Bank Mandiri (Persero) (OTCPK:PPER.Y) - Stock Price, News & Analysis

PPER.Y Stock Overview

Provides various banking products and services to individuals and businesses in Indonesia, Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia, the United Kingdom, and the Cayman Islands. More details

PPER.Y fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	3/6
Past Performance	5/6
Financial Health	6/6
Dividends	5/6

Rewards

Trading at 25% below our estimate of its fair value

Earnings are forecast to grow 9.02% per year

Earnings grew by 17% over the past year

Trading at good value compared to peers and industry

Risk Analysis

Unstable dividend track record

PT Bank Mandiri (Persero) Tbk Competitors

Fifth Third Bancorp

NasdaqGS:FITB

US$32.1b

Credicorp

NYSE:BAP

US$15.7b

U.S. Bancorp

NYSE:USB

US$81.9b

First Citizens BancShares

NasdaqGS:FCNC.A

US$32.5b

Price History & Performance

Summary of all time highs, changes and price drops for Bank Mandiri (Persero)
Historical stock prices
Current Share Price	Rp16.50
52 Week High	Rp20.07
52 Week Low	Rp13.20
Beta	0.57
11 Month Change	-6.57%
3 Month Change	-7.98%
1 Year Change	8.06%
33 Year Change	66.00%
5 Year Change	68.20%
Change since IPO	302.44%

Recent updates

Shareholder Returns

	PPER.Y	US Banks	US Market
7D	3.7%	3.1%	2.2%
1Y	8.1%	60.1%	32.6%

Return vs Industry: PPER.Y underperformed the US Banks industry which returned 57.7% over the past year.

Return vs Market: PPER.Y underperformed the US Market which returned 31.6% over the past year.

Price Volatility

Is PPER.Y's price volatile compared to industry and market?
PPER.Y volatility
PPER.Y Average Weekly Movement	4.1%
Banks Industry Average Movement	5.1%
Market Average Movement	6.3%
10% most volatile stocks in US Market	15.8%
10% least volatile stocks in US Market	3.1%

Stable Share Price: PPER.Y has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: PPER.Y's weekly volatility (4%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1998	38,342	Darmawan Junaidi	bankmandiri.co.id

PT Bank Mandiri (Persero) Tbk provides various banking products and services to individuals and businesses in Indonesia, Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia, the United Kingdom, and the Cayman Islands. The company operates through Wholesale and Retail segments. It offers savings and current accounts, time deposits, demand deposits, and foreign currency savings and current accounts; motorcycle loans, mortgage loan, and housing loans, as well as loans for various purposes, such as education, home renovation, marriage, health, and other needs for individuals; and working capital loans, investment loans, people’s business loans, syndicated loans, and micro business loans for businesses.

PT Bank Mandiri (Persero) Tbk Fundamentals Summary

How do Bank Mandiri (Persero)'s earnings and revenue compare to its market cap?
PPER.Y fundamental statistics
Market cap	US$38.67b
Earnings (TTM)	US$3.66b
Revenue (TTM)	US$8.43b

10.6x

P/E Ratio

2.3x

P/B Ratio

Is PPER.Y overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PPER.Y income statement (TTM)
Revenue	Rp133.70t
Cost of Revenue	Rp1.90t
Gross Profit	Rp131.81t
Other Expenses	Rp73.79t
Earnings	Rp58.01t

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	621.58
Gross Margin	98.58%
Net Profit Margin	43.39%
Debt/Equity Ratio	76.4%

How did PPER.Y perform over the long term?

See historical performance and comparison

Dividends

5.4%

Current Dividend Yield

57%

Payout Ratio

Bank Mandiri (Persero) OTCPK:PPER.Y Stock Report