Discover December 2025's Undervalued Small Caps With Insider Actions Across Regions

As December 2025 unfolds, the U.S. stock market is experiencing a rebound with major indexes like the tech-heavy Nasdaq, blue-chip Dow Jones Industrial Average, and benchmark S&P 500 posting gains amid renewed investor confidence in tech and crypto-related stocks. In this dynamic environment, identifying promising small-cap stocks requires a keen understanding of market trends and insider actions that may signal potential opportunities for growth.

Top 10 Undervalued Small Caps With Insider Buying In The United States

Name	PE	PS	Discount to Fair Value	Value Rating
Merchants Bancorp	7.6x	2.5x	49.65%	★★★★★★
Shore Bancshares	10.2x	2.7x	42.02%	★★★★★☆
Business First Bancshares	10.2x	2.6x	49.29%	★★★★★☆
Wolverine World Wide	15.6x	0.7x	41.80%	★★★★★☆
Peoples Bancorp	10.3x	1.9x	44.89%	★★★★★☆
First United	9.9x	3.0x	45.10%	★★★★★☆
S&T Bancorp	11.4x	3.9x	37.36%	★★★★☆☆
Farmland Partners	6.4x	7.9x	-86.94%	★★★★☆☆
Citizens & Northern	13.3x	3.3x	32.54%	★★★☆☆☆
CNB Financial	17.8x	3.4x	46.30%	★★★☆☆☆

Click here to see the full list of 79 stocks from our Undervalued US Small Caps With Insider Buying screener.

We'll examine a selection from our screener results.

Hudson Technologies (HDSN)

Simply Wall St Value Rating: ★★★☆☆☆

Overview: Hudson Technologies is a company that specializes in refrigerant services and solutions, with operations focused on the wholesale distribution of miscellaneous products, and has a market cap of approximately $0.9 billion.

Operations: The company generates revenue primarily from its wholesale segment, with a notable focus on managing costs of goods sold (COGS) which significantly impacts gross profit margins. The gross profit margin has shown variability, reaching as high as 52.15% in recent periods before declining to 27.16%. Operating expenses are consistently a significant portion of the company's cost structure, with general and administrative expenses being a major component. Non-operating expenses also play a role in influencing net income outcomes over time.

PE: 14.0x

Hudson Technologies, a company in the refrigerants and specialty chemicals sector, recently announced an expansion of its buyback plan by US$10 million, now totaling US$30 million, signaling insider confidence. The appointment of Kenneth Gaglione as CEO and Chairman brings leadership with deep industry expertise. Despite challenges like forecasted earnings decline at 5.9% annually over three years, Hudson's recent contract with the U.S. Defense Logistics Agency worth $210 million offers potential for stable revenue streams.

• Click here to discover the nuances of Hudson Technologies with our detailed analytical valuation report.

• Learn about Hudson Technologies' historical performance.

ICF International (ICFI)

Simply Wall St Value Rating: ★★★★★☆

Overview: ICF International provides professional services to a broad array of clients and has a market cap of approximately $2.39 billion.

Operations: ICF International generates revenue primarily from professional services, with recent figures reaching $2 billion. The company's cost of goods sold (COGS) is significant, impacting its gross profit margin, which was 37.23% as of the latest data point. Operating expenses are a major component of costs, with general and administrative expenses consistently forming a large part of these outlays. Net income margins have shown variability over time but recently stood at 5.13%.

PE: 15.2x

ICF International, a smaller U.S. company, is navigating challenges with a high debt level and reliance on external borrowing. Despite these hurdles, insider confidence is evident as executives have been purchasing shares recently. The company's innovative energy solutions like Sightline® are enhancing utility efficiency and customer engagement amid rising energy demands. Leadership changes aim to bolster growth, though recent earnings show declining sales and profits due to government client transitions and shutdown impacts.

• Dive into the specifics of ICF International here with our thorough valuation report.

• Review our historical performance report to gain insights into ICF International's's past performance.

Univest Financial (UVSP)

Simply Wall St Value Rating: ★★★★☆☆

Overview: Univest Financial operates as a diversified financial services company providing banking, insurance, and wealth management services with a market capitalization of approximately $0.76 billion.

Operations: The company generates revenue primarily from its banking segment, with additional contributions from insurance and wealth management. Operating expenses are a significant cost factor, with general and administrative expenses being the largest component. The net income margin has shown variability over time, reaching 28.13% in recent periods.

PE: 10.7x

Univest Financial, a smaller company in the financial sector, recently issued $50 million in subordinated notes to refinance existing debt and support corporate activities. This strategic move highlights their proactive financial management. Insider confidence is evident as key figures have increased their share purchases over recent months. For Q3 2025, Univest reported net income of US$25.64 million, up from US$18.58 million a year ago, indicating strong operational performance despite market challenges.

• Click to explore a detailed breakdown of our findings in Univest Financial's valuation report.

• Gain insights into Univest Financial's historical performance by reviewing our past performance report.

Turning Ideas Into Actions

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Want To Explore Some Alternatives?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
• Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
• Find companies with promising cash flow potential yet trading below their fair value.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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