PGNN Stock Overview

Through its subsidiary, Paragon Bank, provides various banking products and services to individuals, and small and mid-sized businesses in the United States. More details

PGNN fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	0/6
Financial Health	0/6
Dividends	0/6

Risk Analysis

Latest financial reports are more than a year old

Shares are highly illiquid

Does not have a meaningful market cap ($39M)

My Notes

Capture your thoughts, links and company narrative

Paragon Financial Solutions, Inc. Competitors

Sturgis Bancorp

OTCPK:STBI

US$39.5m

Golden Valley Bancshares

OTCPK:GVYB

US$39.5m

Peoples Bancorp

OTCPK:PEBC

US$38.6m

Home Federal Bancorp of Louisiana

NasdaqCM:HFBL

US$41.6m

Price History & Performance

Summary of share price highs, lows and changes for Paragon Financial Solutions
Historical stock prices
Current Share Price	US$8.76
52 Week High	US$9.30
52 Week Low	US$8.00
Beta	0
1 Month Change	1.27%
3 Month Change	-0.45%
1 Year Change	2.46%
3 Year Change	-25.45%
5 Year Change	-16.97%
Change since IPO	-12.40%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	PGNN	US Banks	US Market
7D	0.1%	1.5%	0.2%
1Y	2.5%	45.9%	23.1%

Return vs Industry: PGNN underperformed the US Banks industry which returned 45.9% over the past year.

Return vs Market: PGNN underperformed the US Market which returned 23.1% over the past year.

Price Volatility

Is PGNN's price volatile compared to industry and market?
PGNN volatility
PGNN Average Weekly Movement	n/a
Banks Industry Average Movement	3.8%
Market Average Movement	5.9%
10% most volatile stocks in US Market	18.3%
10% least volatile stocks in US Market	3.0%

Stable Share Price: PGNN's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine PGNN's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2004	n/a	Robert Shaw	bankparagon.com

Paragon Financial Solutions, Inc., through its subsidiary, Paragon Bank, provides various banking products and services to individuals, and small and mid-sized businesses in the United States. It offers deposit products, including checking accounts, savings accounts, money market savings accounts, certificates of deposit, and IRAs. The company also provides commercial loan products comprising working capital loans, accounts receivable/inventory lines of credit, equipment financing, commercial auto/truck financing, business acquisition financing, letters of credit, SBA/USDA lending, and owner-and non-owner-occupied commercial real estate loans; and mortgage loans, such as purchase, refinance, conventional mortgage, federal housing administration, veterans affairs, affordable home, home equity, and medical specialist loans.

Paragon Financial Solutions, Inc. Fundamentals Summary

How do Paragon Financial Solutions's earnings and revenue compare to its market cap?
PGNN fundamental statistics
Market cap	US$39.48m
Earnings (TTM)	-US$467.32k
Revenue (TTM)	US$8.68m

0.0x

P/B Ratio

0.0x

P/S Ratio

Is PGNN overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PGNN income statement (TTM)
Revenue	US$8.68m
Cost of Revenue	US$0
Gross Profit	US$8.68m
Other Expenses	US$9.15m
Earnings	-US$467.32k

Last Reported Earnings

Mar 31, 2008

Next Earnings Date

n/a

Earnings per share (EPS)	0
Gross Margin	0.00%
Net Profit Margin	0.00%
Debt/Equity Ratio	0.0%

How did PGNN perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/12 23:17
End of Day Share Price	2025/02/12 00:00
Earnings	2008/03/31
Annual Earnings	2007/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Paragon Financial Solutions, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.