WOBK Stock Overview

Provides various banking products and services to communities in Frederick and surrounding counties. More details

WOBK fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	0/6
Financial Health	0/6
Dividends	0/6

Risk Analysis

Has not reported any financial data

Shares are highly illiquid

Does not have a meaningful market cap ($21M)

My Notes

Capture your thoughts, links and company narrative

Woodsboro Bank Competitors

First Pacific Bancorp

OTCPK:FPBC

US$21.6m

Enterprise Financial Services Group

OTCPK:EFSG

US$23.3m

Victory Bancorp

OTCPK:VTYB

US$21.4m

IBW Financial

OTCPK:IBWC

US$22.0m

Price History & Performance

Summary of share price highs, lows and changes for Woodsboro Bank
Historical stock prices
Current Share Price	US$54.00
52 Week High	US$54.00
52 Week Low	US$49.25
Beta	0
1 Month Change	3.85%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	12.50%
5 Year Change	n/a
Change since IPO	-2.17%

Recent updates

Shareholder Returns

	WOBK	US Banks	US Market
7D	0%	2.1%	0.2%
1Y	n/a	46.5%	22.0%

Return vs Industry: Insufficient data to determine how WOBK performed against the US Banks industry.

Return vs Market: Insufficient data to determine how WOBK performed against the US Market.

Price Volatility

Is WOBK's price volatile compared to industry and market?
WOBK volatility
WOBK Average Weekly Movement	n/a
Banks Industry Average Movement	3.9%
Market Average Movement	6.1%
10% most volatile stocks in US Market	18.6%
10% least volatile stocks in US Market	3.1%

Stable Share Price: WOBK's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine WOBK's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1899	n/a	Steve Heine	www.woodsborobank.com

Woodsboro Bank provides various banking products and services to communities in Frederick and surrounding counties. The company offers checking, savings, money market, and individual retirement accounts; and certificates of deposit. It also provides personal loans, home equity lines of credit, overdraft protection lines of credit, first and second mortgages, construction loans, investment property mortgages, building and unimproved land lot loans, overdraft protection, lines of credit, term loans, real estate loans, and small business administration loans.

Woodsboro Bank Fundamentals Summary

How do Woodsboro Bank's earnings and revenue compare to its market cap?
WOBK fundamental statistics
Market cap	US$21.45m
Earnings (TTM)	US$0
Revenue (TTM)	n/a

n/a

P/E Ratio

n/a

P/S Ratio

Is WOBK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
WOBK income statement (TTM)
Revenue	US$0
Cost of Revenue	US$0
Gross Profit	US$0
Other Expenses	US$0
Earnings	US$0

Last Reported Earnings

n/a

Next Earnings Date

n/a

Earnings per share (EPS)	0
Gross Margin	0.00%
Net Profit Margin	0.00%
Debt/Equity Ratio	0.0%

How did WOBK perform over the long term?

See historical performance and comparison

Dividends

0.6%

Current Dividend Yield

n/a

Payout Ratio

Does WOBK pay a reliable dividends?

See WOBK dividend history and benchmarks

When do you need to buy WOBK by to receive an upcoming dividend?
Woodsboro Bank dividend dates
Ex Dividend Date	Feb 07 2025
Dividend Pay Date	Feb 14 2025
Days until Ex dividend	1 day
Days until Dividend pay date	6 days

Does WOBK pay a reliable dividends?

See WOBK dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/07 01:51
End of Day Share Price	2025/01/30 00:00
Earnings	N/A
Annual Earnings	N/A

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Woodsboro Bank is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Woodsboro Bank OTCPK:WOBK Stock Report