EZCORP Balance Sheet Health
Financial Health criteria checks 5/6
EZCORP has a total shareholder equity of $804.6M and total debt of $327.3M, which brings its debt-to-equity ratio to 40.7%. Its total assets and total liabilities are $1.5B and $688.7M respectively. EZCORP's EBIT is $113.4M making its interest coverage ratio 37.7. It has cash and short-term investments of $170.5M.
Key information
40.7%
Debt to equity ratio
US$327.33m
Debt
| Interest coverage ratio | 37.7x |
| Cash | US$170.51m |
| Equity | US$804.57m |
| Total liabilities | US$688.67m |
| Total assets | US$1.49b |
Recent financial health updates
No updates
Recent updates
EZCORP: Cheap For A Reason, But Further Upside Within Reach
Nov 04EZCORP: Continues To Outperform In Tough Environment
Aug 21EZCorp: Improving Margins, But With Decreasing Exposure To The U.S.
Jun 05EZCorp: Don't Chase At These Levels
May 02Value Meets Momentum: EZCorp Run Has Just Begun
Feb 27Further Upside For EZCORP, Inc. (NASDAQ:EZPW) Shares Could Introduce Price Risks After 26% Bounce
Feb 15
EZCorp: Pawn Shops Are Alive And Well In 2024
Feb 07EZCorp: Tailwinds From A Weak Economy
Sep 27EZCORP FQ3 Non-GAAP EPS of $0.16, revenue of $129.5M
Aug 03EZCorp: Bullish As Pawnshops Thrive In This Environment
May 27EZCORP: Bullish With Pawn Loans Gaining Momentum Into 2022
Feb 08Unique Ownership Structure Holding EZCorp's Stock Down, It's A Gem In The Rough
Aug 11EZCORP acquires 128 pawn stores in Mexico for $33.8M
Jun 09EZCORP, Inc. (NASDAQ:EZPW) Analysts Just Trimmed Their Revenue Forecasts By 17%
May 11EZCORP, Inc. 2021 Q2 - Results - Earnings Call Presentation
May 07EZCORP names new finance head
May 04Financial Position Analysis
Short Term Liabilities: EZPW's short term assets ($729.0M) exceed its short term liabilities ($269.4M).
Long Term Liabilities: EZPW's short term assets ($729.0M) exceed its long term liabilities ($419.3M).
Debt to Equity History and Analysis
Debt Level: EZPW's net debt to equity ratio (19.5%) is considered satisfactory.
Reducing Debt: EZPW's debt to equity ratio has increased from 32% to 40.7% over the past 5 years.
Debt Coverage: EZPW's debt is well covered by operating cash flow (34.7%).
Interest Coverage: EZPW's interest payments on its debt are well covered by EBIT (37.7x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/24 14:00 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
EZCORP, Inc. is covered by 16 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Scott Buck | B. Riley Securities, Inc. |
| Brian McNamara | Canaccord Genuity |
| Isabel Sterk | C. K. Cooper & Company, Inc. |