EFSI Stock Overview
Operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the Shenandoah Valley, Northern Virginia and Frederick, Maryland. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for EFSI from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Eagle Financial Services, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$36.49 |
| 52 Week High | US$36.93 |
| 52 Week Low | US$27.02 |
| Beta | 0.48 |
| 1 Month Change | 5.16% |
| 3 Month Change | 10.58% |
| 1 Year Change | 22.24% |
| 3 Year Change | 5.43% |
| 5 Year Change | 17.52% |
| Change since IPO | 217.30% |
Recent News & Updates
Recent updates
Shareholder Returns
| EFSI | US Banks | US Market | |
|---|---|---|---|
| 7D | 2.5% | -3.4% | -2.4% |
| 1Y | 22.2% | 29.1% | 23.3% |
Return vs Industry: EFSI underperformed the US Banks industry which returned 27.2% over the past year.
Return vs Market: EFSI matched the US Market which returned 22.1% over the past year.
Price Volatility
| EFSI volatility | |
|---|---|
| EFSI Average Weekly Movement | 2.3% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: EFSI has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: EFSI's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1881 | 233 | Brandon Lorey | www.bankofclarke.bank |
Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the Shenandoah Valley, Northern Virginia and Frederick, Maryland. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company’s deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits.
Eagle Financial Services, Inc. Fundamentals Summary
| EFSI fundamental statistics | |
|---|---|
| Market cap | US$125.44m |
| Earnings (TTM) | US$11.55m |
| Revenue (TTM) | US$64.09m |
11.0x
P/E Ratio1.1x
P/B RatioIs EFSI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EFSI income statement (TTM) | |
|---|---|
| Revenue | US$64.09m |
| Cost of Revenue | US$0 |
| Gross Profit | US$64.09m |
| Other Expenses | US$52.53m |
| Earnings | US$11.55m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.31 |
| Gross Margin | 100.00% |
| Net Profit Margin | 18.03% |
| Debt/Equity Ratio | 170.7% |
How did EFSI perform over the long term?
See historical performance and comparisonDividends
3.4%
Current Dividend Yield37%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 12:19 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Eagle Financial Services, Inc. is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Allan Bach | Davenport & Company |
| David West | Davenport & Company |