Eagle Financial Services Balance Sheet Health
Financial Health criteria checks 6/6
Eagle Financial Services has total assets of $1.8B and total equity of $190.3M. Total deposits are $1.6B, and total loans are $1.4B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are $190.6M.
Key information
9.7x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | US$1.60b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$190.57m |
Recent financial health updates
Recent updates
Eagle Financial Services (NASDAQ:EFSI) Is Paying Out A Dividend Of $0.31
Eagle Financial Services, Inc. ( NASDAQ:EFSI ) will pay a dividend of $0.31 on the 13th of February. Based on this...Eagle Financial Services (NASDAQ:EFSI) Is Due To Pay A Dividend Of $0.31
The board of Eagle Financial Services, Inc. ( NASDAQ:EFSI ) has announced that it will pay a dividend on the 14th of...
Tyson's Corner Expansion And Digital Banking Will Fuel Future Opportunities
Expansion into high-growth corridors and local acquisitions position the company for increased market share and sustained revenue growth.Should Shareholders Reconsider Eagle Financial Services, Inc.'s (NASDAQ:EFSI) CEO Compensation Package?
Key Insights Eagle Financial Services to hold its Annual General Meeting on 20th of May CEO Brandon Lorey's total...Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EFSI's Assets to Equity ratio (9.7x) is low.
Allowance for Bad Loans: EFSI has a sufficient allowance for bad loans (118%).
Low Risk Liabilities: 97% of EFSI's liabilities are made up of primarily low risk sources of funding.
Loan Level: EFSI has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: EFSI's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: EFSI has an appropriate level of bad loans (1%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/18 21:40 |
| End of Day Share Price | 2026/06/18 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Eagle Financial Services, Inc. is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | D.A. Davidson & Co. |
| Jacob Civiello | D.A. Davidson & Co. |
| Mikhail Paramonov | Freedom Broker |