EFSI Stock Overview
Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the Shenandoah Valley and Northern Virginia.
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Eagle Financial Services, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$29.00 |
| 52 Week High | US$34.25 |
| 52 Week Low | US$28.35 |
| Beta | 0.39 |
| 1 Month Change | -3.33% |
| 3 Month Change | -3.20% |
| 1 Year Change | -14.07% |
| 3 Year Change | -12.04% |
| 5 Year Change | -6.15% |
| Change since IPO | 152.17% |
Recent News & Updates
Recent updates
Shareholder Returns
| EFSI | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.2% | -4.5% | -1.7% |
| 1Y | -14.1% | 24.1% | 22.9% |
Return vs Industry: EFSI underperformed the US Banks industry which returned 30.1% over the past year.
Return vs Market: EFSI underperformed the US Market which returned 24.2% over the past year.
Price Volatility
| EFSI volatility | |
|---|---|
| EFSI Average Weekly Movement | n/a |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 6.1% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: EFSI has not had significant price volatility in the past 3 months.
Volatility Over Time: Insufficient data to determine EFSI's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1881 | 239 | Brandon Lorey | www.bankofclarke.bank |
Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the Shenandoah Valley and Northern Virginia. The company’s deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, as well as secured and unsecured consumer loans, which include personal installment loans, personal lines of credit, automobile loans, and credit card loans.
Eagle Financial Services, Inc. Fundamentals Summary
| EFSI fundamental statistics | |
|---|---|
| Market cap | US$101.16m |
| Earnings (TTM) | US$9.36m |
| Revenue (TTM) | US$63.12m |
10.8x
P/E Ratio0.9x
P/B RatioIs EFSI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EFSI income statement (TTM) | |
|---|---|
| Revenue | US$63.12m |
| Cost of Revenue | US$0 |
| Gross Profit | US$63.12m |
| Other Expenses | US$53.77m |
| Earnings | US$9.36m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.67 |
| Gross Margin | 100.00% |
| Net Profit Margin | 14.82% |
| Debt/Equity Ratio | 181.0% |
How did EFSI perform over the long term?
See historical performance and comparison