ZNNG.Y Stock Overview

Offers banking services in the Asia Pacific, North America, and internationally. More details

ZNNG.Y fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	2/6
Financial Health	5/6
Dividends	0/6

Rewards

Price-To-Earnings ratio (4.8x) is below the US market (16.6x)

Risk Analysis

Shares are highly illiquid

My Notes

Capture your thoughts, links and company narrative

Zhongyuan Bank Co., Ltd. Competitors

First Commonwealth Financial

NYSE:FCF

US$1.7b

City Holding

NasdaqGS:CHCO

US$1.8b

National Bank Holdings

NYSE:NBHC

US$1.6b

S&T Bancorp

NasdaqGS:STBA

US$1.5b

Price History & Performance

Summary of share price highs, lows and changes for Zhongyuan Bank
Historical stock prices
Current Share Price	HK$1.94
52 Week High	HK$2.19
52 Week Low	HK$1.94
Beta	-0.13
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-11.42%

Recent updates

Shareholder Returns

	ZNNG.Y	US Banks	US Market
7D	0%	-3.4%	-2.4%
1Y	n/a	29.1%	23.4%

Return vs Industry: Insufficient data to determine how ZNNG.Y performed against the US Banks industry.

Return vs Market: Insufficient data to determine how ZNNG.Y performed against the US Market.

Price Volatility

Is ZNNG.Y's price volatile compared to industry and market?
ZNNG.Y volatility
ZNNG.Y Average Weekly Movement	n/a
Banks Industry Average Movement	5.2%
Market Average Movement	6.3%
10% most volatile stocks in US Market	16.8%
10% least volatile stocks in US Market	3.1%

Stable Share Price: ZNNG.Y has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine ZNNG.Y's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2014	18,835	Kai Liu	www.zybank.com.cn

Zhongyuan Bank Co., Ltd. offers banking services in the Asia Pacific, North America, and internationally. It operates through Corporate Banking, Retail Banking, Financial Markets Business, and Others segments. The Corporate Banking segment provides corporate loans and advances, trade financing and deposit taking, agency, consulting and advisory, remittance and settlement, and guarantee services to corporations, government agencies, and financial institutions.

Zhongyuan Bank Co., Ltd. Fundamentals Summary

How do Zhongyuan Bank's earnings and revenue compare to its market cap?
ZNNG.Y fundamental statistics
Market cap	US$1.59b
Earnings (TTM)	US$331.91m
Revenue (TTM)	US$1.88b

4.8x

P/E Ratio

0.1x

P/B Ratio

Is ZNNG.Y overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ZNNG.Y income statement (TTM)
Revenue	CN¥13.62b
Cost of Revenue	CN¥0
Gross Profit	CN¥13.62b
Other Expenses	CN¥11.22b
Earnings	CN¥2.41b

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	0.066
Gross Margin	100.00%
Net Profit Margin	17.66%
Debt/Equity Ratio	348.8%

How did ZNNG.Y perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/06/10 22:30
End of Day Share Price	2024/03/13 00:00
Earnings	2023/12/31
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Zhongyuan Bank Co., Ltd. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
null null	CMB International Securities Limited

Zhongyuan Bank OTCPK:ZNNG.Y Stock Report