrive In This Environment

May 27

EZCORP: Bullish With Pawn Loans Gaining Momentum Into 2022

Feb 08

Unique Ownership Structure Holding EZCorp's Stock Down, It's A Gem In The Rough

Aug 11

EZCORP acquires 128 pawn stores in Mexico for $33.8M

Jun 09

EZCORP, Inc. (NASDAQ:EZPW) Analysts Just Trimmed Their Revenue Forecasts By 17%

May 11
EZCORP, Inc. (NASDAQ:EZPW) Analysts Just Trimmed Their Revenue Forecasts By 17%

EZCORP, Inc. 2021 Q2 - Results - Earnings Call Presentation

May 07

EZCORP names new finance head

May 04

Revenue & Expenses Breakdown

How EZCORP makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGS:EZPW Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,162835370
30 Jun 241,138785260
31 Mar 241,112785130
31 Dec 231,085504970
30 Sep 231,049384860
30 Jun 231,012364670
31 Mar 23972304520
31 Dec 22930514330
30 Sep 22886504190
30 Jun 22845444120
31 Mar 22803304000
31 Dec 21772203970
30 Sep 2173093870
30 Jun 21704-163830
31 Mar 21740-193860
31 Dec 20778-653940
30 Sep 20823-683910
30 Jun 20870-464150
31 Mar 20863-374170
31 Dec 1985474180
30 Sep 1984734140
30 Jun 1983924090
31 Mar 19836134050
31 Dec 18823223960
30 Sep 18812383880
30 Jun 18788513770
31 Mar 18772423700
31 Dec 17760383620
30 Sep 17748333580
30 Jun 1775063650
31 Mar 1773743640
31 Dec 1673633640
30 Sep 16731-13690
30 Jun 16716-403710
31 Mar 16711-443720
31 Dec 15695-483600
30 Sep 15720-473570
30 Jun 15628-233020
31 Mar 15686-163310
31 Dec 14759-133680
30 Sep 14746103720
30 Jun 1491664500
31 Mar 14928164500
31 Dec 13951454470

Quality Earnings: EZPW has high quality earnings.

Growing Profit Margin: EZPW's current net profit margins (7.2%) are higher than last year (3.7%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: EZPW's earnings have grown significantly by 59.4% per year over the past 5 years.

Accelerating Growth: EZPW's earnings growth over the past year (116%) exceeds its 5-year average (59.4% per year).

Earnings vs Industry: EZPW earnings growth over the past year (116%) exceeded the Consumer Finance industry -5.8%.


Return on Equity

High ROE: EZPW's Return on Equity (10.3%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 14:00
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2024/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

EZCORP, Inc. is covered by 16 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Scott BuckB. Riley Securities, Inc.
Brian McNamaraCanaccord Genuity
Isabel SterkC. K. Cooper & Company, Inc.