Bank Mandiri (Persero) Balance Sheet Health
Financial Health criteria checks 6/6
Bank Mandiri (Persero) has total assets of IDR2,323,990.5B and total equity of IDR301,337.5B. Total deposits are IDR1,642,647.9B, and total loans are IDR1,544,761.0B. It earns a Net Interest Margin of 5.3%. It has sufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are IDR160,143.4B.
Key information
7.7x
Asset to equity ratio
5.3%
Net interest margin
| Total deposits | Rp1642.65t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Rp160.14t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PPER.Y's Assets to Equity ratio (7.7x) is low.
Allowance for Bad Loans: PPER.Y has a sufficient allowance for bad loans (281%).
Low Risk Liabilities: 81% of PPER.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: PPER.Y has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: PPER.Y's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: PPER.Y has an appropriate level of bad loans (1.1%).