This company has been acquired
UBNC Stock Overview
UB Bancorp operates as the bank holding company for Union Bank that provides commercial and retail banking services to individuals and businesses.
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for UBNC from our risk checks.
UB Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$21.05 |
| 52 Week High | US$23.50 |
| 52 Week Low | US$16.91 |
| Beta | 0.56 |
| 1 Month Change | -7.06% |
| 3 Month Change | 9.35% |
| 1 Year Change | 21.82% |
| 3 Year Change | 44.97% |
| 5 Year Change | 31.01% |
| Change since IPO | 426.38% |
Recent News & Updates
Recent updates
Shareholder Returns
| UBNC | US Banks | US Market | |
|---|---|---|---|
| 7D | 0% | -0.03% | 0.7% |
| 1Y | 21.8% | 36.9% | 23.9% |
Return vs Industry: UBNC exceeded the US Banks industry which returned -18.6% over the past year.
Return vs Market: UBNC exceeded the US Market which returned -18.1% over the past year.
Price Volatility
| UBNC volatility | |
|---|---|
| UBNC Average Weekly Movement | 5.2% |
| Banks Industry Average Movement | 4.3% |
| Market Average Movement | 6.1% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: UBNC has not had significant price volatility in the past 3 months.
Volatility Over Time: UBNC's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1998 | n/a | Rob Jones | www.unionbanknc.com |
UB Bancorp operates as the bank holding company for Union Bank that provides commercial and retail banking services to individuals and businesses. The company offers checking accounts, savings and money market accounts, certificates of deposit, and individual retirement accounts; and person-to-person payment, cash management, treasury management, and remote deposit services. It also provides personal loans, including consumer instalment loans, such as auto, boat, 2nd mortgage, and home improvement loans; home equity credit lines; residential mortgage loans; residential rental property loans; personal credit lines; and personal construction loans.
UB Bancorp Fundamentals Summary
| UBNC fundamental statistics | |
|---|---|
| Market cap | US$126.47m |
| Earnings (TTM) | US$12.21m |
| Revenue (TTM) | US$39.04m |
10.4x
P/E Ratio1.6x
P/B RatioIs UBNC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UBNC income statement (TTM) | |
|---|---|
| Revenue | US$39.04m |
| Cost of Revenue | US$0 |
| Gross Profit | US$39.04m |
| Other Expenses | US$26.84m |
| Earnings | US$12.21m |
Last Reported Earnings
Sep 30, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.03 |
| Gross Margin | 100.00% |
| Net Profit Margin | 31.26% |
| Debt/Equity Ratio | 39.8% |
How did UBNC perform over the long term?
See historical performance and comparison